Principles of Trading in Islam

Karim Abuzaid

Channel: Karim Abuzaid

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© No part of this transcript may be copied or referenced or transmitted in any way whatsoever. Transcripts are auto-generated and thus will be be inaccurate. We are working on a system to allow volunteers to edit transcripts in a controlled system.


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Yo, yo holla Vina mano de la haka. Ducati he watamu illa. To Muslim moon.

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Yeah. yohanna su taco de como la de holla.

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Holla

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jaha humare Jalan Cathy wrong manisa

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de la la de de una de la

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inala Hakan Ali Kumara teba

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Johan Latina de la ku Colin Salida useless

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white

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woman

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hula hoop

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la Vina

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sameness. Howdy.

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Howdy howdy Muhammad sallallahu alayhi wa sallam.

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wakulla deserting v de la dee da kimberleigh wakulla Valentin finna

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the prophetic Sierra in action. This is hautbois number two. And today brothers and sisters in Islam. We would like to learn one lesson from the following Hadith. The hadith of Raja who Allah will hurry, Rahim Allah II mean Hadith anissina Malik, your loved one. We know that at one stage the Prophet sallallahu alayhi wa sallam commanded

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to migrate to Medina. And he Jura at this time was meant to re

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like the Salah like desica

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it's mandatory except on those they are exempt women children elders sick and so forth.

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So, now the boys

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the did not want this to happen because Medina is located in the way of threes in the way to share and the establishment of a Muslim community in Medina would interrupt the path to three.

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So they prevented the companions from migrating and some of them or all of them left their wills behind and they went to Medina without money without anything. Now, it was also mandatory, a warning on some of the residents of Medina to share half of their wealth, half of what they have with the immigrants. Happiness sukanya had a few pseudo Hush little photo in mahadji de la Vina

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Yabba una fata one min a la una y en su una la hora Sula, Ola como Sati Poon Latina de bajo Dora well Eamon I mean probably him you a boon aman la him while he Duna feel so duty him hijikata mimma Oh to why you see Luna Allah fusi him Allah who cannot be him hot sauce. They would prefer the immigrants over themselves, even if they have dire needs.

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One of the companions who migrated from Mecca, Abdul Rahman

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Ravi Alaa one and after romantic now, my dear brothers and sisters in Islam is one of the 10 meaning one of the 10 companions who was giving glad tidings of gender

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when he migrated abroad now was a wealthy prestigious individual in Mecca. So consequently Rasulullah sallallahu alayhi wasallam teamed him up with another we'll see I'm sorry, sir, I don't know Ravi, Ravi, Allah one Saudi Arabia the Allah one took the hand of Abdul Rahman it now and he said to him while long By Allah, everyone around town knows that. I am

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the wealthiest in Medina

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kulu mia allamani XL Humala, and here is half it belongs to you

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have half of my wealth for you.

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Have you ever seen anything like that?

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Wonderful kind, one of a tie.

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I wish, you know, we can go back and drink from the biography of these noble ones, the noble companions of the Prophet sallallahu wasallam. But look, the nobility of Saudi Arabia was met with an honorable Abdul Rahman if now you know what he said? barrack Allahu laka female

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I'm skipping one piece here because I don't want to drift in it intentionally and you know barakallahu li kaffee Maddy May Allah subhanho wa Taala bless your wealth dulany Allah Su, show me where the marketplace is. I want to go and work.

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That's what Islam teaches brothers and sisters in Islam

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Rasulullah sallallahu alayhi wa sallam fiza

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yaku makela hadden Tom and Hyun min Koo Lumina Amalia de you will not be able to eat something that is so highly, surely lawful, so good for you, but that which you earn with your own hands

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regardless of what profession by the way, is

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now was stranger in Medina. And really the fastest way to make money is to trade because when you trade people are normally focusing on the commodity, not on the individual

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to some extent, but for you to get a profession in Medina when you just arrived. You know, it may be a little bit difficult. That's why I brought mine up now. Immediately he wanted to go to the school. He wanted to go to the marketplace.

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Look what I have not finished yet that I just couldn't walk in an IBM law ie the EU Ghana yeah Malou Ghana kuruman amellia de

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the prophets of Allah daily diary of salatu salam that he used to earn his provision he used to eat you know that who used to work a job by the way a lot of us would look down upon no cadet

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you know somebody who soft in the iron and processes armors and things out of it. We call him a cadet I don't know what the English term for that profession, but blacksmith blacksmith, anybody would look down upon that job they would use to the job and look at that as braising it in the Quran.

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In them in folklore.

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Howdy. We taught him how to soft in the iron. And yeah, melt

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the Rufus or make armors and make all type of things when they are soft in the wood. This is a job of a blacksmith. So don't you do look down upon your job, even if you're on a future agenda. are you providing for yourself? You're sufficing yourself and your family. Sometimes, you know he's he holds the job

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as long as it's helpful and useful facing your own family look, hobbies.

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But the context in sunon avida who the interviewer had mudroom fill for Senate, but here is a campaign in Ansari, this is the weak version of it came and he said Dr. rasulillah. He says begin he's asking Can I have something? He looks at him and he said Do you have anything in your house? I said well I all I have is a blanket that we sleep on sometimes eat on and cover with it and a geographer Go bring it.

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He brought it Okay, he asked this guy who can buy this today. He said go and buy x fats. He bought it. He said go and collect tools and I want to see you after 15 days. He came back with $15 ham in his head. He said this is much better for you.

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Look at the correct version or the authentic version of his iron Bukhari let India CUDA hadoken. habla

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Some of you, you take a role. And he goes to the forest and collect food and go to the market and sell that food to feed his himself and his family. Much better than asking the people whether they give him or not.

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Islam teaches us brothers and sisters in Islam to work to do something.

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It was narrated,

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no, but it was narrated that he would ask, he would admire the Hanged Man, he would look at him

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Mashallah, what is your job? I don't have a job you're supposed to

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get out of here. I don't have a job. I have nothing to do.

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But this is brothers and sisters in Islam, the culture, because I'm really sorry to say that, but we have to say that some Muslims, they come from their homeland and over the they have a very hard time to make a living. And no one will care for them even begin is not funded. And they come here and they are able to work and they have work permits and what they rely on asking the government to give. Listen, there is nothing wrong with it if this is if you qualify. I'm not talking about but I'm talking about someone who's cheating in the form of cheating and meanwhile, you're able to do something about it. Islam teaches us to be like this brothers and sisters in Islam. And you know,

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now by the way, I want to continue by saying he went to the soup for a reason because that's his profession. But it doesn't matter. We know that the Prophet sallallahu alayhi wa sallam Shepard did. You are aware of that? Rasul sallallahu alayhi wa sallam Shepherd it he worked as a shipper for money for money for a castle.

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Man

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call us aloha to sell him he says sell Alassane mermin Navy in the lower alvernon. Every profit chipper did and I used to do that to other colleagues of mine for some earnings. We know that Prophet musala salatu salam paid the delivery of the daughter of the righteous man in Midian How did he pay the dowry? 10 years of shepherding 10 years he was shepherding in Meridian for it doesn't matter. Again, I want to stress that you don't have to be a boss, you don't have to be a president. You don't have to be a doctor, you don't have to be a CEO know what you need to be is you need to be able to supervise yourself because listen will is not an objective in itself. That wealth is there

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to supervise you to give you your needs to fulfill your needs. And if will was was an object was an objective brothers and sisters in Islam. I'll give you another example from the Sierra.

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So hi.

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So hi, roomie.

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You know, so it was a very interesting story.

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He was taken from his homeland, somewhere near iraq between Iraq and Syria in that area. And he was sold in the slave market.

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And then he was brought to Baca

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his master, I'm sorry to use these terms, money and look, we and whoever owns him, owned him. So yeah, and he let him free. He paid for his freedom. He kept working on him until he became became very wealthy and rich. So when the Prophet sallallahu Sallam commanded the people in Mecca to migrate, he migrated. So they captured him at some place. They said to him, listen at 18 now for Luca solonian. If you came to ask poor and needy, and you had all this wealth, you're not gonna migrate unless you give up the money.

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Look, the money in that place, go pick it up. But I want to be sure. So if money comes in the way so money is not was not the objective here, if money was the objective, he would have simply lied or did something in order to protect and keep his money, brothers and sisters in Islam.

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trading is a profession, that Japan Allah, if you look at it carefully, the suit that the marketplace in any form or shape right now, because there is the digital there is the virtual there is right now, the stock market in any form or shape is a field of Dawa for Muslims, but only if they observe if they observe the etiquettes of it.

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So Pinilla the marketplace and the machines. What are

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the most hated, resented places in the face of this earth? Is the marketplace

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and the most beloved pieces of Earth in earth to Allah out of them, I said, look at the two, why the marketplace is a place where these shaitan

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are the people thirsty for money, they want wealth, and they may compromise. But if a Muslim conducts himself in the manner that Allah subhana wa Taala mentioned in the Quran, and in the authentic son of the Prophet sallallahu alayhi wasallam he's gonna end up with a Baraka. He's gonna end up with a lot of people accepting Islam because of him. Because of him.

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I want to tell you something, The Wolf of Abu rochman have now increased so much. his inheritance was gold, piles of gold pieces of gold, they had to use the axe to break it.

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You know, big like this of gold.

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And he has never left a chance but he do need him for the sake of Allah.

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He has never

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at one stage Rasulullah sallallahu alayhi wa sallam asked to give

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he given all his wealth, almost. It's not common in this window we don't need we always remember Abu Bakr and Omar and the competition. But that was a situation he given almost his wealth, almost not all of it. And when the Prophet sallallahu alayhi wa sallam asked him, What did you leave for your family? He said a little bit.

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He says May Allah bless what you're given, and May Allah bless what you get.

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Imagine

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at one stage he entered, he entered Medina, at a time when there was a drought.

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And Rachmaninov caravan is coming. And there was a deficit of food provision at the time, that they would actually hear the echo of the feet of the camels walking into coming into Medina, the businessmen of Medina ran to him to buy, he learned that there was a food issue in Medina at this time, they offered him 56. I said, Listen, I got 10 times and I'm gonna give all this caravan for the people in money.

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So you see, it's a big mistake brothers and sisters in Islam, to think that the only way for you as a Muslim, to earn more money is to disobey Allah subhana wa, Tada.

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Let me go over some of these etiquettes and rules for you to do business to go about conducting a trade in any shape or form. By the way. The first thing is the intention.

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The intention should not be just to make money. The intention should be to provide for my family. The intention should be to remove the trade ethics, according to Islam in the marketplace. That should be an intention. I don't know if you're aware of this or not. And that really goes to the people who claimed that Islam spread through the sold all of East,

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Southern East Asia, starting with Indonesia, Malaysia, who brought Islam to those people, Yemeni emotions, and I say yeah, many in particular, because the majority of them are Yemeni. People go there, and they trade honestly. And when it's time to pray, they pray. And they are very, what is that religion, and they are very lenient in their treatment in their dealings. That's very inviting. Right now. People are thirsty and hungry for money. When you have that. No problem with hungry ladies. When you show that leniency especially in a business transaction, it will be very inviting well, like it's a lot better than 1060 not being particularly hot about this. You can stand in a

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church and talk for until you you talked out of talking it will do nothing

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But one, one situation with a businessman. But you deal as a Muslim. According to the ethics, according to the rules of Islam, it will make a big difference in the life of that person. And he may accept Islam because of you. So intention brothers and sisters in Islam, it should not be just exclusively for money, listen, money will come. But it should not be the sole intention. Second, brothers and sisters in Islam, V acid V, capital V committed commodity, which you're trading in, must come from a lawful means he cannot imagine. I'm really sorry to say this. And I understand that this may correspond to some of you sitting here and I'm gonna close my eyes not to look at any of

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you that you go and take a user alone to make business.

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You know, it's like,

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yeah, two places in the revelation, Allah declares war, again, is

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a Muslim. Someone who says Laila Muhammad Rasulullah, one of them is using

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usery. So you gotta take a loan, in order to conduct a business to have a business so it's exactly like what we used to have that example in the belly dancer. She goes to belly dance, and at the end of the night, she gives half of her earning in South Africa. No, thank you very much stay in the house. Nobody dancing, we don't need your soccer.

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You go and

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I want to give this and I want to help that's not how you see Allah will help this Deen is that you will help Islam more by adhering to the rules to the ethics.

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Also earning that money from haram like stealing money stealing commodities, stealing that the actual capital with which you begin your trade. Your business with should come from Hillel so Allah will bless it. Allah will bless it. Maha Listen, the Baraka comes from Allah.

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The Blessing come from a you know, listen, you can go and earn millions of dollars, but at the end what you're gonna do with it, if it is coming from heroin,

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you're gonna spend it in medical bills, somebody suing you, you're gonna end up that but when it comes from Hillel, there is Balkany so the source brothers and sisters in Islam, so good intention. Second, the source number three, you should or you must trade in Holland.

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In Holland, you can go and sell and buy in haraam.

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Geneva Villa his bachelor of chemistry Bacardi. He says Rasulullah

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sallallahu Sallam banned us from selling or buying

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alcohol. The did meet the animal that is dead that was not slaughtered according to the Sharia. That's why I'll Kinsey's and number four, the idols in Islam, they used to sell and buy the idols which they used to which they used to ship. So you can go and sell and buy in one of these commodities. You can.

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You can it's Haram. And amazing. A lot of the Muslims in the United States of America and Canada and Europe, they own liquor stores, they sell liquor, when their messenger banned them from doing this. But then they come and say, Well, I'm selling it to non Muslims. Well, first of all, if a Muslim comes to buy, you will sell him. You're not gonna tell him you're a Muslim. I'm not gonna sell to you. He can sue you in this society. But who said that because it's a non Muslim, you can sell it No, the Prophet sallallahu alayhi wa sallam says either haram Allahu Hari Rama Femina. When a law makes legal something haram then he can sell and buy him if he can, he can earn from it. And I'm

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really sorry again, you know, Allah subhanaw taala inflected us here with marijuana.

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And you have Muslims who invest in that under age, I know you're gonna have a lot of cash. I know you cannot put it in the money you're gonna see the cash is so much cash. very tempting but

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whoever says something in his with his mind.

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There's something in his mind, because it's

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because it's exactly like alcohol.

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If you lose is your intellect, the hell will outrun the even if it is worse.

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Something that is legal, even if it is legal. Listen, listen, if you want to talk about processing marijuana into medication that is permissible there is nothing wrong with that. But you smoking dope to get high. That's Haram. And whoever sells it is earning from Haram.

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Somebody some some Muslims here and I'm sorry for like, I don't want to give the football today. But because we're having the soup for the children tomorrow, and they told me they forced me to get the football. So I'm sorry. It's between us now. That insurance? What is the ruling on insurance? A lot of Muslim Listen, before I go further, what is my wallet? I have insurance. I have car insurance. But what is the ooligan? insurance? This?

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insurance is haram in Islam. Why? Because

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law is allowed.

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What is up? I'll give you two scenarios. And you tell me what is justice? And what is the injustice here? Here's Scenario number one.

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Someone who pays $200 every month in car insurance. And he goes by the book he's driving, Mashallah the speed.

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And he paid it for 20 years

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that we did the math earlier in the lecture on Wednesday. That's why I'm using that example. So 20 times 200.

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What is it? 5000 years old? He didn't make one accident. So he paid $5,000 What did he get in return? What did he get? Zero. That's injustice. That's unfair to him. Look at the other scenario here. Some guys made the 200 and he's driving a Porsche. You know, the Porsche that the German car. And the first month he totals it?

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What is he gonna get?

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What is the justice? Islam doesn't deal with this? That's wrong that so that's why by Alvarado Listen, brothers, I understand some of you have you take insurance, even health insurance. Some of you have to I am not. But you should learn that this is haram. We had that affliction of bitcoins recently, that digital currency, Muslims trading in it. Yeah, this has no basis. guys came into the they did some math and something okay, by that. It's her.

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It has it's not a currency. It's something that people made up. So you as a businessman should choose what is lawful, what is halal, even if it is small. Don't say that, for me to be wealthy, and for me to be rich, then I should go cigarettes, cigarettes, a lot of the Muslims are smoking it are selling and buying it not knowing that it's haram now.

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And the confusion happened really when, what when when the ruling was initially introduced in cigarettes in eternal standard cigarettes was first introduced to us from Europe when they were in the dark ages. And it came to us through Turkey. And Turkey was the Muslim place. So for the first time, if people smoking cigarettes, what is that you know, things that you put in your mouth and it comes out? Smoke? So they went to the scholars? What is the ruling on this? They said, Listen, what happened to your mouth? Well, your mouth has a very stinky smell. That smells then it's this like like the garlic and the onions because of the smell.

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So the ruling was what dislike macro, those who smoke until you go and talk to macro.

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It's this slide. Let's hold on now. And that's the importance of analogy. This lambier analogy is a tool that can help you all was always to upgrade to change the opinion on something. But now you go and buy the back of cigarettes and guess what it's written on the back of cigarette they tell you what the guys who made it will tell you it's a killer. Then you go on and you kill yourself. Then what is the ruling moku disliked. That's the ruling is that

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when you sell and buy, you should not sell and buy in something that is that is haram you know that is something you should choose something that is halon brothers and sisters in Islam. Number four, talking about the the etiquette do not cheat. The Sahaba Bukhari Hadith of

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the Prophet sallahu wa salam one day I was walking into the marketplace. So we saw a heap of coal sabara

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so he dug his hand

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In the middle of it, so he filled that there is a moisture there. It's soft, you know that like water, you know, moisture. I don't know what's the word it I can see.

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He feels like there is some moisture there. So he said, Man

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What is this? Why there is water beneath the? He said the rule of law. So back to summer rain come down into this. Why didn't you read on the top? And he said, Well, men rashanna fella Semin, whoever cheats us is not one of us. So you shouldn't cheat and cheating. It was right no tampering with the weight, changing the label, the expiration date.

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What else? counterfeiting a trademark, Adidas and all that stuff. All that is a form of cheating not fulfilling, you should stay away from cheating. Also, you should not try to promote your community. Your merchandise, flew falls off the site Muslim had

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one day the Prophet sallallahu alayhi wa sallam says selesa to learn.

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Whether you wanna use a key,

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three types of people, Allah will not look at it the day of judgment, will not speak to them will not basically help them out in the Day of Judgment, and they will have a severe punishment.

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Salaam actually made that statement three times de la Manya rasulillah de la Manya rasulillah. Who is it? Allah? He mentioned one of them. Moon fee pusilla. Who Bill hollyfield. Kevin, in order for you to sell your commodity you say one law here. It's this car. Is this what law? This wheel is that what law? This thing that you're taking off in order to sell your commodity? You should not do that. Brothers and sisters in Islam, you should refrain from getting trading and selling and buying, distracting you from the remembrance of Allah subhanaw taala so amazing when you see brothers coming late to Juma see brothers not being regular in the masjid at least fetcher in Asia and when you ask

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them brother What's going on? We How come we don't see one live show he showed me his business. Family Business is so busy businesses keeping me busy. Yes sir. Businesses yeah your levina amatola

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kumala our will add the Command V karela. Delica with

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the boo

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boo

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boo we will return to learn to lead him to

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victory lap.

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Yo yo yo yo ma some of you come late because you want to make some sale and that's wrong that Yeah, you're Latina man. oh

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me oh me jumuah

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Isla de Kyla was

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when the time to make Juma when the de nom get from the moment you should be on the machine and live off beta and we know trading is selling and buying and you know when you buy you're always at the losing end you're always worrying but when you sell that's actually the winning and winning a lot choose leave off selling,

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not buying not trading not leave of what's selling because when you sell you cash in, you make money

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that you can't allow the trade the marketplace the shoe to distract you from the remembrance of Allah subhanho wa Taala finally, what the etiquettes of selling and buying you should be leaving in Rahim Allah hora juhlin some hand either the sudden hand either start off some hand either father, Allah subhana wa tada would have mercy on a man. He is very lenient when he has skills when he's very lenient when he buys. He's very lenient when he asked people to pay him back, you know, his his death and so forth. looks upon Allah. Just to show you the importance of brotherhood in Islam and the importance of that bond. Sometimes a complete legal business transaction is valid. it's valid,

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there is nothing wrong with it, but it becomes halal or haram when when you go and outbid your brother, Lamia kumala a fee. If me and you are talking about a business transaction and we are negotiating, listen, this is

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In an auction market, auction market, we know the rule. There is a rule, but in a non auction market that I'm already negotiating with him, and another brother comes, I'll give you more. The Haram becomes haram on you like this. monopoly is the car that you keep a commodity. And and so far so many equity tickets that we learn. We learn from this theme, and this is what brought the blessing into the lives of the early Muslims. The Halloween tribe brothers and sisters in Islam will lie earning Hillel is a key for happiness is a key for happiness. At least your doula will be answered. Rasulullah sallallahu alayhi wa sallam dakara told you to suffer as if this man is going to hide.

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He's traveled a long distance all the way from the United States to alpha tomac.

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He's raising his hands up like this. His clothes are dusted his head is the shovels Yo yo yo, look, lumen Hello. He eats from Hara. Masha boohooman hora. He drinks from Hara Mel best humann Hara was VM in Harlem and

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this is a key in any profession, or anything that you do that we should observe the ethics and the etiquettes of this religion. This religion came to make us better individuals and do it for a law by the way. A lot of the brothers here just everybody's doing this haram stuff. You want me to be the guy? Why not? You're a Muslim man. You follow a religion. You're trying to please Allah subhana wa Tada. It doesn't matter what other people do. It matters you're doing the right thing or not.

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Al hamdu Lillahi Rabbil alameen wa Hill humble Hassan Athena will Jameel why shadow Allah ilaha illallah wa ala yaku.

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Shadow Mohammed and Abu Rasulullah sallallahu alayhi wa ala alihi wa sahbihi wa as well you may have seen him while Amanita homea standing alone with him Alhamdulillah again that thing about theory and practice tomorrow in sha Allah at 7pm we're gonna have at the family fun night, something that the Mashallah the brothers and sisters in the executive committee came up with called the kids suit

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the kids soup. So we want the children to bring anything that they have at home

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food that they want to make, we'll give them tables and there will be always an adult next to the table and we're gonna teach them the etiquettes of selling and buying this is haram This is Hillel, this is not and so forth in sha Allah, getting our children to heal us it is haram early us it is haram you cannot cheat you cannot do getting them to hear these things at early age inshallah. This is the first event inshallah we're gonna run this every third Saturday of the month, inshallah, if it is successful, so it's a tryout tomorrow. So please bring your children and have them bring stuff, let's teach them how to sell and buy, especially inside this area to Muslims, you know, this

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is in a way will enrich the experience of the children in sha Allah so that they are able to provide for themselves when they grow up as elders as grownups. Yani inshallah, this event tomorrow at 7pm but can be for seven because I share is here at seven and then in sha Allah, you will be offered a table I think you have to come at six or something to get your table and so forth. So that you can set up inshallah for the marketplace.

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Again, this is not for the grownups. So don't bring your stuff tomorrow you This is for the children, bring your children and have them pick up the stuff that they have that that garbage in the house that we have. The children have a lot of stuff indeed.

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Allah Allah Allah, Allah Milena drew burner wise raffia Marina was a bit of them and en su nalco me Casa de Allahu

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Allahu wa ala to him has been our scene.