Bilal Assad – The Real Deal – Can a Muslim get rich

Bilal Assad
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The speakers discuss the importance of financial independence and avoiding begging for loans in Islam. They also emphasize the need for trusting oneself and working towards one's financial goals. The history of the Hadith and the importance of giving and receiving financial support is discussed, along with the need to study and invest in businesses. The speakers stress the importance of writing down agreements and transactions clearly, sharing one's wealth to avoid wasting time and effort, and avoiding giving information later.

AI: Summary ©

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			My brothers and sisters, the topic for tonight
		
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			is interesting
		
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			and I will leave some room for questions.
		
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			Do you believe me or have I lost
		
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			your trust?
		
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			You believe me, I will leave some questions
		
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			inshallah.
		
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			So
		
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			the topic is really about
		
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			looking at wealth and materialism
		
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			from an Islamic perspective. And I would like
		
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			to
		
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			correct some misconceptions
		
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			about it. So let me begin with a
		
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			question.
		
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			Can a Muslim be wealthy
		
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			and rich?
		
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			The answer to that, brothers and sisters, is
		
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			an
		
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			absolutely yes.
		
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			Absolutely yes.
		
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			In fact,
		
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			being wealthy and rich
		
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			can be a cause
		
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			to support the Muslim community and the people
		
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			at large and to serve your Deen even
		
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			better and become more pleasing and beloved to
		
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			Allah Subhanahu Wa Ta'ala.
		
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			In fact, we're going to go through the
		
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			whole
		
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			content about
		
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			how being wealthy
		
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			and having being resourceful
		
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			is an excellent
		
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			encouragement
		
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			in the Quran and Sunnah.
		
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			I begin with a hadith from the prophet
		
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			sallallahu alaihi wa sallam. The hadith is in
		
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			Bukhari and Muslim.
		
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			He said,
		
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			The meaning of the hadith is as follows.
		
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			The hand that gives is better than the
		
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			hand that begs and receives.
		
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			In other words,
		
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			financial independence
		
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			is better than financial dependence.
		
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			The prophet of his youth unemployment goes on
		
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			by saying, and start with your dependence
		
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			first
		
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			in who you give and spend on.
		
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			Abu Hurair radiAllahu said, you Rasoolah, who are
		
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			my who are our financial dependents? He said,
		
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			your wife,
		
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			your children,
		
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			and anyone who is dependent on you for
		
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			their livelihood.
		
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			You start with them first from your wealth
		
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			before anyone else.
		
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			He also said, salallahu alaihi wasallam,
		
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			the best type of charity,
		
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			listen carefully,
		
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			is from what is left over
		
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			beyond one's financial needs. Meaning, your savings and
		
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			profit.
		
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			Which is the best charity?
		
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			After
		
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			what you spend on yourself,
		
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			your wife, your children, your dependents, whatever is
		
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			left over that you don't need for your
		
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			family and your livelihood, your shelter, your clothing,
		
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			your food, your security, and so on.
		
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			Left over,
		
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			the best charity you can give is from
		
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			that.
		
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			Why?
		
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			Because there's a priority.
		
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			Dependents
		
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			take priority.
		
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			And being obliged to spend on your dependence
		
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			is more beloved to Allah because no one
		
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			else is going to spend on them but
		
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			you.
		
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			Also,
		
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			spending on your dependence
		
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			is an obligation which is also considered a
		
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			a charity. In fact, it is the best
		
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			charity of all charities.
		
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			What is obliged is the best charity of
		
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			all charity.
		
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			He goes on sallallahu alaihi wasallam, whoever is
		
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			able to not need
		
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			to ask from others,
		
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			Allah will make him un needy.
		
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			You stop yourself from asking people for loans,
		
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			asking people for
		
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			whether it's money or anything else,
		
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			don't go into that habit.
		
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			Avoid it as much as you can. Allah
		
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			says he will make him unneedy.
		
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			Then he says,
		
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			whoever is satisfied,
		
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			whoever is satisfied with what they have,
		
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			Allah will bless their wealth
		
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			and their wealth will increase.
		
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			Or it also means whoever relies on their
		
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			abilities,
		
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			Allah bless them with and seeks financial independence,
		
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			Allah will assist him in his seeking and
		
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			his efforts.
		
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			So what have we understood from this?
		
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			A Muslim should be financially independent as much
		
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			as they can. If they're not yet, then
		
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			to seek it and to work and not
		
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			sit and wait and use justifications and excuses
		
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			that Allah is going to provide them without
		
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			moving.
		
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			And also not to beg and ask and
		
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			get out of that habit.
		
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			And also that your family
		
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			and dependents are more worthy come in priority
		
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			and it is haram to neglect them even
		
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			in the name of charity to others,
		
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			And that the best charity is to your
		
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			dependence first. And then the next best charity
		
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			is what's left over of your wealth to
		
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			others.
		
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			And that
		
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			obligation towards your family is a charity you
		
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			get rewarded for.
		
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			Abu Hurair radiAllahu anhu says to the prophet,
		
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			peace be upon him, who are those you
		
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			said are the dependents, O Messenger of Allah?
		
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			And he said, your wife.
		
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			So that your wife does not say,
		
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			my husband, you are you have neglected me,
		
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			so leave me.
		
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			I can't live with you. Or your child
		
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			says,
		
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			oh father,
		
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			you have left me barren and vulnerable. Where
		
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			do I go?
		
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			These are the words of the prophet sallallahu
		
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			alaihi wasallam.
		
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			Allah says in the Quran in Surah number
		
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			4 verse 9 in Surat An Nisa, he
		
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			says,
		
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			And let them fear those who,
		
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			if they would themselves leave behind helpless children,
		
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			they would surely have been fearful on their
		
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			account.
		
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			Let them then fear Allah and make the
		
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			right statement.
		
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			What does this verse mean?
		
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			Allah is telling us that there is a
		
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			legitimate
		
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			fear
		
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			of poverty
		
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			upon your children
		
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			and your family if you were to die
		
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			and leave them behind
		
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			with no financial
		
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			resources or wealth that they can look after
		
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			themselves when you die.
		
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			This is a misconception among Muslims where they
		
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			say, not this, there is a misconception among
		
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			muslims where they say,
		
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			Allah will provide will provide them. It is
		
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			absolutely true that Allah will provide them.
		
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			But Allah also has already provided us
		
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			these resources and the ability to work and
		
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			he commanded us to do that.
		
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			So anything which Allah commands us to do,
		
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			it means we take some of that responsibility
		
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			and the responsibility is to do our part.
		
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			In the end, if Allah provides you from
		
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			or doesn't, that's in the hands of Allah.
		
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			And everyone's provision is written
		
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			but you have to still work towards it
		
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			and even your working towards it is written.
		
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			Allah facilitates everything fairly and justly.
		
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			And the meaning of this verse is that
		
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			some people, before they die, they want to
		
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			donate and give in charity all their wealth
		
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			or they start giving their wealth to certain
		
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			people than others or they
		
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			name it for some of their children rather
		
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			than others or they hide it or whatever
		
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			it is.
		
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			Allah is telling them,
		
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			let them fear that they leave behind an
		
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			offspring who will be barren and vulnerable. So
		
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			fear Allah,
		
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			spring who will be barren and vulnerable.
		
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			So fear Allah.
		
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			Do you understand?
		
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			Allah did not say, give your wealth away
		
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			and don't worry about your children, I will
		
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			provide them. No, no, no. Providing comes in
		
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			2 ways, that Allah provides you
		
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			without you asking and he also provides you
		
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			with you doing the effort. The hadith prophet
		
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			salaam is very clear, says Allah will assist
		
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			the person when they do the effort.
		
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			Inheritance therefore is important.
		
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			And how can you leave behind
		
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			wealth for your children and family if you
		
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			yourself are not wealthy and you yourself have
		
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			not doesn't seek? Now, we're not talking about
		
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			people around the world who are disadvantaged because
		
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			of the the oppression and corruption of their
		
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			governments or because of war or because of,
		
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			circumstances,
		
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			disasters.
		
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			Those people, they have to be patient and
		
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			Allah Subhanahu Wa Ta'ala will still provide them.
		
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			We're talking about people whom Allah Subhanahu Wa
		
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			Ta'ala has given them security and safety in
		
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			their land.
		
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			Do you have you heard of the companion
		
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			named Sa'd ibn Abi Waqqas Radiallahu An?
		
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			Sa'd ibn Abi Waqqas Radiallahu An is one
		
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			of the elite companions. When I say elite,
		
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			maybe the wrong word. One of the most
		
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			important companions and the highest of the righteous,
		
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			among the earliest Muslims.
		
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			And he was the uncle, the paternal uncle
		
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			the maternal uncle of the prophet sallallahu alaihi
		
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			wa sallam, and he embraced Islam early and
		
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			he was one of the 10 mentioned in
		
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			the Hadith in a row promised paradise.
		
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			Sa'd ibn Abu
		
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			Akbar was among the most affluent and wealthy
		
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			companions among all the companions. His honor and
		
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			his dignity was respected and revered,
		
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			and he was a great help to the
		
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			Muslim community with his wealth and his resources.
		
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			In the
		
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			farewell pilgrimage after the prophet, peace be upon
		
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			him, gave his servant,
		
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			Sa'd ibn Abu Akas became ill and he
		
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			thought that he was going to die.
		
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			The hadith is in Bukhari and Muslim.
		
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			So he said to the prophet
		
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			when he went to visit him, You Rasool
		
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			Allah,
		
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			I feel that I'm going to die
		
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			and I have all this wealth.
		
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			I am very comfortable with wealth.
		
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			All I have is 1 daughter.
		
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			Can I give
		
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			2 thirds of my wealth
		
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			in charity to someone else and just leave
		
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			a third for my daughter since I only
		
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			have a daughter and a wife?
		
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			The prophet
		
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			said, no.
		
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			No. Don't do that.
		
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			He said, how about a sh'atar niz half?
		
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			Half of all my wealth and I'll leave
		
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			the rest for my daughter and my wife.
		
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			He said, no,
		
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			not allowed to do
		
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			that. He said, how about a third?
		
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			And Rasul
		
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			said, if you want you can donate a
		
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			third, but even that is too much.
		
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			In other words, it discouraged him.
		
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			One daughter,
		
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			one wife. Now, Samu Abi Waqas
		
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			did live on live on after that, and
		
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			he had many children after his daughter.
		
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			And, subhanallah, his wealth benefit the Muslims benefit
		
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			him, benefited his family.
		
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			And the prophet, sallallahu alaihi wa sallam, he
		
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			replied to Saad ibn Abi Waqqas
		
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			saying,
		
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			For you to leave your family and children
		
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			wealthy,
		
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			independent
		
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			financially from needing other people
		
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			is much better to Allah and more beloved
		
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			than to allow them to go and beg
		
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			people and rely on the community to help
		
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			them.
		
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			Do you understand my brothers and sisters?
		
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			Now, here is another thing.
		
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			Arasul salallahu alaihi wa sallam, the prophet peace
		
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			be upon him, used to seek refuge
		
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			from poverty.
		
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			Another misconception
		
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			is people think that the prophet salallahu alaihi
		
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			wasallam liked
		
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			to be
		
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			poor or that or that he was poor.
		
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			This is wrong. Rasul alaihi wasalam neither liked
		
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			poverty
		
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			nor was he poor.
		
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			But Rasul SAWAYAM chose
		
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			to have only the minimum finances
		
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			for himself and his family, and he always
		
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			gave it away.
		
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			He chose to be an ascetic,
		
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			zuhid.
		
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			Why? Because he's the role model,
		
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			and he's the messenger of Allah.
		
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			He used to say, sallallahu alaihi wa sallam,
		
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			the hadith is in al Nasai,
		
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			The companion's name is Muslim, Ibn Abi Baqarah.
		
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			He said,
		
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			my father
		
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			I found my father. His father is a
		
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			companion of the prophet, peace be upon him.
		
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			This was after the death of prophet He
		
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			said, I used to see my father
		
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			making the following dua after every salah 5
		
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			times a day. He used to say,
		
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			Oh, Allah, I seek refuge with you
		
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			from
		
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			disbelief,
		
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			kufr,
		
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			and poverty,
		
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			and the punishment of the grave.
		
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			So I used to say them after my
		
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			father.
		
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			Then my father said to me, my son,
		
00:13:21 --> 00:13:23
			where did you learn this du'a from?
		
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			And he said, I learnt it off you,
		
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			O father. And then his father said, the
		
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			messenger of Allah sallallahu alaihi wa sallam used
		
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			to say the same dua after every salah.
		
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			The hadith is authenticated by Sheik Al Albani.
		
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			So
		
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			what is the combination between Kufr and poverty?
		
00:13:43 --> 00:13:44
			He said, O Allah, seek refuge in you
		
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			from disbelief and poverty. Why did the prophet
		
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			put these 2 together? I'm here to educate
		
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			you, brothers and sisters. I'm not here to
		
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			motivate you for for nothing. We want to
		
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			learn on a deeper level.
		
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			Why is poverty and kufr put together?
		
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			And what type of kufr, disbelief is the
		
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			prophet said I'm talking about?
		
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			Here's the answer, brothers and sisters from the
		
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			scholars.
		
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			Poverty,
		
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			they said, leads to desperation.
		
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			And desperation
		
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			leads to selling your dignity
		
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			and honor
		
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			and leads you to dealing with haram to
		
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			survive
		
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			and may lead to disbelief or doing acts
		
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			of disbelief
		
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			in order to survive.
		
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			And Rasool salaam called it kufr. And kufr
		
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			has two meanings.
		
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			It means real disbelief from the heart and
		
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			kufr also means kufr of action which doesn't
		
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			make you a real disbeliever And kufr also
		
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			means a third meaning and that is to
		
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			be ungrateful
		
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			and to deny the blessings you have.
		
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			So to say words that are ungrateful.
		
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			Then they are exempt and there's no sin
		
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			upon them.
		
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			But some people poverty does lead them to
		
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			even leave Islam.
		
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			Another meaning is that,
		
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			is O Allah, do not make me incapacitated
		
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			so that you are unable to so that
		
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			I am not able to give and help
		
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			others,
		
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			making a person dependent on those above them
		
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			and have no option but to but to
		
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			certain things that may compromise their religion and
		
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			faith. Oh, Allah. Do not make me among
		
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			those.
		
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			Now here
		
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			is another hadith, beautiful dua that you can
		
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			say.
		
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			Oh, Allah, I seek refuge in you from
		
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			worries
		
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			and sadness.
		
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			And I seek refuge in you from being
		
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			incapacitated
		
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			and from laziness.
		
00:15:54 --> 00:15:55
			Oh, Allah, I seek refuge in you from
		
00:15:55 --> 00:15:56
			being cowardice,
		
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			a coward, and from stinginess.
		
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			And I seek refuge in you Allah from
		
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			the depths overcoming me and from the power
		
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			and authority of men. Don't make me below
		
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			them so that I have to beg and
		
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			cover
		
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			and do whatever they tell me and lose
		
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			my dignity.
		
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			Listen to this amazing dua of a great
		
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			companion named Sa'd ibn Ubada radiAllahu an. Sa'd
		
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			ibn Ubada is also a promised paradise and
		
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			he was one of the Ansar among the
		
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			early Muslims, and he was a leader and
		
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			a chief of one of the tribes
		
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			of Madinah.
		
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			I I haven't heard this stuff from any
		
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			other
		
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			narrated from any other companion. Listen to it.
		
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			He said,
		
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			He says, oh, Allah,
		
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			grant me honor and value.
		
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			Grant me honor and value.
		
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			And I cannot have honor and value without
		
00:17:07 --> 00:17:08
			action and giving.
		
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			And there cannot be any action and giving
		
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			without financial resources.
		
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			Oh Allah,
		
00:17:17 --> 00:17:19
			limited financial resources
		
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			do not make me adequately functionable.
		
00:17:22 --> 00:17:25
			They don't suit me. And I cannot adequately
		
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			function without
		
00:17:27 --> 00:17:28
			having abundance in wealth.
		
00:17:29 --> 00:17:30
			It's very clear.
		
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			Allah, I want honor and value.
		
00:17:33 --> 00:17:36
			I cannot have it without action and giving,
		
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			and I cannot act and give without you
		
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			making me wealthy and rich.
		
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			And not being rich doesn't suit me, I
		
00:17:41 --> 00:17:43
			can't function like that.
		
00:17:43 --> 00:17:44
			And if I am poor,
		
00:17:45 --> 00:17:46
			it incapacitates me.
		
00:17:47 --> 00:17:48
			I can't live like that.
		
00:17:51 --> 00:17:53
			The hadith is in Al Hakim,
		
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			narrator, Ib Abu Shaiba, Ibn Saad, and Al
		
00:17:57 --> 00:17:59
			Bayhaki. And the hadith is authentic and very
		
00:17:59 --> 00:18:00
			well known.
		
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			And you know what? As a result of
		
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			that dua,
		
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			du'a,
		
00:18:07 --> 00:18:08
			listen carefully.
		
00:18:09 --> 00:18:11
			Rasul Muhammad salallahu alaihi wa sallam, he migrated
		
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			from Makkah to where?
		
00:18:13 --> 00:18:15
			To Madinah. How long did he spend in
		
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			Madinah?
		
00:18:17 --> 00:18:18
			10 years.
		
00:18:19 --> 00:18:21
			So each year is 3 let's say 365
		
00:18:21 --> 00:18:22
			days.
		
00:18:22 --> 00:18:23
			How many days
		
00:18:24 --> 00:18:26
			would 10 years be? 365
		
00:18:27 --> 00:18:29
			times 10 years. I've already done the calculation.
		
00:18:30 --> 00:18:31
			300 and 3,650
		
00:18:32 --> 00:18:33
			days approximately.
		
00:18:34 --> 00:18:36
			Do you know what Sa'd ibn Ubada did
		
00:18:36 --> 00:18:37
			as a result of Allah
		
00:18:38 --> 00:18:39
			granting him that wealth and that du'a?
		
00:18:40 --> 00:18:42
			He used to gift the Prophet peace be
		
00:18:42 --> 00:18:44
			upon him a gift every day,
		
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			sometimes a shoulder of a lamb, sometimes a
		
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			goat, sometimes something else. Every single day for
		
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			10 years, he gifted him 3,650
		
00:18:54 --> 00:18:54
			gifts.
		
00:18:55 --> 00:18:56
			How? Because
		
00:18:56 --> 00:18:58
			he was able financially.
		
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			Now if that's what he did for the
		
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			prophet, imagine what he did for his people,
		
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			for his family, for the Muslims, for the
		
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			community,
		
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			and abroad.
		
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			Adding to that,
		
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			you know the 10 promised paradise among the
		
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			companions. There are more promised but in that
		
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			hadith there are 10. Did you know that
		
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			7 out of those 10 were extremely wealthy?
		
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			Among them was Abdul Rahman ibn Auf
		
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			We all have heard about Abdul Rahman ibn
		
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			Auf, how wealthy and powerful he was.
		
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			Did you know that
		
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			scholars have estimated in today's US currency
		
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			of how much approximately Adar Rahman ibn Awf
		
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			had in dinars compared to today's modern world.
		
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			They estimated his wealth to be at least
		
00:19:41 --> 00:19:42
			800,000,000
		
00:19:43 --> 00:19:43
			US dollars.
		
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			That was his
		
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			entire life,
		
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			and wealth. He was worth 800,000,000
		
00:19:51 --> 00:19:53
			US dollars in modern world.
		
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			So was Osman
		
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			ibn Affan, Abu Bakr,
		
00:19:59 --> 00:20:00
			Umar,
		
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			all of them. Ali
		
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			started off poor.
		
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			He started off poor. And he married Fatima
		
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			radiallahu anha, the daughter of the prophet shalallahu
		
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			alaihi wa sallam, and they were extremely poor,
		
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			and it was very hard for them. He
		
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			was quite young.
		
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			And one day, he said to the prophet,
		
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			you Rasool Allah, I am suffering from poverty.
		
00:20:17 --> 00:20:19
			He waited and the man came in and
		
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			gave some donations of a few dinars or
		
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			dirham, sorry. Dirham
		
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			is less than a dinar.
		
00:20:24 --> 00:20:27
			Dirham is, what, I don't know, maybe about
		
00:20:27 --> 00:20:27
			$7,
		
00:20:27 --> 00:20:28
			Australia.
		
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			Rasool al Salam received this. And what did
		
00:20:31 --> 00:20:33
			he give aliruddhiallan? He gave him 1 dirham.
		
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			1.
		
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			And he said, go to the market
		
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			and buy yourself such and such dates or
		
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			whatever, and then go and sell them for
		
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			a profit of such and such. Then take
		
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			that profit
		
00:20:45 --> 00:20:47
			and bring it back to me. He went
		
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			and did exactly as the prophet said. He
		
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			came back with some profit. He said, now
		
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			take it again and buy this or that
		
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			and sell it again and make some profit.
		
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			And again and again until he had enough
		
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			for his family to last him for a
		
00:20:58 --> 00:21:00
			little while. And so
		
00:21:00 --> 00:21:01
			began a business of profit.
		
00:21:02 --> 00:21:05
			So a Muslim invests, a Muslim profits, a
		
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			Muslim gets into trade and business if they
		
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			can, a Muslim educates themselves, a Muslim reads
		
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			books about how to invest in business, A
		
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			Muslim reads about the boundaries that Islam has
		
00:21:14 --> 00:21:16
			placed in how to invest in a halal
		
00:21:16 --> 00:21:18
			way and what is haram. And how to
		
00:21:18 --> 00:21:19
			earn your wealth in halal and what is
		
00:21:19 --> 00:21:21
			haram. And how to spend it in halal
		
00:21:21 --> 00:21:23
			and how to spend it in haram? A
		
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			Muslim reads before they even earn money, what
		
00:21:26 --> 00:21:28
			does this you have to study. It is
		
00:21:28 --> 00:21:29
			a ob an ob obligation.
		
00:21:29 --> 00:21:31
			Anything you're about to do in life, it
		
00:21:31 --> 00:21:33
			is an obligation to study that area of
		
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			your deen. Seek advice from scholars or read
		
00:21:36 --> 00:21:37
			a book about it of his on Islam
		
00:21:38 --> 00:21:40
			from Islam about that topic. So let's say
		
00:21:40 --> 00:21:40
			finance.
		
00:21:41 --> 00:21:43
			What is halal finance? What is haram?
		
00:21:44 --> 00:21:46
			How do you spend it? What are your
		
00:21:46 --> 00:21:46
			obligations?
		
00:21:48 --> 00:21:48
			Who
		
00:21:49 --> 00:21:51
			has to receive from your wealth? What is
		
00:21:51 --> 00:21:53
			zakah? What is sadaqa? How much do you
		
00:21:53 --> 00:21:54
			have to give?
		
00:21:54 --> 00:21:57
			And so on. Then, be wealthy as wealthy
		
00:21:57 --> 00:21:58
			as you like.
		
00:21:59 --> 00:22:02
			But don't forget Allah's right.
		
00:22:05 --> 00:22:06
			Islam does
		
00:22:06 --> 00:22:07
			not base
		
00:22:08 --> 00:22:10
			your value on whether a person is rich
		
00:22:10 --> 00:22:11
			or poor.
		
00:22:12 --> 00:22:13
			Islam looks at your
		
00:22:14 --> 00:22:17
			obedience to Allah, your worship, your conduct.
		
00:22:19 --> 00:22:21
			And whether that wealth enters your heart and
		
00:22:21 --> 00:22:24
			changes you becoming stingy, miserly, full of arrogance
		
00:22:24 --> 00:22:25
			and pride,
		
00:22:26 --> 00:22:28
			or whether poverty makes you a person who
		
00:22:28 --> 00:22:29
			leaves the deen
		
00:22:30 --> 00:22:31
			and blames Allah and so on and so
		
00:22:31 --> 00:22:33
			forth. It's all a test. Wealth is a
		
00:22:33 --> 00:22:36
			test, poverty is a test. Everything in our
		
00:22:36 --> 00:22:37
			life is a test.
		
00:22:38 --> 00:22:40
			My brothers and sisters,
		
00:22:44 --> 00:22:46
			Some people say, well, what about the verses
		
00:22:46 --> 00:22:47
			in the Quran? Alhaqumutakathur.
		
00:22:50 --> 00:22:51
			Abundance
		
00:22:52 --> 00:22:54
			has made you heedless.
		
00:22:55 --> 00:22:57
			You might say, there you go. The verse
		
00:22:57 --> 00:22:59
			of the Quran is warning us not to
		
00:22:59 --> 00:23:01
			have abundance of wealth because it makes us
		
00:23:01 --> 00:23:04
			heedless. No, no, no. Read it again.
		
00:23:05 --> 00:23:07
			Allah is not saying abundance makes you heedless.
		
00:23:08 --> 00:23:09
			He's saying
		
00:23:09 --> 00:23:11
			your accumulation of your abundance
		
00:23:12 --> 00:23:13
			has changed you
		
00:23:13 --> 00:23:16
			so that you became heedless because of it.
		
00:23:16 --> 00:23:18
			So therefore, it's not the wealth,
		
00:23:18 --> 00:23:20
			it's how you looked at wealth.
		
00:23:20 --> 00:23:22
			How you approached wealth.
		
00:23:23 --> 00:23:25
			Not that wealth makes you heedless.
		
00:23:27 --> 00:23:29
			Wealth makes you more powerful. You have more
		
00:23:29 --> 00:23:31
			say in government,
		
00:23:31 --> 00:23:32
			politics,
		
00:23:32 --> 00:23:34
			in the economy of the country, in your
		
00:23:34 --> 00:23:37
			say, in your influence on powerful people.
		
00:23:38 --> 00:23:39
			Yes. That is true.
		
00:23:40 --> 00:23:41
			And that is why I always encourage the
		
00:23:41 --> 00:23:42
			Muslim communities
		
00:23:43 --> 00:23:44
			that we
		
00:23:45 --> 00:23:47
			need to always work together to find ways
		
00:23:47 --> 00:23:48
			of employing one another,
		
00:23:49 --> 00:23:51
			making resources available for each other,
		
00:23:52 --> 00:23:54
			to help each other grow, train each other,
		
00:23:54 --> 00:23:56
			assist one another so our community can grow,
		
00:23:57 --> 00:23:58
			and be strong, powerful,
		
00:23:59 --> 00:24:00
			independent financially
		
00:24:01 --> 00:24:02
			and not need anybody.
		
00:24:08 --> 00:24:11
			Another thing that Islam looks at is this,
		
00:24:14 --> 00:24:16
			don't be a person who takes out loans
		
00:24:16 --> 00:24:18
			all the time unless it's necessary.
		
00:24:19 --> 00:24:23
			Islam discourages even looks frowns upon it deeply
		
00:24:23 --> 00:24:24
			if a Muslim
		
00:24:25 --> 00:24:27
			is used to always asking people and getting
		
00:24:27 --> 00:24:29
			a loan for no no necessity.
		
00:24:31 --> 00:24:33
			Asking for a loan
		
00:24:34 --> 00:24:36
			is dangerous because you may not be able
		
00:24:36 --> 00:24:37
			to pay it off.
		
00:24:38 --> 00:24:40
			Asking for a loan when you don't need
		
00:24:40 --> 00:24:41
			it
		
00:24:41 --> 00:24:42
			is even worse
		
00:24:43 --> 00:24:46
			Because you will be denying other muslims who
		
00:24:46 --> 00:24:48
			have that wealth to invest and grow.
		
00:24:48 --> 00:24:50
			For example, if I come up to you
		
00:24:50 --> 00:24:52
			and I have alhamdulillah enough wealth, but I
		
00:24:52 --> 00:24:53
			see a business opportunity and I wanna borrow
		
00:24:53 --> 00:24:55
			that money off you so that I can
		
00:24:55 --> 00:24:56
			invest it and make profit, and I give
		
00:24:56 --> 00:24:58
			you back just that money as it was
		
00:24:58 --> 00:24:59
			after a year.
		
00:25:00 --> 00:25:01
			Then I have harmed you.
		
00:25:02 --> 00:25:04
			You could have invested and grown your wealth
		
00:25:04 --> 00:25:06
			and helped your family, but instead I took
		
00:25:06 --> 00:25:08
			it and invested. And it's not haram, it's
		
00:25:08 --> 00:25:08
			okay.
		
00:25:09 --> 00:25:11
			But it's frowned upon in Islam.
		
00:25:12 --> 00:25:13
			Because the wealth of the Muslims are meant
		
00:25:13 --> 00:25:15
			to circulate and help each other
		
00:25:16 --> 00:25:18
			and assist one another to become stronger.
		
00:25:20 --> 00:25:22
			The there is a hadith which makes me
		
00:25:22 --> 00:25:24
			really think in a tirmidi, the hadith is
		
00:25:24 --> 00:25:26
			authentic, that the prophet sallallahu alaihi wa sallam
		
00:25:26 --> 00:25:28
			came to pray a janazah on a man,
		
00:25:28 --> 00:25:30
			for, for a man. Sorry. The word is
		
00:25:30 --> 00:25:31
			not on. For a man.
		
00:25:32 --> 00:25:34
			Janazah salal. He had died, one of the
		
00:25:34 --> 00:25:34
			companions.
		
00:25:35 --> 00:25:36
			And it was the habit of the prophet
		
00:25:36 --> 00:25:38
			sallallahu alaihi wa sallam to always ask, does
		
00:25:38 --> 00:25:38
			your brother,
		
00:25:39 --> 00:25:41
			your companion, or your sister have a debt
		
00:25:41 --> 00:25:42
			still owing?
		
00:25:44 --> 00:25:46
			And this man had a debt still owing.
		
00:25:47 --> 00:25:49
			I think it was about 70 dinars.
		
00:25:50 --> 00:25:51
			Something like $7,000
		
00:25:52 --> 00:25:52
			Australian.
		
00:25:53 --> 00:25:55
			They said, yeah Rasoolah, he still owes a
		
00:25:55 --> 00:25:57
			debt. He hasn't paid it off. And he
		
00:25:57 --> 00:25:59
			was able. Rasoolah
		
00:25:59 --> 00:26:00
			alaihiqum,
		
00:26:00 --> 00:26:02
			you go and pray. And he refused to
		
00:26:02 --> 00:26:03
			pray.
		
00:26:03 --> 00:26:06
			Not because he doesn't deserve it, but Rasool
		
00:26:06 --> 00:26:08
			alaihi wa sallam's du'a want he wants it
		
00:26:08 --> 00:26:10
			to be accepted. And because of that, he
		
00:26:10 --> 00:26:12
			doesn't want his du'a to be refused because
		
00:26:12 --> 00:26:14
			of that. Again, he he's discouraging the companions
		
00:26:15 --> 00:26:17
			from getting used to asking people and going
		
00:26:17 --> 00:26:18
			to debt unnecessarily.
		
00:26:18 --> 00:26:20
			1 companion put his hand up and said,
		
00:26:20 --> 00:26:22
			You Rasool Allah, I
		
00:26:22 --> 00:26:25
			will settle his debt so long as you
		
00:26:25 --> 00:26:26
			pray for him.
		
00:26:26 --> 00:26:27
			He said,
		
00:26:28 --> 00:26:30
			Is that an agreement in contract?
		
00:26:30 --> 00:26:31
			He said, Yes.
		
00:26:32 --> 00:26:34
			He witnessed the companions as a witness
		
00:26:34 --> 00:26:36
			and said, very well.
		
00:26:36 --> 00:26:38
			So if you have somebody, that's why people
		
00:26:38 --> 00:26:40
			should make a will. If you owe debts,
		
00:26:40 --> 00:26:42
			make sure you have someone else who will
		
00:26:42 --> 00:26:44
			carry out to pay off that debt for
		
00:26:44 --> 00:26:44
			you.
		
00:26:46 --> 00:26:48
			After a few days, he saw the companion,
		
00:26:48 --> 00:26:50
			he said to him, did you pay the
		
00:26:50 --> 00:26:51
			debt off your brother? He said, ir Rasool
		
00:26:51 --> 00:26:53
			Allah, I was busy. Then after another few
		
00:26:53 --> 00:26:54
			days he said, now I paid it You
		
00:26:54 --> 00:26:55
			Rasool Allah.
		
00:26:55 --> 00:26:57
			Now, this part of the hadith, I'm not
		
00:26:57 --> 00:26:59
			sure of its authenticity, but it is still
		
00:26:59 --> 00:26:59
			scary.
		
00:27:00 --> 00:27:02
			It says, now his skin has cooled down.
		
00:27:03 --> 00:27:05
			Only Allah knows best. I'm not I can't
		
00:27:05 --> 00:27:07
			guarantee this part of the hadith to be
		
00:27:07 --> 00:27:08
			authentic but
		
00:27:10 --> 00:27:12
			there is a frowning upon people who seek
		
00:27:12 --> 00:27:13
			loans
		
00:27:13 --> 00:27:14
			unnecessarily.
		
00:27:20 --> 00:27:21
			Brothers and sisters,
		
00:27:24 --> 00:27:24
			finally,
		
00:27:25 --> 00:27:26
			we find that
		
00:27:27 --> 00:27:27
			wealth
		
00:27:29 --> 00:27:31
			can get to our hearts and minds and
		
00:27:31 --> 00:27:32
			destroy our relationships
		
00:27:33 --> 00:27:35
			and destroy our obligations
		
00:27:36 --> 00:27:37
			and make even
		
00:27:37 --> 00:27:39
			blood relatives become enemies.
		
00:27:40 --> 00:27:42
			I've seen it in business
		
00:27:43 --> 00:27:44
			dealings,
		
00:27:44 --> 00:27:45
			in business partnerships,
		
00:27:46 --> 00:27:47
			in inheritance.
		
00:27:48 --> 00:27:50
			A father dies, a mother dies, the children
		
00:27:50 --> 00:27:52
			start to divide and fight over the inheritance,
		
00:27:52 --> 00:27:53
			awwubillah,
		
00:27:54 --> 00:27:57
			when Allah subhanahu wa ta'ala has clearly stipulated
		
00:27:57 --> 00:27:59
			exactly whose right is what.
		
00:27:59 --> 00:28:01
			And we heard about those 2 men who
		
00:28:01 --> 00:28:04
			entered upon the prophet Dawud, David Dawud alaihis
		
00:28:04 --> 00:28:06
			salam, one of the greatest judges.
		
00:28:07 --> 00:28:09
			And there were in fact angels in the
		
00:28:09 --> 00:28:10
			form of humans
		
00:28:10 --> 00:28:12
			to test Dawood alaihis salam and to teach
		
00:28:12 --> 00:28:13
			him a lesson, Allah wanted to teach him
		
00:28:13 --> 00:28:16
			something. They acted like they were 2 partners
		
00:28:16 --> 00:28:18
			in a business. And one of them said,
		
00:28:19 --> 00:28:21
			my brother here, my partner,
		
00:28:21 --> 00:28:23
			did this and that to me, and he
		
00:28:23 --> 00:28:25
			took my wealth and didn't repay me such
		
00:28:25 --> 00:28:26
			and such.
		
00:28:26 --> 00:28:28
			Dawud alaihis salam was still asleep and he
		
00:28:28 --> 00:28:30
			had woken up and he was a bit
		
00:28:30 --> 00:28:30
			distorted.
		
00:28:31 --> 00:28:32
			And he said to them,
		
00:28:33 --> 00:28:35
			immediately without hearing the other side of the
		
00:28:35 --> 00:28:38
			story, your partner has oppressed you, he owes
		
00:28:38 --> 00:28:39
			you this and he owes you that, now
		
00:28:39 --> 00:28:42
			go. And they left. And
		
00:28:42 --> 00:28:44
			Allah sent to him, Jibril, to tell him,
		
00:28:45 --> 00:28:46
			you have dealt with them unjustly.
		
00:28:47 --> 00:28:48
			You did not hear the other side of
		
00:28:48 --> 00:28:50
			the story and you gave judgment.
		
00:28:50 --> 00:28:52
			So wakha fakhraraqa
		
00:28:52 --> 00:28:55
			anwa anab, the the Quran says that Dawud
		
00:28:55 --> 00:28:56
			alaihi wasalam went down in prostration to the
		
00:28:56 --> 00:28:58
			ground, and he came closer to Allah and
		
00:28:58 --> 00:29:00
			asked him for his forgiveness.
		
00:29:01 --> 00:29:03
			Allah tested him. What did he test with?
		
00:29:03 --> 00:29:06
			A judge cannot judge when they are not
		
00:29:06 --> 00:29:08
			fully aware, so he just woke up. Number
		
00:29:08 --> 00:29:11
			2, when they're distraught. Number 3,
		
00:29:11 --> 00:29:13
			without hearing both sides of the story. And
		
00:29:13 --> 00:29:15
			number 4, if there is conflict of interest.
		
00:29:16 --> 00:29:18
			But what Dawud alaihis salaam said here that
		
00:29:18 --> 00:29:20
			I wanna highlight, he said to them,
		
00:29:25 --> 00:29:28
			Many partners in dealings and business,
		
00:29:29 --> 00:29:30
			majority of them,
		
00:29:30 --> 00:29:31
			they
		
00:29:32 --> 00:29:34
			transgress each other and do wrong by each
		
00:29:34 --> 00:29:37
			other except very few whom Allah has given
		
00:29:37 --> 00:29:37
			mercy.
		
00:29:38 --> 00:29:41
			So fear Allah in your partnership dealings and
		
00:29:41 --> 00:29:42
			your transactions.
		
00:29:43 --> 00:29:44
			And fear Allah.
		
00:29:46 --> 00:29:47
			There is a whole
		
00:29:48 --> 00:29:49
			aya.
		
00:29:49 --> 00:29:51
			You know what an aya is?
		
00:29:51 --> 00:29:53
			What's an aya in the Quran?
		
00:29:54 --> 00:29:56
			A verse. For example,
		
00:29:58 --> 00:29:59
			that's an aya.
		
00:30:00 --> 00:30:02
			Sometimes the aya is a bit longer. I
		
00:30:03 --> 00:30:06
			mean, that's longer. Sometimes it's a few lines.
		
00:30:06 --> 00:30:09
			Sometimes it's half a page and sometimes it's
		
00:30:10 --> 00:30:12
			only one time in the entire Quran, there
		
00:30:12 --> 00:30:15
			is one ayah that appears the entire page.
		
00:30:16 --> 00:30:18
			Why is this ayah so long and why
		
00:30:18 --> 00:30:20
			do we have to finish it?
		
00:30:21 --> 00:30:22
			Who knows what it's about?
		
00:30:24 --> 00:30:26
			Brother said it's about riva,
		
00:30:29 --> 00:30:29
			debts,
		
00:30:32 --> 00:30:34
			Dane, ayat it is called the ayah of
		
00:30:34 --> 00:30:36
			of dain, of debts. And you said riba,
		
00:30:37 --> 00:30:38
			someone else said?
		
00:30:39 --> 00:30:42
			Okay. Inherent no. It's not about inheritance.
		
00:30:42 --> 00:30:44
			It is called the aya of debts.
		
00:30:45 --> 00:30:47
			In fact, it doesn't just talk about debts,
		
00:30:47 --> 00:30:48
			it talks about contracts,
		
00:30:49 --> 00:30:49
			debts,
		
00:30:51 --> 00:30:52
			how to witness debts and how to write
		
00:30:52 --> 00:30:54
			it, talks about transactions.
		
00:30:55 --> 00:30:57
			Let's see. I'm not gonna recite the whole
		
00:30:57 --> 00:30:59
			verse. I'm just gonna give you the summary,
		
00:30:59 --> 00:31:01
			the points the important points it it discusses.
		
00:31:01 --> 00:31:02
			Number 1,
		
00:31:03 --> 00:31:05
			it says, and these are my words of
		
00:31:05 --> 00:31:07
			course, I'm just summarizing the words of Allah
		
00:31:08 --> 00:31:09
			Beware
		
00:31:10 --> 00:31:11
			leaving behind
		
00:31:12 --> 00:31:12
			financially
		
00:31:13 --> 00:31:16
			oh, sorry. I I it says number 1,
		
00:31:16 --> 00:31:18
			right so it's verse
		
00:31:18 --> 00:31:20
			it's chapter number 2 verse
		
00:31:20 --> 00:31:21
			28
		
00:31:21 --> 00:31:22
			2, verse
		
00:31:23 --> 00:31:23
			282.
		
00:31:24 --> 00:31:25
			It says,
		
00:31:26 --> 00:31:27
			if you
		
00:31:28 --> 00:31:29
			enter into a loan
		
00:31:30 --> 00:31:32
			agreement then you must
		
00:31:32 --> 00:31:33
			write it down.
		
00:31:34 --> 00:31:35
			That's the first thing it says.
		
00:31:36 --> 00:31:37
			You must what?
		
00:31:38 --> 00:31:39
			You must write it down.
		
00:31:41 --> 00:31:44
			Some people, because they're their friend or their
		
00:31:44 --> 00:31:45
			relative or their father or mother or their
		
00:31:45 --> 00:31:47
			brother or their sister, they think that if
		
00:31:47 --> 00:31:49
			they write it down, they take it as
		
00:31:49 --> 00:31:50
			if it's a distrust.
		
00:31:51 --> 00:31:51
			Wrong.
		
00:31:52 --> 00:31:54
			We have to stop this trend and this
		
00:31:54 --> 00:31:55
			misconception.
		
00:31:56 --> 00:31:58
			It is an obligation to write it down.
		
00:31:59 --> 00:32:02
			Number 2, or get an independent person to
		
00:32:02 --> 00:32:04
			write it and he shouldn't refuse. Get someone
		
00:32:04 --> 00:32:05
			else to write it if you like. The
		
00:32:05 --> 00:32:08
			point it has to be written. Number 3,
		
00:32:08 --> 00:32:09
			the debtor
		
00:32:09 --> 00:32:10
			dictates to the writer
		
00:32:12 --> 00:32:13
			what to write.
		
00:32:15 --> 00:32:17
			The the next point, fear Allah
		
00:32:18 --> 00:32:19
			and detail
		
00:32:20 --> 00:32:21
			every term clearly.
		
00:32:22 --> 00:32:24
			You have to be very detailed and clear.
		
00:32:25 --> 00:32:26
			The next point,
		
00:32:27 --> 00:32:28
			if the debtor
		
00:32:29 --> 00:32:31
			is not fit enough,
		
00:32:31 --> 00:32:34
			maybe they're not very mature enough, let their
		
00:32:34 --> 00:32:35
			guardian write it
		
00:32:36 --> 00:32:37
			on his or her behalf. Do you see
		
00:32:37 --> 00:32:39
			how much writing is so emphasized?
		
00:32:41 --> 00:32:44
			And Allah then says, 2 trustworthy men
		
00:32:44 --> 00:32:45
			have to witness
		
00:32:46 --> 00:32:48
			to the agreement. And if you cannot find
		
00:32:48 --> 00:32:51
			2 trustworthy men, Allah says, then 1 trustworthy
		
00:32:51 --> 00:32:53
			man and 2 trustworthy women.
		
00:32:55 --> 00:32:58
			Why? Because Allah says, if one woman forgets,
		
00:32:58 --> 00:33:00
			the other one reminds her. But then you
		
00:33:00 --> 00:33:01
			might say what in this day and age
		
00:33:01 --> 00:33:03
			women work with? The answer to that, brothers
		
00:33:03 --> 00:33:05
			and sisters, is not that women are less,
		
00:33:07 --> 00:33:08
			knowledgeable
		
00:33:08 --> 00:33:10
			or less logical or less rational or less
		
00:33:11 --> 00:33:13
			in their brain or their mind. No. This
		
00:33:13 --> 00:33:13
			is a misunderstanding.
		
00:33:14 --> 00:33:16
			It is because the nature of majority of
		
00:33:16 --> 00:33:18
			women. Number 1, it's not an obligation for
		
00:33:18 --> 00:33:22
			women to financially be responsible for families, which
		
00:33:22 --> 00:33:22
			then
		
00:33:23 --> 00:33:27
			causes that necessitates that many women throughout time
		
00:33:27 --> 00:33:29
			and even in the world today will not
		
00:33:29 --> 00:33:31
			be dealing much with finances unless she wants
		
00:33:31 --> 00:33:33
			to. Number 3,
		
00:33:33 --> 00:33:35
			Allah subhanahu wa ta'ala is telling us that
		
00:33:35 --> 00:33:37
			since the obligation of finance is not on
		
00:33:37 --> 00:33:37
			women,
		
00:33:38 --> 00:33:38
			therefore,
		
00:33:39 --> 00:33:41
			a woman may, because she's not involved in
		
00:33:41 --> 00:33:44
			it all the time, she may forget. She
		
00:33:44 --> 00:33:46
			may be pregnant. She may be going through
		
00:33:47 --> 00:33:48
			child rearing and so on and so forth,
		
00:33:49 --> 00:33:51
			where she has she has more likeliness to
		
00:33:51 --> 00:33:53
			forget what it was. So write it down.
		
00:33:54 --> 00:33:57
			Anyway, Allah then says, the witnesses must not
		
00:33:57 --> 00:33:59
			refuse if called to give evidence later.
		
00:34:00 --> 00:34:02
			The next one, no slackness or negligence in
		
00:34:02 --> 00:34:03
			dealing,
		
00:34:03 --> 00:34:06
			in detailing the transactions and the terms. Then
		
00:34:06 --> 00:34:09
			Allah says, must clearly write the terms due
		
00:34:09 --> 00:34:10
			date.
		
00:34:10 --> 00:34:11
			Then he says,
		
00:34:12 --> 00:34:15
			this is fairest and more just so that
		
00:34:15 --> 00:34:16
			there are no ambiguities,
		
00:34:16 --> 00:34:20
			doubts or accusations later on. Then Allah says,
		
00:34:20 --> 00:34:21
			but immediate
		
00:34:21 --> 00:34:23
			transactions like a sale or a purchase that
		
00:34:23 --> 00:34:25
			is on the spot, you are not obliged
		
00:34:25 --> 00:34:27
			to write it but it is preferable to
		
00:34:27 --> 00:34:30
			write it, I e, invoices and receipts.
		
00:34:31 --> 00:34:32
			And lastly,
		
00:34:32 --> 00:34:34
			the scribe, the person who wrote it, must
		
00:34:34 --> 00:34:36
			never be threatened or caused
		
00:34:36 --> 00:34:36
			any
		
00:34:38 --> 00:34:40
			harm. So brothers and sisters, this whole area
		
00:34:40 --> 00:34:42
			is talking so much
		
00:34:43 --> 00:34:46
			about the rights of people's finances and debts
		
00:34:47 --> 00:34:49
			that it must be in this manner.
		
00:34:50 --> 00:34:52
			Do you see how important that is brothers
		
00:34:52 --> 00:34:52
			and sisters?
		
00:34:54 --> 00:34:56
			1 brother asked me on a side note,
		
00:34:56 --> 00:34:58
			do I have to tell my wife if
		
00:34:58 --> 00:34:58
			somebody
		
00:35:00 --> 00:35:01
			has
		
00:35:01 --> 00:35:03
			borrowed some money from me?
		
00:35:04 --> 00:35:06
			What do you think, brothers and sisters? Should
		
00:35:06 --> 00:35:07
			he tell his wife?
		
00:35:10 --> 00:35:12
			What if he's hiding money, doesn't want his
		
00:35:12 --> 00:35:13
			wife to know in case
		
00:35:13 --> 00:35:15
			they leave each other and then she goes
		
00:35:15 --> 00:35:16
			after it?
		
00:35:16 --> 00:35:18
			Some men do that, don't they?
		
00:35:19 --> 00:35:20
			Should he hide it from his wife? What
		
00:35:20 --> 00:35:22
			do you think I advised him? If it
		
00:35:22 --> 00:35:23
			affects the family.
		
00:35:23 --> 00:35:25
			If it affects the family. If it affects
		
00:35:25 --> 00:35:27
			the family, he should hide it.
		
00:35:29 --> 00:35:31
			Yeah. And his wife is still with them,
		
00:35:31 --> 00:35:33
			and they're living normal, like husband and wife.
		
00:35:33 --> 00:35:35
			There's none of that threat or anything on
		
00:35:35 --> 00:35:36
			either side. Normal.
		
00:35:36 --> 00:35:38
			You have your ups and downs.
		
00:35:38 --> 00:35:39
			Okay.
		
00:35:39 --> 00:35:41
			People on the camera looking at me don't
		
00:35:41 --> 00:35:42
			see you because some of you are shaking,
		
00:35:42 --> 00:35:43
			some of you are nodding.
		
00:35:45 --> 00:35:47
			The answer I gave
		
00:35:47 --> 00:35:49
			to this brother is he should tell his
		
00:35:49 --> 00:35:50
			wife.
		
00:35:51 --> 00:35:52
			Who knows why but why do you think
		
00:35:52 --> 00:35:53
			I said that?
		
00:35:58 --> 00:36:01
			If he dies, what? Yes? What? What's the
		
00:36:01 --> 00:36:02
			consequence if he dies? Why would I tell
		
00:36:02 --> 00:36:03
			him tell your wife?
		
00:36:09 --> 00:36:11
			Okay. She okay. You're on the right. She
		
00:36:11 --> 00:36:12
			says that's like her money. Not all of
		
00:36:12 --> 00:36:14
			it is her money. Akhidam put us into
		
00:36:14 --> 00:36:15
			a big problem now.
		
00:36:17 --> 00:36:18
			Alright, Ma'am, it's because time time can I
		
00:36:18 --> 00:36:19
			can I answer it in short? Because time
		
00:36:19 --> 00:36:21
			is running up. Forgive me, premises. I know
		
00:36:21 --> 00:36:22
			that you know the answer,
		
00:36:24 --> 00:36:25
			Aren't there rights
		
00:36:27 --> 00:36:28
			in wealth to other people?
		
00:36:29 --> 00:36:30
			Does the wife inherit anything?
		
00:36:31 --> 00:36:32
			Do the children inherit anything?
		
00:36:34 --> 00:36:35
			Part of that wealth, she has a right
		
00:36:35 --> 00:36:36
			to it.
		
00:36:37 --> 00:36:39
			And if she doesn't know that someone is
		
00:36:39 --> 00:36:40
			owing them,
		
00:36:40 --> 00:36:42
			how does she go after her rights? Babe,
		
00:36:42 --> 00:36:44
			you might say, I'll let his brother or
		
00:36:44 --> 00:36:45
			let his father or let
		
00:36:46 --> 00:36:49
			Yes. You can do that. But eventually, she
		
00:36:49 --> 00:36:50
			must know.
		
00:36:50 --> 00:36:52
			And it is better to let your wife
		
00:36:52 --> 00:36:54
			know and your husband know. Even your children
		
00:36:54 --> 00:36:55
			to know.
		
00:36:56 --> 00:36:58
			Because the person who has the right will
		
00:36:58 --> 00:36:59
			go after that right as well.
		
00:37:01 --> 00:37:02
			Don't hide these things.
		
00:37:04 --> 00:37:06
			So my brothers and sisters,
		
00:37:07 --> 00:37:09
			as you can see, therefore wealth in Islam
		
00:37:10 --> 00:37:12
			is encouraged on one condition
		
00:37:13 --> 00:37:14
			that you give your Zakah,
		
00:37:15 --> 00:37:16
			you give sadaqah.
		
00:37:17 --> 00:37:20
			It doesn't change your heart to neglect your
		
00:37:20 --> 00:37:22
			duties to Allah or the community and the
		
00:37:22 --> 00:37:22
			Muslims.
		
00:37:23 --> 00:37:25
			That you use your wealth in the right
		
00:37:25 --> 00:37:26
			way, not in the haram way.
		
00:37:27 --> 00:37:28
			That you prioritize
		
00:37:28 --> 00:37:30
			those who have a right to it first,
		
00:37:30 --> 00:37:32
			yourself, your wife, your children and then others.
		
00:37:33 --> 00:37:35
			That you earn it in halal and you
		
00:37:35 --> 00:37:36
			spend it in halal.
		
00:37:41 --> 00:37:43
			And there's nothing wrong with driving a nice
		
00:37:43 --> 00:37:43
			car,
		
00:37:43 --> 00:37:45
			wearing nice clothes.
		
00:37:45 --> 00:37:47
			A man came, not ended with this. A
		
00:37:47 --> 00:37:48
			man came and said, You Rasool Allah,
		
00:37:50 --> 00:37:50
			Rasulullah,
		
00:37:51 --> 00:37:52
			he said, Whoever wears
		
00:37:53 --> 00:37:55
			a garment to show off with will be
		
00:37:55 --> 00:37:57
			given a garment of the fire on a
		
00:37:57 --> 00:37:59
			day of judgment. One man said, you Rasool
		
00:37:59 --> 00:38:01
			Allah, I like to wear nice shoes.
		
00:38:02 --> 00:38:03
			He said, that's different.
		
00:38:05 --> 00:38:07
			Allah is beautiful and he loves to see
		
00:38:07 --> 00:38:08
			beauty.
		
00:38:10 --> 00:38:10
			Right?
		
00:38:10 --> 00:38:13
			He said, I am talking about the person
		
00:38:13 --> 00:38:14
			who is arrogant,
		
00:38:15 --> 00:38:16
			ungrateful to Allah,
		
00:38:17 --> 00:38:20
			considers himself independent of God's provision.
		
00:38:21 --> 00:38:23
			When you ask them, they say it's me
		
00:38:23 --> 00:38:25
			and only me and denies Allah's favors
		
00:38:25 --> 00:38:28
			and denies other people their right to sees
		
00:38:28 --> 00:38:30
			himself superior to others because of the garment
		
00:38:30 --> 00:38:32
			he or she is wearing.
		
00:38:32 --> 00:38:34
			Same with the car, same with your hat,
		
00:38:34 --> 00:38:36
			same with your glasses, same with whatever you
		
00:38:36 --> 00:38:39
			wear. A Muslim humbles themselves. In another hadith
		
00:38:39 --> 00:38:41
			Rasulullah Sallalahu Wa Salam, he said,
		
00:38:46 --> 00:38:48
			Allah loves to see the effect of his
		
00:38:48 --> 00:38:48
			blessings
		
00:38:49 --> 00:38:50
			on his slave.
		
00:38:50 --> 00:38:51
			So when he gives you, he loves to
		
00:38:51 --> 00:38:52
			see its effect.
		
00:38:53 --> 00:38:56
			But the believer thanks Allah for it and
		
00:38:56 --> 00:38:58
			it's and doesn't connect his heart to it.
		
00:38:58 --> 00:39:01
			I say my final statement. There are people
		
00:39:01 --> 00:39:02
			who are financially
		
00:39:03 --> 00:39:04
			independent,
		
00:39:05 --> 00:39:07
			but the finances control them.
		
00:39:08 --> 00:39:10
			And there are those who are independent
		
00:39:12 --> 00:39:13
			of financial
		
00:39:13 --> 00:39:14
			dependence.
		
00:39:15 --> 00:39:15
			I repeat,
		
00:39:16 --> 00:39:18
			there are those who are financially independent but
		
00:39:18 --> 00:39:19
			they're
		
00:39:19 --> 00:39:20
			dependent on their money.
		
00:39:21 --> 00:39:23
			And there are others who are
		
00:39:25 --> 00:39:26
			financially
		
00:39:26 --> 00:39:27
			who are independent
		
00:39:28 --> 00:39:29
			of their
		
00:39:29 --> 00:39:31
			financial dependence.
		
00:39:32 --> 00:39:35
			Money is secondary to them. They always have
		
00:39:35 --> 00:39:37
			the abundance mentality. If it goes, they don't
		
00:39:37 --> 00:39:40
			lose hope. They always say, alhamdulillah, it will
		
00:39:40 --> 00:39:42
			happen again. And my risk is with Allah.
		
00:39:42 --> 00:39:43
			If they donate, they don't say, oh my
		
00:39:43 --> 00:39:45
			god, I'm gonna starve. They say, Allah will
		
00:39:45 --> 00:39:46
			provide me.
		
00:39:46 --> 00:39:48
			And the wealth becomes a means not an
		
00:39:48 --> 00:39:50
			ends so that you don't compete to it,
		
00:39:50 --> 00:39:52
			you don't disunite because of it, you don't
		
00:39:52 --> 00:39:55
			make it your everything in your life and
		
00:39:55 --> 00:39:56
			make it the most beloved thing to you
		
00:39:56 --> 00:39:59
			and put your duties and your obedience of
		
00:39:59 --> 00:40:00
			Allah and the rights
		
00:40:00 --> 00:40:01
			and your,
		
00:40:01 --> 00:40:04
			moral values behind the money as if the
		
00:40:04 --> 00:40:06
			money becomes your god. Does everybody understand the
		
00:40:06 --> 00:40:08
			lecture that we gave today?
		
00:40:08 --> 00:40:09
			I hope so, You Rabb.
		
00:40:11 --> 00:40:12
			I told you I'll give you time for
		
00:40:12 --> 00:40:13
			your questions,
		
00:40:14 --> 00:40:15
			but it's a time for
		
00:40:16 --> 00:40:16
			isha.
		
00:40:19 --> 00:40:20
			Forgive me those who had questions I couldn't
		
00:40:20 --> 00:40:21
			answer.