Bilal Assad – The Real Deal – Can a Muslim get rich
AI: Summary ©
The speakers discuss the importance of financial independence and avoiding begging for loans in Islam. They also emphasize the need for trusting oneself and working towards one's financial goals. The history of the Hadith and the importance of giving and receiving financial support is discussed, along with the need to study and invest in businesses. The speakers stress the importance of writing down agreements and transactions clearly, sharing one's wealth to avoid wasting time and effort, and avoiding giving information later.
AI: Summary ©
My brothers and sisters, the topic for tonight
is interesting
and I will leave some room for questions.
Do you believe me or have I lost
your trust?
You believe me, I will leave some questions
inshallah.
So
the topic is really about
looking at wealth and materialism
from an Islamic perspective. And I would like
to
correct some misconceptions
about it. So let me begin with a
question.
Can a Muslim be wealthy
and rich?
The answer to that, brothers and sisters, is
an
absolutely yes.
Absolutely yes.
In fact,
being wealthy and rich
can be a cause
to support the Muslim community and the people
at large and to serve your Deen even
better and become more pleasing and beloved to
Allah Subhanahu Wa Ta'ala.
In fact, we're going to go through the
whole
content about
how being wealthy
and having being resourceful
is an excellent
encouragement
in the Quran and Sunnah.
I begin with a hadith from the prophet
sallallahu alaihi wa sallam. The hadith is in
Bukhari and Muslim.
He said,
The meaning of the hadith is as follows.
The hand that gives is better than the
hand that begs and receives.
In other words,
financial independence
is better than financial dependence.
The prophet of his youth unemployment goes on
by saying, and start with your dependence
first
in who you give and spend on.
Abu Hurair radiAllahu said, you Rasoolah, who are
my who are our financial dependents? He said,
your wife,
your children,
and anyone who is dependent on you for
their livelihood.
You start with them first from your wealth
before anyone else.
He also said, salallahu alaihi wasallam,
the best type of charity,
listen carefully,
is from what is left over
beyond one's financial needs. Meaning, your savings and
profit.
Which is the best charity?
After
what you spend on yourself,
your wife, your children, your dependents, whatever is
left over that you don't need for your
family and your livelihood, your shelter, your clothing,
your food, your security, and so on.
Left over,
the best charity you can give is from
that.
Why?
Because there's a priority.
Dependents
take priority.
And being obliged to spend on your dependence
is more beloved to Allah because no one
else is going to spend on them but
you.
Also,
spending on your dependence
is an obligation which is also considered a
a charity. In fact, it is the best
charity of all charities.
What is obliged is the best charity of
all charity.
He goes on sallallahu alaihi wasallam, whoever is
able to not need
to ask from others,
Allah will make him un needy.
You stop yourself from asking people for loans,
asking people for
whether it's money or anything else,
don't go into that habit.
Avoid it as much as you can. Allah
says he will make him unneedy.
Then he says,
whoever is satisfied,
whoever is satisfied with what they have,
Allah will bless their wealth
and their wealth will increase.
Or it also means whoever relies on their
abilities,
Allah bless them with and seeks financial independence,
Allah will assist him in his seeking and
his efforts.
So what have we understood from this?
A Muslim should be financially independent as much
as they can. If they're not yet, then
to seek it and to work and not
sit and wait and use justifications and excuses
that Allah is going to provide them without
moving.
And also not to beg and ask and
get out of that habit.
And also that your family
and dependents are more worthy come in priority
and it is haram to neglect them even
in the name of charity to others,
And that the best charity is to your
dependence first. And then the next best charity
is what's left over of your wealth to
others.
And that
obligation towards your family is a charity you
get rewarded for.
Abu Hurair radiAllahu anhu says to the prophet,
peace be upon him, who are those you
said are the dependents, O Messenger of Allah?
And he said, your wife.
So that your wife does not say,
my husband, you are you have neglected me,
so leave me.
I can't live with you. Or your child
says,
oh father,
you have left me barren and vulnerable. Where
do I go?
These are the words of the prophet sallallahu
alaihi wasallam.
Allah says in the Quran in Surah number
4 verse 9 in Surat An Nisa, he
says,
And let them fear those who,
if they would themselves leave behind helpless children,
they would surely have been fearful on their
account.
Let them then fear Allah and make the
right statement.
What does this verse mean?
Allah is telling us that there is a
legitimate
fear
of poverty
upon your children
and your family if you were to die
and leave them behind
with no financial
resources or wealth that they can look after
themselves when you die.
This is a misconception among Muslims where they
say, not this, there is a misconception among
muslims where they say,
Allah will provide will provide them. It is
absolutely true that Allah will provide them.
But Allah also has already provided us
these resources and the ability to work and
he commanded us to do that.
So anything which Allah commands us to do,
it means we take some of that responsibility
and the responsibility is to do our part.
In the end, if Allah provides you from
or doesn't, that's in the hands of Allah.
And everyone's provision is written
but you have to still work towards it
and even your working towards it is written.
Allah facilitates everything fairly and justly.
And the meaning of this verse is that
some people, before they die, they want to
donate and give in charity all their wealth
or they start giving their wealth to certain
people than others or they
name it for some of their children rather
than others or they hide it or whatever
it is.
Allah is telling them,
let them fear that they leave behind an
offspring who will be barren and vulnerable. So
fear Allah,
spring who will be barren and vulnerable.
So fear Allah.
Do you understand?
Allah did not say, give your wealth away
and don't worry about your children, I will
provide them. No, no, no. Providing comes in
2 ways, that Allah provides you
without you asking and he also provides you
with you doing the effort. The hadith prophet
salaam is very clear, says Allah will assist
the person when they do the effort.
Inheritance therefore is important.
And how can you leave behind
wealth for your children and family if you
yourself are not wealthy and you yourself have
not doesn't seek? Now, we're not talking about
people around the world who are disadvantaged because
of the the oppression and corruption of their
governments or because of war or because of,
circumstances,
disasters.
Those people, they have to be patient and
Allah Subhanahu Wa Ta'ala will still provide them.
We're talking about people whom Allah Subhanahu Wa
Ta'ala has given them security and safety in
their land.
Do you have you heard of the companion
named Sa'd ibn Abi Waqqas Radiallahu An?
Sa'd ibn Abi Waqqas Radiallahu An is one
of the elite companions. When I say elite,
maybe the wrong word. One of the most
important companions and the highest of the righteous,
among the earliest Muslims.
And he was the uncle, the paternal uncle
the maternal uncle of the prophet sallallahu alaihi
wa sallam, and he embraced Islam early and
he was one of the 10 mentioned in
the Hadith in a row promised paradise.
Sa'd ibn Abu
Akbar was among the most affluent and wealthy
companions among all the companions. His honor and
his dignity was respected and revered,
and he was a great help to the
Muslim community with his wealth and his resources.
In the
farewell pilgrimage after the prophet, peace be upon
him, gave his servant,
Sa'd ibn Abu Akas became ill and he
thought that he was going to die.
The hadith is in Bukhari and Muslim.
So he said to the prophet
when he went to visit him, You Rasool
Allah,
I feel that I'm going to die
and I have all this wealth.
I am very comfortable with wealth.
All I have is 1 daughter.
Can I give
2 thirds of my wealth
in charity to someone else and just leave
a third for my daughter since I only
have a daughter and a wife?
The prophet
said, no.
No. Don't do that.
He said, how about a sh'atar niz half?
Half of all my wealth and I'll leave
the rest for my daughter and my wife.
He said, no,
not allowed to do
that. He said, how about a third?
And Rasul
said, if you want you can donate a
third, but even that is too much.
In other words, it discouraged him.
One daughter,
one wife. Now, Samu Abi Waqas
did live on live on after that, and
he had many children after his daughter.
And, subhanallah, his wealth benefit the Muslims benefit
him, benefited his family.
And the prophet, sallallahu alaihi wa sallam, he
replied to Saad ibn Abi Waqqas
saying,
For you to leave your family and children
wealthy,
independent
financially from needing other people
is much better to Allah and more beloved
than to allow them to go and beg
people and rely on the community to help
them.
Do you understand my brothers and sisters?
Now, here is another thing.
Arasul salallahu alaihi wa sallam, the prophet peace
be upon him, used to seek refuge
from poverty.
Another misconception
is people think that the prophet salallahu alaihi
wasallam liked
to be
poor or that or that he was poor.
This is wrong. Rasul alaihi wasalam neither liked
poverty
nor was he poor.
But Rasul SAWAYAM chose
to have only the minimum finances
for himself and his family, and he always
gave it away.
He chose to be an ascetic,
zuhid.
Why? Because he's the role model,
and he's the messenger of Allah.
He used to say, sallallahu alaihi wa sallam,
the hadith is in al Nasai,
The companion's name is Muslim, Ibn Abi Baqarah.
He said,
my father
I found my father. His father is a
companion of the prophet, peace be upon him.
This was after the death of prophet He
said, I used to see my father
making the following dua after every salah 5
times a day. He used to say,
Oh, Allah, I seek refuge with you
from
disbelief,
kufr,
and poverty,
and the punishment of the grave.
So I used to say them after my
father.
Then my father said to me, my son,
where did you learn this du'a from?
And he said, I learnt it off you,
O father. And then his father said, the
messenger of Allah sallallahu alaihi wa sallam used
to say the same dua after every salah.
The hadith is authenticated by Sheik Al Albani.
So
what is the combination between Kufr and poverty?
He said, O Allah, seek refuge in you
from disbelief and poverty. Why did the prophet
put these 2 together? I'm here to educate
you, brothers and sisters. I'm not here to
motivate you for for nothing. We want to
learn on a deeper level.
Why is poverty and kufr put together?
And what type of kufr, disbelief is the
prophet said I'm talking about?
Here's the answer, brothers and sisters from the
scholars.
Poverty,
they said, leads to desperation.
And desperation
leads to selling your dignity
and honor
and leads you to dealing with haram to
survive
and may lead to disbelief or doing acts
of disbelief
in order to survive.
And Rasool salaam called it kufr. And kufr
has two meanings.
It means real disbelief from the heart and
kufr also means kufr of action which doesn't
make you a real disbeliever And kufr also
means a third meaning and that is to
be ungrateful
and to deny the blessings you have.
So to say words that are ungrateful.
Then they are exempt and there's no sin
upon them.
But some people poverty does lead them to
even leave Islam.
Another meaning is that,
is O Allah, do not make me incapacitated
so that you are unable to so that
I am not able to give and help
others,
making a person dependent on those above them
and have no option but to but to
certain things that may compromise their religion and
faith. Oh, Allah. Do not make me among
those.
Now here
is another hadith, beautiful dua that you can
say.
Oh, Allah, I seek refuge in you from
worries
and sadness.
And I seek refuge in you from being
incapacitated
and from laziness.
Oh, Allah, I seek refuge in you from
being cowardice,
a coward, and from stinginess.
And I seek refuge in you Allah from
the depths overcoming me and from the power
and authority of men. Don't make me below
them so that I have to beg and
cover
and do whatever they tell me and lose
my dignity.
Listen to this amazing dua of a great
companion named Sa'd ibn Ubada radiAllahu an. Sa'd
ibn Ubada is also a promised paradise and
he was one of the Ansar among the
early Muslims, and he was a leader and
a chief of one of the tribes
of Madinah.
I I haven't heard this stuff from any
other
narrated from any other companion. Listen to it.
He said,
He says, oh, Allah,
grant me honor and value.
Grant me honor and value.
And I cannot have honor and value without
action and giving.
And there cannot be any action and giving
without financial resources.
Oh Allah,
limited financial resources
do not make me adequately functionable.
They don't suit me. And I cannot adequately
function without
having abundance in wealth.
It's very clear.
Allah, I want honor and value.
I cannot have it without action and giving,
and I cannot act and give without you
making me wealthy and rich.
And not being rich doesn't suit me, I
can't function like that.
And if I am poor,
it incapacitates me.
I can't live like that.
The hadith is in Al Hakim,
narrator, Ib Abu Shaiba, Ibn Saad, and Al
Bayhaki. And the hadith is authentic and very
well known.
And you know what? As a result of
that dua,
du'a,
listen carefully.
Rasul Muhammad salallahu alaihi wa sallam, he migrated
from Makkah to where?
To Madinah. How long did he spend in
Madinah?
10 years.
So each year is 3 let's say 365
days.
How many days
would 10 years be? 365
times 10 years. I've already done the calculation.
300 and 3,650
days approximately.
Do you know what Sa'd ibn Ubada did
as a result of Allah
granting him that wealth and that du'a?
He used to gift the Prophet peace be
upon him a gift every day,
sometimes a shoulder of a lamb, sometimes a
goat, sometimes something else. Every single day for
10 years, he gifted him 3,650
gifts.
How? Because
he was able financially.
Now if that's what he did for the
prophet, imagine what he did for his people,
for his family, for the Muslims, for the
community,
and abroad.
Adding to that,
you know the 10 promised paradise among the
companions. There are more promised but in that
hadith there are 10. Did you know that
7 out of those 10 were extremely wealthy?
Among them was Abdul Rahman ibn Auf
We all have heard about Abdul Rahman ibn
Auf, how wealthy and powerful he was.
Did you know that
scholars have estimated in today's US currency
of how much approximately Adar Rahman ibn Awf
had in dinars compared to today's modern world.
They estimated his wealth to be at least
800,000,000
US dollars.
That was his
entire life,
and wealth. He was worth 800,000,000
US dollars in modern world.
So was Osman
ibn Affan, Abu Bakr,
Umar,
all of them. Ali
started off poor.
He started off poor. And he married Fatima
radiallahu anha, the daughter of the prophet shalallahu
alaihi wa sallam, and they were extremely poor,
and it was very hard for them. He
was quite young.
And one day, he said to the prophet,
you Rasool Allah, I am suffering from poverty.
He waited and the man came in and
gave some donations of a few dinars or
dirham, sorry. Dirham
is less than a dinar.
Dirham is, what, I don't know, maybe about
$7,
Australia.
Rasool al Salam received this. And what did
he give aliruddhiallan? He gave him 1 dirham.
1.
And he said, go to the market
and buy yourself such and such dates or
whatever, and then go and sell them for
a profit of such and such. Then take
that profit
and bring it back to me. He went
and did exactly as the prophet said. He
came back with some profit. He said, now
take it again and buy this or that
and sell it again and make some profit.
And again and again until he had enough
for his family to last him for a
little while. And so
began a business of profit.
So a Muslim invests, a Muslim profits, a
Muslim gets into trade and business if they
can, a Muslim educates themselves, a Muslim reads
books about how to invest in business, A
Muslim reads about the boundaries that Islam has
placed in how to invest in a halal
way and what is haram. And how to
earn your wealth in halal and what is
haram. And how to spend it in halal
and how to spend it in haram? A
Muslim reads before they even earn money, what
does this you have to study. It is
a ob an ob obligation.
Anything you're about to do in life, it
is an obligation to study that area of
your deen. Seek advice from scholars or read
a book about it of his on Islam
from Islam about that topic. So let's say
finance.
What is halal finance? What is haram?
How do you spend it? What are your
obligations?
Who
has to receive from your wealth? What is
zakah? What is sadaqa? How much do you
have to give?
And so on. Then, be wealthy as wealthy
as you like.
But don't forget Allah's right.
Islam does
not base
your value on whether a person is rich
or poor.
Islam looks at your
obedience to Allah, your worship, your conduct.
And whether that wealth enters your heart and
changes you becoming stingy, miserly, full of arrogance
and pride,
or whether poverty makes you a person who
leaves the deen
and blames Allah and so on and so
forth. It's all a test. Wealth is a
test, poverty is a test. Everything in our
life is a test.
My brothers and sisters,
Some people say, well, what about the verses
in the Quran? Alhaqumutakathur.
Abundance
has made you heedless.
You might say, there you go. The verse
of the Quran is warning us not to
have abundance of wealth because it makes us
heedless. No, no, no. Read it again.
Allah is not saying abundance makes you heedless.
He's saying
your accumulation of your abundance
has changed you
so that you became heedless because of it.
So therefore, it's not the wealth,
it's how you looked at wealth.
How you approached wealth.
Not that wealth makes you heedless.
Wealth makes you more powerful. You have more
say in government,
politics,
in the economy of the country, in your
say, in your influence on powerful people.
Yes. That is true.
And that is why I always encourage the
Muslim communities
that we
need to always work together to find ways
of employing one another,
making resources available for each other,
to help each other grow, train each other,
assist one another so our community can grow,
and be strong, powerful,
independent financially
and not need anybody.
Another thing that Islam looks at is this,
don't be a person who takes out loans
all the time unless it's necessary.
Islam discourages even looks frowns upon it deeply
if a Muslim
is used to always asking people and getting
a loan for no no necessity.
Asking for a loan
is dangerous because you may not be able
to pay it off.
Asking for a loan when you don't need
it
is even worse
Because you will be denying other muslims who
have that wealth to invest and grow.
For example, if I come up to you
and I have alhamdulillah enough wealth, but I
see a business opportunity and I wanna borrow
that money off you so that I can
invest it and make profit, and I give
you back just that money as it was
after a year.
Then I have harmed you.
You could have invested and grown your wealth
and helped your family, but instead I took
it and invested. And it's not haram, it's
okay.
But it's frowned upon in Islam.
Because the wealth of the Muslims are meant
to circulate and help each other
and assist one another to become stronger.
The there is a hadith which makes me
really think in a tirmidi, the hadith is
authentic, that the prophet sallallahu alaihi wa sallam
came to pray a janazah on a man,
for, for a man. Sorry. The word is
not on. For a man.
Janazah salal. He had died, one of the
companions.
And it was the habit of the prophet
sallallahu alaihi wa sallam to always ask, does
your brother,
your companion, or your sister have a debt
still owing?
And this man had a debt still owing.
I think it was about 70 dinars.
Something like $7,000
Australian.
They said, yeah Rasoolah, he still owes a
debt. He hasn't paid it off. And he
was able. Rasoolah
alaihiqum,
you go and pray. And he refused to
pray.
Not because he doesn't deserve it, but Rasool
alaihi wa sallam's du'a want he wants it
to be accepted. And because of that, he
doesn't want his du'a to be refused because
of that. Again, he he's discouraging the companions
from getting used to asking people and going
to debt unnecessarily.
1 companion put his hand up and said,
You Rasool Allah, I
will settle his debt so long as you
pray for him.
He said,
Is that an agreement in contract?
He said, Yes.
He witnessed the companions as a witness
and said, very well.
So if you have somebody, that's why people
should make a will. If you owe debts,
make sure you have someone else who will
carry out to pay off that debt for
you.
After a few days, he saw the companion,
he said to him, did you pay the
debt off your brother? He said, ir Rasool
Allah, I was busy. Then after another few
days he said, now I paid it You
Rasool Allah.
Now, this part of the hadith, I'm not
sure of its authenticity, but it is still
scary.
It says, now his skin has cooled down.
Only Allah knows best. I'm not I can't
guarantee this part of the hadith to be
authentic but
there is a frowning upon people who seek
loans
unnecessarily.
Brothers and sisters,
finally,
we find that
wealth
can get to our hearts and minds and
destroy our relationships
and destroy our obligations
and make even
blood relatives become enemies.
I've seen it in business
dealings,
in business partnerships,
in inheritance.
A father dies, a mother dies, the children
start to divide and fight over the inheritance,
awwubillah,
when Allah subhanahu wa ta'ala has clearly stipulated
exactly whose right is what.
And we heard about those 2 men who
entered upon the prophet Dawud, David Dawud alaihis
salam, one of the greatest judges.
And there were in fact angels in the
form of humans
to test Dawood alaihis salam and to teach
him a lesson, Allah wanted to teach him
something. They acted like they were 2 partners
in a business. And one of them said,
my brother here, my partner,
did this and that to me, and he
took my wealth and didn't repay me such
and such.
Dawud alaihis salam was still asleep and he
had woken up and he was a bit
distorted.
And he said to them,
immediately without hearing the other side of the
story, your partner has oppressed you, he owes
you this and he owes you that, now
go. And they left. And
Allah sent to him, Jibril, to tell him,
you have dealt with them unjustly.
You did not hear the other side of
the story and you gave judgment.
So wakha fakhraraqa
anwa anab, the the Quran says that Dawud
alaihi wasalam went down in prostration to the
ground, and he came closer to Allah and
asked him for his forgiveness.
Allah tested him. What did he test with?
A judge cannot judge when they are not
fully aware, so he just woke up. Number
2, when they're distraught. Number 3,
without hearing both sides of the story. And
number 4, if there is conflict of interest.
But what Dawud alaihis salaam said here that
I wanna highlight, he said to them,
Many partners in dealings and business,
majority of them,
they
transgress each other and do wrong by each
other except very few whom Allah has given
mercy.
So fear Allah in your partnership dealings and
your transactions.
And fear Allah.
There is a whole
aya.
You know what an aya is?
What's an aya in the Quran?
A verse. For example,
that's an aya.
Sometimes the aya is a bit longer. I
mean, that's longer. Sometimes it's a few lines.
Sometimes it's half a page and sometimes it's
only one time in the entire Quran, there
is one ayah that appears the entire page.
Why is this ayah so long and why
do we have to finish it?
Who knows what it's about?
Brother said it's about riva,
debts,
Dane, ayat it is called the ayah of
of dain, of debts. And you said riba,
someone else said?
Okay. Inherent no. It's not about inheritance.
It is called the aya of debts.
In fact, it doesn't just talk about debts,
it talks about contracts,
debts,
how to witness debts and how to write
it, talks about transactions.
Let's see. I'm not gonna recite the whole
verse. I'm just gonna give you the summary,
the points the important points it it discusses.
Number 1,
it says, and these are my words of
course, I'm just summarizing the words of Allah
Beware
leaving behind
financially
oh, sorry. I I it says number 1,
right so it's verse
it's chapter number 2 verse
28
2, verse
282.
It says,
if you
enter into a loan
agreement then you must
write it down.
That's the first thing it says.
You must what?
You must write it down.
Some people, because they're their friend or their
relative or their father or mother or their
brother or their sister, they think that if
they write it down, they take it as
if it's a distrust.
Wrong.
We have to stop this trend and this
misconception.
It is an obligation to write it down.
Number 2, or get an independent person to
write it and he shouldn't refuse. Get someone
else to write it if you like. The
point it has to be written. Number 3,
the debtor
dictates to the writer
what to write.
The the next point, fear Allah
and detail
every term clearly.
You have to be very detailed and clear.
The next point,
if the debtor
is not fit enough,
maybe they're not very mature enough, let their
guardian write it
on his or her behalf. Do you see
how much writing is so emphasized?
And Allah then says, 2 trustworthy men
have to witness
to the agreement. And if you cannot find
2 trustworthy men, Allah says, then 1 trustworthy
man and 2 trustworthy women.
Why? Because Allah says, if one woman forgets,
the other one reminds her. But then you
might say what in this day and age
women work with? The answer to that, brothers
and sisters, is not that women are less,
knowledgeable
or less logical or less rational or less
in their brain or their mind. No. This
is a misunderstanding.
It is because the nature of majority of
women. Number 1, it's not an obligation for
women to financially be responsible for families, which
then
causes that necessitates that many women throughout time
and even in the world today will not
be dealing much with finances unless she wants
to. Number 3,
Allah subhanahu wa ta'ala is telling us that
since the obligation of finance is not on
women,
therefore,
a woman may, because she's not involved in
it all the time, she may forget. She
may be pregnant. She may be going through
child rearing and so on and so forth,
where she has she has more likeliness to
forget what it was. So write it down.
Anyway, Allah then says, the witnesses must not
refuse if called to give evidence later.
The next one, no slackness or negligence in
dealing,
in detailing the transactions and the terms. Then
Allah says, must clearly write the terms due
date.
Then he says,
this is fairest and more just so that
there are no ambiguities,
doubts or accusations later on. Then Allah says,
but immediate
transactions like a sale or a purchase that
is on the spot, you are not obliged
to write it but it is preferable to
write it, I e, invoices and receipts.
And lastly,
the scribe, the person who wrote it, must
never be threatened or caused
any
harm. So brothers and sisters, this whole area
is talking so much
about the rights of people's finances and debts
that it must be in this manner.
Do you see how important that is brothers
and sisters?
1 brother asked me on a side note,
do I have to tell my wife if
somebody
has
borrowed some money from me?
What do you think, brothers and sisters? Should
he tell his wife?
What if he's hiding money, doesn't want his
wife to know in case
they leave each other and then she goes
after it?
Some men do that, don't they?
Should he hide it from his wife? What
do you think I advised him? If it
affects the family.
If it affects the family. If it affects
the family, he should hide it.
Yeah. And his wife is still with them,
and they're living normal, like husband and wife.
There's none of that threat or anything on
either side. Normal.
You have your ups and downs.
Okay.
People on the camera looking at me don't
see you because some of you are shaking,
some of you are nodding.
The answer I gave
to this brother is he should tell his
wife.
Who knows why but why do you think
I said that?
If he dies, what? Yes? What? What's the
consequence if he dies? Why would I tell
him tell your wife?
Okay. She okay. You're on the right. She
says that's like her money. Not all of
it is her money. Akhidam put us into
a big problem now.
Alright, Ma'am, it's because time time can I
can I answer it in short? Because time
is running up. Forgive me, premises. I know
that you know the answer,
Aren't there rights
in wealth to other people?
Does the wife inherit anything?
Do the children inherit anything?
Part of that wealth, she has a right
to it.
And if she doesn't know that someone is
owing them,
how does she go after her rights? Babe,
you might say, I'll let his brother or
let his father or let
Yes. You can do that. But eventually, she
must know.
And it is better to let your wife
know and your husband know. Even your children
to know.
Because the person who has the right will
go after that right as well.
Don't hide these things.
So my brothers and sisters,
as you can see, therefore wealth in Islam
is encouraged on one condition
that you give your Zakah,
you give sadaqah.
It doesn't change your heart to neglect your
duties to Allah or the community and the
Muslims.
That you use your wealth in the right
way, not in the haram way.
That you prioritize
those who have a right to it first,
yourself, your wife, your children and then others.
That you earn it in halal and you
spend it in halal.
And there's nothing wrong with driving a nice
car,
wearing nice clothes.
A man came, not ended with this. A
man came and said, You Rasool Allah,
Rasulullah,
he said, Whoever wears
a garment to show off with will be
given a garment of the fire on a
day of judgment. One man said, you Rasool
Allah, I like to wear nice shoes.
He said, that's different.
Allah is beautiful and he loves to see
beauty.
Right?
He said, I am talking about the person
who is arrogant,
ungrateful to Allah,
considers himself independent of God's provision.
When you ask them, they say it's me
and only me and denies Allah's favors
and denies other people their right to sees
himself superior to others because of the garment
he or she is wearing.
Same with the car, same with your hat,
same with your glasses, same with whatever you
wear. A Muslim humbles themselves. In another hadith
Rasulullah Sallalahu Wa Salam, he said,
Allah loves to see the effect of his
blessings
on his slave.
So when he gives you, he loves to
see its effect.
But the believer thanks Allah for it and
it's and doesn't connect his heart to it.
I say my final statement. There are people
who are financially
independent,
but the finances control them.
And there are those who are independent
of financial
dependence.
I repeat,
there are those who are financially independent but
they're
dependent on their money.
And there are others who are
financially
who are independent
of their
financial dependence.
Money is secondary to them. They always have
the abundance mentality. If it goes, they don't
lose hope. They always say, alhamdulillah, it will
happen again. And my risk is with Allah.
If they donate, they don't say, oh my
god, I'm gonna starve. They say, Allah will
provide me.
And the wealth becomes a means not an
ends so that you don't compete to it,
you don't disunite because of it, you don't
make it your everything in your life and
make it the most beloved thing to you
and put your duties and your obedience of
Allah and the rights
and your,
moral values behind the money as if the
money becomes your god. Does everybody understand the
lecture that we gave today?
I hope so, You Rabb.
I told you I'll give you time for
your questions,
but it's a time for
isha.
Forgive me those who had questions I couldn't
answer.