Abdur Rahman ibn Yusuf Mangera – The Secrets of Doing Good Business
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Bismillah al Rahman al Rahim
Al hamdu Lillahi Rabbil Alameen wa salatu salam ala Murthy.
Rahmatullah Alameen wa ala alihi wa sahbihi wa Baraka was seldom at
the Sleeman, GFI en la Yomi. Dean, I'm not bad.
Human beings, us, the human race, that Adamic race, we are social
beings.
We generally exist with one another, we live with one another.
And we need one another.
It's very difficult for humans to exist in isolation.
It's very difficult for human beings to assume that they will do
everything
that they need for their daily lives, everything from producing
their food, to their building material, and to everything else.
Alone. Some people, they do the building material, some people,
they produce the food, some people take care of other aspects. So
that's why we co exist that way.
So we are in Arabic, this will be called we're madly in nature. We
are social beings that need one another. So if you don't like
somebody else, well, it's tough luck, because human beings are
there to interact with one another. We would not be here if
we did not interact with one another. You and I, our existence
depends on the fact that our parents came together.
If they were loners, and did not want to be one another, the human
race would not continue. So not just in terms of procreation, but
also in terms of getting our needs, whatever we need, you can't
produce everything yourself. So that's why
we need laws for this. As soon as you have people mixing with one
another, there has to be regulations, there has to be
limits, there has to be boundaries, there has to be
guidance. Because it's inevitable that we're going to have to
interact with one another. If there was no guidance of how to
interact with one another, how to deal with one another. And
obligations regarding one another, then we would there would be chaos
in this world.
People would take a debt a loan from someone else and not pay it
back. So what are you going to do to me, there was no police force,
there was no security, if there was no judge, judgment, judicial
system,
you can understand it would just be a massive chaos, there would be
massive conflicts, there would be
deaths. So that's why we need a system that arbitrates all of this
guidance. And that's some parts of that needs to be implemented.
There's other parts of it we as human beings, most human beings
are decent. And they say, Okay, we can't do this. Most human beings
are not people who will kill us some kill somebody else who think
it's okay to kill somebody else. There are some people who have
deviated and they think it's okay to murder someone else.
There's probably a larger group of people who will think it's okay to
lie.
Right? More than the people who think that you can kill someone,
right?
There'll be there'll be probably, again, a small group of people who
think they can just pick up what they see. And it's theirs, even
though it's yours, I can just pick it up and take it. So you can see
now why they these laws are there.
So religion provides laws. And then you have systems political
system, social systems, which provide laws as well. Our culture
has certain laws. This is a human this is just the human reality.
That's what we deal with. So one of the very important interactions
that we have with one another is in business. Right? We could talk
about these interactions on many different levels. But today, and I
don't know why I've picked this topic for today, I was we finished
another program, and I was just discussing with this model, what
should I speak about? I like it when the host community gives me a
topic. It's just easy, especially if it's a challenging one, then
it's even better, right? You get to learn something more and
research. Now when they don't, then I sometimes wonder what am I
going to speak about? So do a bit of istikhara sometime, you wonder.
So I was looking through my notes and I found this topic. Now I
don't know who it's going to be relevant for I'm hoping is
relevant for all of us. Okay. But in the many different interactions
that we have with others, like we could have interactions with our
neighbors, with animals with the environment around us. The one
that I want to discuss today,
which I don't know how often is discussed or maybe it's useful is
our interpersonal dealings on a transactional level.
They there's a lot of discussion about being kind to one another,
and the social dealings in terms of social etiquette saying salaam
all of this is discussed. But in terms of more
Um, a lot in terms of actual monetary dealings, contractual
dealings. I don't know if that's discussed as much. So I'm just
gonna, in the short time that we have mentioned a few Hadith about
this, and we're, let's understand, let's try to
assist ourselves so that we can improve our communities. Because
these laws are only good when they practiced. They're beautiful laws
from Allah Subhana Allah and His Prophet sallallahu sallam, but for
us, they only going to work if you practice them. So there's a few
things here that when mentioned, there are four aspects here when
you do business, what should your intention been doing business?
Yeah, make a lot of profit. hamdulillah right. That's one
thing. So make a lot of profits. Be able to buy a bigger house, be
able to get a bigger Masjid. You know, Inshallah,
may Allah subhanaw taala give you the same coziness that you find in
Clapton Masjid in Stamford Hill Masjid. I don't know what to call
you guys, sons of Clapton and Stamford Hill or whatever.
Certainly feels really interesting. Being here. I shall,
I shall my feels really interesting. Right? Maybe you guys
came from elsewhere? You didn't come from there, right?
You did here. Also, you didn't come from Captain Sanford, you're
not hacking. He goes, okay.
Okay, number one. And you know, you're going to make your money.
If you're doing business, the purpose of business is to make
money and that's fine. Right? You want customers, you want deals,
and that's fine. That's part of business. There's nothing wrong
with that. But what all we're saying is enrich your business
with an Islamic ideal. So when you're doing business, when you're
doing work, when you're doing anything to earn money, then have
these additional interests have these additional intentions. So
you still get make your money, but it will magnify it in the sight of
Allah and inshallah you have more Baraka as well. And you will be
rewarded in the very business that you're doing. So the money that
you're earning, you may not be rewarded if you don't have any
good intention about it, except just making money. Now, if you
have a good intention, inshallah you will be rewarded for it. So,
number one, when you do business, you're becoming part of this
social enterprise of supplying one another things. Remember, we as
human beings need one another to supply us with things because we
can't all manufacture bread. So if somebody is supplying bread,
hamdulillah if somebody is supplying books, Hamdulillah, you
know, so number one, we want to benefit the creation of Allah,
Muslims, non Muslims, that's one of the intentions business and
providing this service as long as you're not doing a scam business.
Right? As long as you're selling something of value and need, then
you're benefiting the creation of Allah subhanho wa taala. That's
one intention. Number two,
this is actually more of a governing principle, when you do
your business, you will be just justice prevail. Justice is a
major principle of Islam. So you have to be just in the way you do
business. And number three, justice means, for example,
in some industry, it doesn't happen in all industries. In some
cases, you have to give a bribe to just have a fair deal sometimes,
right? An official bribe to get the deal, which is wrong, right.
If it's official, that whoever pays this extra money will get the
deal fine. But when it's unofficial, then it's a problem.
Number three, in business, one of the most important things to make,
to shine as a good businessman is trustworthiness. Trust and
trustworthiness, truth and trustworthiness. And you will see
the Hadith about this truth and trustworthiness. And number four,
sincerity and open heartedness. So sometimes people will be in
difficulty. So one is you want to make money, but you also want to
assist people, you want to give them time if they can't pay. If
they can't pay, maybe you want to give them a discount, maybe you
want to because there has to be assistance, a compassionate aspect
to it. Otherwise, it'll just be pure Money, Money money.
Now let us look at a few guidances in this regard from the Prophet
sallallahu sallam, there's a hadith that Imam Bey Hucky has
transmitted in his short Abul Iman. So one of the Hadith
collections from Abdullah ignoramus od Allahu Anhu. This is
a very basic idea about this Rasulullah sallallahu sallam said,
bonobo Cassville halili free Dalton battlefield either.
To earn a lawful living is actually an obligation on you
after the primary obligations. The primary obligation Salat, zakat
Hajj fasting, those are your primary applicant, they cannot
encroach on that your business can not encroach because your business
is an obligation meaning earning money doesn't have to be through
business. It could be through working for someone else. That is
an obligation that we can't survive if we don't earn a living.
We have people who are dependence upon us dependent upon us, right.
So that's why those who are earning money, they're doing it
and understand this to be a noble
negation from Allah. And on every forum, Allah subhanaw taala gives
a reward. So we're fulfilling an obligation, but we have to
recognize that we're doing this as a responsibility, not just for the
ulterior motive of Money, money, money, but that this is my
responsibility. I'm fulfilling this responsibility because Allah,
the province last summer set, so for my family, just the change of
intent, intention, and paradigm, and you get reward. So, that's the
first Hadith. What's important here, the Prophet sallallahu. Some
highlights, though, is tolerable, Cassville, halal, to seek a lawful
earning, which means if the company you're working for, it's
not a business, but you're working for someone, and there's some
shady business going on there, or there's some scams going on there,
or there's some haram component in there, then you avoid it.
Then you find another business, instead, you find another job
instead, at the end of the day, the money we earn, to fill our
stomach, and to nourish our children and to let them grow
their bodies. Because when we have children, we have to look after
them on several different fronts. One is that we have to nourish
them with the right kind of foods. So while we look at healthy foods,
and we don't give them unhealthy foods, likewise, we have to
nourish their soul, that's our responsibility as well, just as
the soul just as the body has to develop from a young infant stage
to an adult, the soul has to also develop so that it can be ready to
be a good insulin in the future when it grows as an adult. So
that's why it's important that what we feed them for their body
is halal, and what we feed them for their soul is halal. Now, one
is that we could say the ingredients are halal, but we have
to see where we're earning it from, where we're getting it from,
how we're earning it, whether there's any tainted wealth in the
weather, there's any haram element in there. So all of this is
actually very, very necessary because it has repercussions. It's
not just okay, it's just going to be pounds in my bank account.
Eventually. However, I got it. It's just the bank balance at the
end of the day, we can think of it that way. But yes, it's the same
pounds halaal gained 10 pound note. And how long gained 10 pound
look will look exactly the same. I don't think it changes. They're
not that smart yet. Right? Eventually, you might have smart
notes, right? Tainted money, it's going to look different. I mean, I
wouldn't, I wouldn't be surprised with the way technology is going
right now it looks the same. And if it looks the same, then we
think oh, it's all money. You can very easily be deluded and you can
forget. But we have to look at this and may Allah give us a
trophy because it's very difficult. I don't want to sound
pessimistic is not impossible, but it is difficult. You know, because
there's just so much usury and other things out there that it's
difficult to have absolutely pure but at least we're paying if if
we're trying our best paying our zakat, removing that 2.5% of dirt
from our wealth. Zakat, according to a hadith in Sahih Muslim is the
dirt of the wealth of the believer, because we've seen where
does this dirt come from? I got 100% Halal wealth, like I know
what every penny is halal law is lawfully earned, but the person
who gave it to you gets the same 10 pounds. How do you know where
it came from? Right Or do you only deal with absolutely Halal people
where did they get their money from? You know, so 2.5% is what
Allah said give that will help the poor and it will bless the rest of
your money. Otherwise, it's like a bacteria which will mess up the
rest of your money somehow or the other. You won't enjoy it.
Thereafter a next Hadith Imam Ahmed has transmitted from Mecca
dad, Madame IGNOU Mati caught up he says, I heard the Prophet
sallallahu alayhi wa sallam saying, lay at the end now Allah
nurses a man on lion Pharaoh fie Illa dinar with dyrham I've heard
the Prophet sallallahu Sallam saying that a time will surely
come upon the people were only were the only thing that will
benefit a human being in terms of their social life and so on will
be dinars and Durham's. Essentially you're going to need
money, you won't be able to do without money, the bartering
system will be gone, where I in a way you have in agricultural areas
like in some villages you have I remember in one of the villages I
went to and the barber was called to cut my hair so I said are you
going to pay him he said no, you don't have to pay him I said why
don't you pay me and needs to you know survive? What we do is they
have a system where the all farmers so when these guys produce
his mangoes in the year he will give him a certain number of
mangoes this guy will give him wheat this guy give him rice. This
guy will give him corn and that's how they do it. Of course they
need a bit of money but nowadays you can't get away without money.
It's all about money now, right? So a time will come like that. So
money is important. It's just we need to make sure that it's
correct is halal is right.
Number three, the third hadith is from Imam telemovie Imam Doremi
m&r cottony they've all related this from Abu Seidel Hodor era the
Allah Juan De Soto, allah sallallahu alayhi wa said
Lim said this is one of my really inspirational Hadith that really
has driven me quite a bit, right is the Prophet sallallahu sallam
said a third year of sudoku Amin, man, OBE now CDT in our shahada,
the third year, the trader, the business person, right, whatever
you're doing business in, who is truthful.
And who is trustworthy,
truthful and trustworthy
will be with the prophets. And the very, very
champions of truth, the Siddiqui and the martyrs. Now, their status
is guaranteed right there, these three categories, if you want to
join their stages, their status while enjoying your wealth, and
while having money by doing business, then be truthful and be
trustworthy.
It's a difficult thing, especially when you're really greedy for good
business, especially if you're, if you're a savvy business person.
Then you see business everywhere. You go with somebody who's in the
property and you don't notice and he's like, Oh, that's a very good
opportunity. That's going to be an auction. And this one is like
this. And then there's some people they're going after the Bitcoins
right now, they think they're gonna get left behind. They might
get left behind, but then they might just stay safe as well. It's
not a fatwa, but I'm just saying, right? You have to remember not
every business that may conform to Halal principles, right. So in
terms of the structure of it, it could be halal, and not haram
doesn't mean it's a good business. You can buy fidgets spinners is
halal. But who's going to now?
Import fidgets spinners now from China. That time is gone. Right?
Do you still play with fidget spinners? Anybody know, time is
gone. Right? You may still have a few at home maybe. But was it five
years ago, something they were bringing in
cotton? Well,
crates of it, you know, and they were going is that it was a craze
of the time. It was halal. But
that's not a good business anymore. So you have to remember
that there's one thing which is good business and one thing which
is halal. This hadith is so inspirational. I'll give you a
story. It's helped me in business, right? That let's do business.
Don't feel shy of doing business. Because doing business is not
easy. Sometimes there's a certain embarrassment sometimes depending
on what kind of business you're doing, you know, to face people.
And
in some kinds of bills, for example, there was a big scholar
of the subcontinent passed away now his name was Gary Siddiq
Bhandari, from Eastern up a really righteous person, I met him once a
very, very calm, very
low key kind of person, but extremely popular in his areas
that the Hindus even loved him like an amazing individual, but
very low key very low key, right? Adoption meeting months. Now he
wasn't making ends meet, he lived in a little village so he wasn't
making ends meet. So he decided because he's teaching and so on.
So he's deciding let me do some business. What I'll do is I'll
bring in
vegetables subsea, the quarry right from the city from the
nearby town, and set it here on one of those ladies, those cuts.
It's not an easy business to do, where you have to stand for the
whole day or a few hours, and everybody sees you. And there's a
certain opinion about Laurie Wally, you know about cut people
and you know, and so on. It's not the most dignified business, but
people make their money, right? So he brought that and he was a shy
person by nature anyway, very low key very shy person, very close
kind of person. And he said, this was one of the toughest thing, but
what do you do?
And he said he was gonna give up. But then he remembered this
hadith, that I'm doing this tiara, I need to do this the job, there's
no extra income for no reason, this is what I need. Right? So let
me do this for this purpose.
So the young brothers here that we see here, if you want to start
selling,
I don't know, pens that somebody might be interested in school if
your school allows it. That would be business. If you have a halal
intention, you get rewarded for it. And you can maybe
get yourself into this category as long as you're trustworthy. So you
don't scam anybody. You don't give them faulty goods. You give them
at what you promised them of the price, you deliver your goods on
time. This is what you call trustworthiness. Reason is that
when you're savvy businessman, you see opportunities everywhere and
not all of them are absolutely ethical. They may be borderline
halal, but they won't always be ethical. That which will probably
make them impermissible, most likely but there's justification
processes that take place you just justify it's okay or it's only
there. So it's only this percent or it's only to get me started
something like that. So one has to be very, very careful when you're
in business.
You will understand that there's just so many opportunities that
you will see. And you can't take them all. You have to be careful,
even though they're lucrative, and generally, the more unethical
ones, they're generally the ones that will make you a bigger buck.
It's just the nature of the game because there's risk involved in
there. And there's some garbage going on. Right? So that's why
they makes you more money. Now, it's a temptation. It's a major
temptation. Now you can understand why the reward of this is so great
if you are trustworthy, and truthful, because it's not easy to
resist making a quick buck.
It's not easy, especially if you once the love of money creeps into
your heart and it's in your heart then it's very difficult. That's
why this hadith goes to prove something big that if you do stay
straight, you're gonna have a huge reward. Right? You don't get these
rewards for nothing. These are big rewards Buhari again from MC MC
damn even no matter the caught up, he said that Rasulullah sallallahu
alayhi wa sallam said, ma Akella hadn't Merlin got to Hiren min.
And yet Kula mean, I'm only a day nobody has consumed consumed any
wealth that is superior and better than that wealth that he's earned
by his own hands.
Which essentially means the unlawful freebies, that are
sometimes easily available.
You just have to say may say a few things, you have to sign a few
forms, you have to just concede a few things.
That is not the best of the wealth.
What you're going to get from what you earn with your own hands is
going to be superior to all of that, what he means by superior is
it will go further and it might be less, but inshallah it will go
further, you will get the bigger bang for your buck. There's more
Baraka in it, there's more blessing in it. And even in long
term, especially if we're feeding our children. There's more Baraka
in terms of what our children will grow to become with this, because
it's all part of the nourishment of their soul. So while the
physical 10 pound note looks the same, if it's corrupted and
tainted inside, it will have an effect on the spiritual element of
the soul. It will have a spiritual element on the growth of the soul.
And this is something serious that we need to consider May Allah give
us the Tofik to absolutely avoid anything which is unethical.
Then the Prophet sallallahu alayhi wa sallam said, we're in an OBE
Allah He dilute Allah He Salam Khanna, Yakko Lumina amellia de
the Prophet sallahu some then gave an example of a prophet. Maybe
other prophets didn't have to do business but one prophet we knew
who did business business innocent He provided a service that would
add a sunnah his service was that pieces of metal had become a law
had given him a miracle that it would be like
wax in his hand. So he could just mold it. So he would make coats of
armor and other things and he would sell them. So he did
business. So business is something that the prophets of Allah him
himself did as well. Right with Hadith GOD, ALLAH Juana, he did
business as well. So business is a really good act, and you can get a
lot of bucket in business if you've got the business savvy.
Right? If you don't have business savvy, it's best to work for
somebody else. Maybe do some small business just for the Sunnah of
it. Right? But otherwise, you may end up losing a lot. If you're not
business savvy, and then you're like, what's, what is this? Of
course, business is a good thing you need there are obviously
principles of business. There's a certain insight that people have
about business and you can learn about business as well in business
schools. Okay, the next hadith is from Imam Muhammad no humble
relates it from Rafik IGNOU Hadith or the Allahu Anhu pelajar Rasool
Allah.
Somebody said, Yeah, rasool Allah, or you will QSB Atea which is the
most excellent form of earning the most pure form of earning. So the
prophets of Allah some said Amadora God Beardy. What Kulu Bay
in mob rule,
every earning that a person does with his own hands. So if you work
for somebody, you're you're providing a service you're doing
work with your own hands and you're receiving money, that's the
best and also every
trade transaction which is honest, which is done well. So both the
business people are covered in here, and the people who work for
others and earn their money that way.
And the law, there's I think two Hadith I'm going to mention, and
then we're, that should be enough for today to give us an overview
of this.
The next hadith is also remember, Imam Muhammad from Ammar YBNL also
the Allahu Anhu
Ahmed inelasticity Allah on the famous politician of the people of
Makkah, he's the same person who was actually sent by the people of
Makkah
to abbacy Mia to bring back the Muslims when they migrated there
He was an ambassador. He was one of the most intelligent and shrewd
men of the Arabian Peninsula, eventually became Muslim. Right
eventually became Muslim and
the prophets of Allah someone was going to send him now he is also
became the conqueror of Egypt. That's why that one of the oldest
mosques, there is the Mosque of armory. Manasa deal in Cairo, he
conquered Egypt, right? He is the father of Mr. So once the Prophet
sallallahu alayhi wa sallam said, Okay, get your armor on and come
to me. So he came, and he says, Now I'm going to send you out at
the head of an army.
I'm going to send Yes, I'm going to send you out at the head of an
army. And Allah subhanaw taala will give you safety, Allah will
protect you. But I want you to go, Allah will protect you. And the
second perk, you're going to stay safe. The second thing is that
you're going to get a lot of spoils of war. He then said to
him,
I have one of Abu laka I have a good hope, a really pious and
righteous hope for you for good wealth. Now, I'm going to answer
the alone maybe didn't understand this properly, of why he's doing
this and why he's encouraging him incentivizing him that you're
going to make some money out of this as well. He wasn't 100% sure
about that. It looks like so he said for cool to ya rasool Allah
said Yara swill Allah, Muslim to mean original mal i did not become
Muslim to become wealthy. I did not become Muslim I didn't convert
convert to Islam to make money that's not what I converted to
Islam for. We're lacking Islam to Robert and Phil Islam, I converted
to Islam for Islam itself for that submission to Allah subhanaw
taala.
One a cornerback and so I could be with you. You know, he used to
admire the province over but he was an ambassador for the non
Muslims. But he actually says that when he heard Jaffa the Alon
speech and other senior when then the Joshi that the,
the Abyssinian king called the Muslims and said okay, respond to
this, you know, to this demand to send you back so Jafra gave that
wonderful speech, and I'm not secretly says that Islam crept
into my heart then but it takes a while for it to express itself. He
says I wasn't really into the forefathers religion it was it was
a politician. Politicians today they don't really many of them
don't really care. They're just career politicians, many of them,
right, some of them are sincere. So
sincere ones find it a bit difficult to ascend, they get
knocked out. So it's a difficult one. It's not the game of sincere
people it looks like so then you said the Prophet saw some said to
him, a wonderful statement and anybody who thinks that wealth is
a bad thing, they should consider this hadith these words, because a
lot of people think okay, because generally wealth does cause people
to do wrong things and makes them a bit arrogant, mischievous,
overly secure. With money, then you think that you can go and do
haram it's easier for you to haram. So people generally think
money is the bad thing. It's not the money which is a bad thing.
It's the heart of the person. If it's not prepared for it. That's
why the Prophet saw some said to him that don't think bad of money.
He said, Jamar Nirmal murder Salah lil Marcus salah, how wonderful
and beautiful and pure is halal wealth, righteous wealth for the
righteous person.
Now think about this.
If righteous people if you can have righteous Halal wealth in the
hands of righteous people, right? Then you we would have had a
masjid here a permanent building here already.
Right? I'm not saying that there's not enough we need more people
like that. We would have not too many poor people in the world,
many of our projects would be done. The needy would be dealt
with. This is the problem. You might have pure wealth, but it may
not be in the hands of somebody who's
completely righteous, the righteous the praying salah, but
they're not righteous in a sense of they don't have the compassion,
maybe that's also part of righteousness. Bill. Bear is part
of compassion is part of bitter, right, which means, you know, this
concept of obedience to Allah subhanaw taala in the right way.
So once that comes together, there's huge and look at the
people who had good amounts of wealth. Right? I mean, just a
simple example of the wife of Harun Rashid. Her name is
Zubaydah. She did so many public welfare works with the money she
had received. Right now her father used to be the previous Kalif
Abuja Feldman soul so she must have got a good inheritance. She
decided spend it for the Muslims, especially in the Hajj area. She
was in Baghdad, but in she did so many public welfare checks, and
that's just a simple example. And there's so many people like this
today as well, with small amounts of money, but they got the
righteous heart. So with that small amount of money, they're
able to do a lot of good work. May Allah subhanaw taala give us Tofik
you know, may Allah give us Tofik? I mean, I've seen this in South
Africa.
I've seen this in India. I've seen this in Pakistan. I've seen this
to some extent in America, England Alhamdulillah. We also have many,
many people. There's England is Marshall, especially the Muslims
are huge, contributing community, huge contributions, but they're
generally small contributions, generally,
where when you go to South Africa, because they've been there, maybe
five, six generations, I know of families who have businesses, and
they've actually dedicated one business feasibility, all the
profits from this particular business is going to be feasible.
In America, money is disposable. Money is easy to come. I've got a
student who did hevs with me, and she is now becoming a doctor she
is going to be finishing next year training. And her starting salary
for emergency medicine is going to be $400,000.
That's a crazy amount of money. In so many fundraising in America
have I seen where they're raising money one guy on businessman are
major doctors on it'll say, everything that everybody collects
that is collected today, I'm going to double it. I've hardly ever
seen that in the UK. Right? Because I think the UK the money
is a bit more difficult, was more different combined. But I think
with this new generation, I think there are people with sitting with
huge reserves, but it came difficult. So they finding they
can give the 21 they can give their zakat, right and they can
give a bit of extra money but that is not there yet. That's how I
feel. There are some venues have started work on endowments, but
keep that in mind, have that as an intention. And if you have that as
an intention of Allah allow me to do this in the future Allah will
give you the money to be able to do it. That's the way Allah will
inshallah except your DUA, there's a guy that I know he's got two
daughters, no sons, he's got a really nice house he lives in and
he owns two additional properties on rent must be mashallah making,
you know, good amount of rent here. So I visited one of the
houses, and I said, Do you have a basement here? Because only the
house in that area have a basement? He said, No, just a
small one. It's not done yet because you have to dig it up and
make it proper. I said, Why don't you do it? He said, I've done
enough already. I said no. How much is it gonna cost I think he
said between 50 to 70,000. So if you got the money, spend it, do
it. Then read in a few years you will make your 5070 and then after
that you are not your intention is that this is all going to be fees
to be the law. It's their use it put the money in first, recap your
money if you want to recoup it if you want to, if not make it
feasible ah straightaway and you have Baraka. If you have
opportunities, you should put that and you'll see that Allah will
only increase the other world because these people that I know
who give like this in the path of Allah, they don't become poor
because of it. In fact, money pours in, because Allah says that
whoever gives
my Ukri doula cordon Hasina for your door, if a hula hoop or Daya
fan Kathira, who is going to give a loan because this is all loan to
Allah, when we give it to others for the sake of Allah, it's a loan
to Allah because he's going to give it back. Allah says, we'll
multiply it for you, multiple 700 times 700,000 times huge amounts
that Allah will give you but that you need that Tofik there in the
beginning, and the intention there. So what we learned from
today is that business and mutual cooperation is part of human life.
The Prophet saw some actually encouraged it, there's a good
reward for good business people, but because business
has this possibility of going wrong, and haram, business and
wrongful business. So we need to avoid that to the best of our
ability, have the right intentions of assisting one another as well
as well as making money and helping our own families. And may
Allah then make that entire venture and the entire venture for
even working for others. May Allah make that a rewarding act. Working
with that one annual hamdulillah
Aloha Mantis, Salam Amin Casella What about the other jewelry with
the chrome Allahumma salli wa salam ala Sayidina Muhammad the
more other early saving Muhammad Umar vertical Selim, yeah marginal
God will come. Yeah, a caramel acromion Yeah, Hieronymus Olean
where Hiral Martine Where are Hannah rocky mean? Where they'll
generally will Ekrem ya Allah have mercy upon us of Allah, this is a
month of your mercy. This is a month of your generosity of Allah
you have given so much abundance of reward and promise such an
abundance of reward during this time. Oh Allah, we see the
generosity that you have caused to be engendered during this month we
see so many people donate, we see so many people feed others we see
so many people assist one another. Oh Allah, there's so much
generosity that is happening right now during this month of Allah We
then seek from you from your generosity, that you have some
mercy on on us and on our on us as soon as on us as wrongdoers. Oh
Allah we have many shortcomings, many, many transgressions of Allah
we have wasted so much of our life in pursuits which we could have
benefited from our Allah we
When we ask that You grant us halal, we that you grant us Halal
income you grant us from Halal sources that if we have any haram
element to our wealth that you allow us to weed it out as soon as
possible to purify our wealth of Allah subhanho wa Taala allow us
to suffice with purified wealth allow us to serve be suffice with
Halal wealth so that we don't even feel like we need to go anywhere
else. Oh Allah allow us to help others and assist others of Allah
enrich us enrich our hearts of Allah enrich our hearts and our
souls and our minds and our Allah we ask that you protect us and
especially our coming generations from the various different
challenges which are out there, our Allah this masala which has
been established by the people of this area of Allah take it from
strength to strength of Allah increase it and enhance it and
improve it make it a source of guidance, not just for this area,
but for other areas. And our Allah protected from all kinds of evils
predicted from all kinds of deviances preset protected from
all kinds of jealousies and all other kinds of problems. And oh
Allah bless our forefathers who have allowed us to be Muslim today
and our scholars who have assisted us in being Muslims today, and oh
Allah keep this Iman in our progeny until the Day of Judgment.
Oh Allah, we ask that you send your abundant blessings when our
messenger Muhammad sallallahu alayhi wa sallam and you grant us
his company in the hereafter. Subhan Allah beggar Rob Bella is
that the mIRC phone was Saddam and I will not sell you know Al
Hamdulillah JazakAllah for listening. May Allah subhanho wa
Taala bless you. And if you're finding this useful, you know
as they say to that like button and subscribe button and forwarded
on to others, just like Allah here and Salaam Alaikum Warahmatullahi
Wabarakatuh