Abdur Rahman ibn Yusuf Mangera – Simplified Zakat Guidance You Must Intend for Zakat to be Valid

Bismillah R Rahman r Rahim. The issue of zakat I want to cover

today is regarding intention. When you give zakat to differentiate it

from any other giving, you have to have the Express intention that

it's for the cat and not for something else because the cat is

a worship. And there are other worships in terms of giving money.

So you can give optional charity, the God is an obligatory charity.

And that's the way that's why I call it sadaqa. Why Jeeva as well,

the wajib sadaqa. So the word sadaqa itself just means a

charity. And Zakat is a type of charity. So where there's an

optional charity, and there's a wedge of charity, sometimes you

have to make a distinction because the recipients of the obligatory

charity are generally the poor. That's why the intention has to be

made. So let's just say that I gave somebody a loan a poor person

alone. I can't just then say, okay, that's zakat that I can't

turn that into zakat, right. I if I wanted it to be zakat, I should

have made that intention when giving it to him that teaches us

something else, that when giving zakat, the recipient doesn't have

to be told it Sukkot it can be given in the guise of sadaqa. It

can be given in the case of a loan, right but your intention is

zakat. And then after that once they take it as a loan, then you

say you don't have to pay me back, forget it. But they don't have to

know zakat as it will be a valid zakat. It will be a valid zakat

payment as long as they are

entitled to zakat. So you can give it to him as a gift, as a charity

or as a loan. You don't have to tell them I know there's some

people very particularly say like we're not going to accept zakat

money. So maybe just for that sensitivity, you don't give it to

such people. But otherwise, you don't have to tell somebody, all

your all you have to worry about is that they are genuinely

entitled to zakat, right. And number two, that you make an

intention for God, you can't turn a loan into as a god afterwards,

there is a way to do that, where if you've already given somebody a

loan, they can't pay you back. The way to turn that into as a god

payment is that you actually give them an additional amount of money

and say, this is zakat to you. That's the Zakat, then they use

that money to pay you back. So let's just say somebody owes you

100 pounds, or $100, right? So what you do is you give them $100

As your socket. So now it's gone to a poor person, he was like God

is done. So then he will give you that 100 pounds as the repayment

of his loan and the debt that he had on him. So they can do that.

So there are other ways to to get that done. But you can't just say

I forgive you a loan, and I intend that as a god, that's not allowed,

you would have had to have intended it as a safeguard from

before. Even if you call it as a guide, then that would be okay.

So, some people what they do is they calculate there's a God if

they've got cash money, they calculate, there's a God or even

if they got money in accounts, and they say, Okay, right now 2.5%,

I'm going to separate it right and put it into another account, or

I'm going to separate the cash and put it into a pot or something or

an envelope or whatever. So they made an intention that this is my

zakat, they had an intention when separating it from the rest of

their wealth. Now, when the poor or when there's a donation drive

or there's

a request in the masjid. This year, it's very different. But in

England, pretty much after every prayer in the masjid, there's

somebody collecting. So what you do is you just dip into this bag

or this envelope and you just give them now because you've already

separated this out as zakat with an intention, you no longer have

to have an individual intention of zakat each time. So you could just

then be giving, giving giving as long as he's going to the right,

entitled people that would still be your second payment. So when we

say intention is necessarily for zakat, it should be done at the

time of paying. But in the case where you've already separated

your zakat money out and you've only got exclusive zakat funds

separately, like in a bank account, and then you're just

transferring from there, you don't then have to have a separate

intention again, for that to happen.

And likewise, there is a nother kind of

issue mentioned here that if I give somebody an offer, let's just

say that somebody wanted some money. And I just without thinking

of zakat, I just pulled out 50 pounds, and I gave it to them. And

they're walking down and I think well, I should have just given

that as my zakat. I should have counted that as my zakat Can I do

that, according to many Allamah, as long as that money has not been

spent, so that person is walking down with it, I can tell he's not

spent a year as long as he's still got it, I can change my intention,

just the same as I could call him back and say, give me that money

back. It's bad to do that. But I could technically do that. So I

could change my intention until they haven't spent it according to

many Alama they agree with that as well. Right? That's just if you've

ever have to use this way you've given and then if still got the

money, they haven't spent it and you say hey, I should have just

counted it as my zakat, rather than an optional charity. Then you

can do so you can change that

intention, intention to that, but you just can't do it where you've

given somebody a loan, which is in there, basically it's their

liability. You can't turn that into as a god except, as I said by

doing it in a different way. So hopefully that's clear for you as

salam aleikum wa rahmatullah.