Abdur Rahman ibn Yusuf Mangera – Simplified Zakat Guidance Should Husband’s Pay Zakat for Wife’s Gold

Bismillah R Rahman r Rahim. The issue I want to cover about zakat

today is the importance of understanding that the liability

of Zakat is on the owner of the asset. If somebody has assets

which are theirs, and they are above the Zakat threshold, what we

call the nisab, then it's their responsibility to pay zakat from

for that. Now, sometimes they have assets which are

commodities that that that they don't want to give away from. So

for example, let's just say that somebody's got gold, a woman who's

just got gold. If a woman only has gold, then it's above Denisov

value, but she doesn't have any cash, then, a lot of people are in

this conundrum that where they're going to pay the Zakat from

because they've only got gold, well, the gold is a commodity, the

the gold is valuable, what they really should be doing is, they

should be selling off some of that goal to pay off the Zakat for that

for that that's their responsibility. They don't have to

do that they can borrow the money, right, they can borrow the money

and then pay that on behalf of somebody. I'm hearing that there's

actually many ways who essentially force their husbands to pay it, or

strongly encourage or compel their husbands to pay their zakat every

year. So the husbands are paying the Zakat of their wife's goal

every year. Again, if the husband agrees to do that, there's

absolutely nothing wrong with that, but they can't be compelled.

That's what I want to mention. They can't be compelled to do

that, because it is the responsibility of the asset

holder, which is the wife in that case. And I know it sounds

difficult that sometimes you've got hair loom jewelry, or some

sentimental value, you don't want to sell it, then I guess the other

option would be that you borrow some money, and then you pay off

that. So that's important to understand that you, you you would

pay zakat on the goal now since we're on that discussion, we

mentioned in another session that you would go by the minimal nisab.

The minimal ISAB is the nisab, or the threshold of silver, which is

only about 250 300 pounds. If somebody has gold that's worth

2000 pounds nowadays, where the Zakat quantum is actually 2000 is

about 4000 or four and a half 1000 pound, then that means they don't

have the nisab of gold. But they've got more than the value of

the nisab in silver, if you've only got gold, and you don't have

to pay any zakat, because you don't have the quantum of gold,

you don't going to measure yourself according to silver.

However, if you have that goal, which is less than the threshold,

but you have some cash or any other assets with it that was

accountable, then you'd have to look at the whole thing together.

And if the whole thing together, goes over the silver, the lower

nisab, then you'd have to then pay even on your gold along with your

money. So the only time that you benchmark it, according to the

gold nisab only is when you only have gold and nothing else

together. So again, the liability of the Zakat of the goal is on the

holder of that gold or any other asset, whatever that is, of course

their father, their husband, their brother, somebody else can help

pay for it if they willing, if they're willing to do so. But you

can't oblige anybody to do that. Another thing that I want to

mention as a clarification is that this is according to the Hanafi

view. According to there is another view of some of the other

motherhood that if women are using their jewelry at least once a

year, then they don't have to pay zakat on them.

The Hanafi is looking at it differently. They say that gold

and silver are intrinsically valuable commodities they are

almost like intrinsic currency better than currency. They need to

be in movement. And that's why whether women wear it every day or

not worried at all. There is a cut on it. I just want to mention this

because sometimes online so and you'll hear from someone that

you'll hear a fatwa etc saying that if you wear your jewelry you

don't have to pay a cut that I believe maybe in the humbly and

the Shafi schools so what happens in them in even the women who

don't like to wear jewelry all the time but they have some jewelry

pieces because that once a year, they will basically before there's

a card date or whatever there's like a special day, right that

they will take out their jewelry. I'm not saying all women do that

but some may do that. I've heard of it. Right? That they will take

out the jewelry and they'll put it on that day and they'll wear it

and that will be probably the husband's eat for the husband eat

day for them. Right when the wife wears all our jewelry and that's

just to justify that they're wearing it so that they don't have

to pay Psychiatry at the end of the year. If they're using it. But

in the Hanafi school is very clear whether you use it you don't use

it. You use it every day. You still have to base account on pure

gold and jewelry and pure gold and silver