Abdur Rahman ibn Yusuf Mangera – Simplified Zakat Guidance How Much Can Be Given to One Person
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The speaker discusses various issues related to gold and silver prices, including regulations on giving large amounts of money to individuals, the possibility of giving small amounts of money to individuals and the potential for logistics and logistics issues. They suggest that people should not give too much money to individuals and that certain factors, such as income and debt, could affect their decision.
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Bismillah R Rahman r Rahim. The second issue for today is when you
give zakat to someone, how much can you give to someone. So let's
just say somebody's got 10,000 pounds of zakat to give can they
go and give that to one single individual. So we have some laws
in there. Firstly, I'd like to mention that if somebody does give
a single individual a huge amount, the Zakat would be dispensed. But
it would be mcru. Generally, it would be Makrooh and undesirable
and reprehensible to do this, if whoever you're giving it to the
recipient, the poor person, right, if he now becomes the owner of an
ESOP. So now let me explain that
if somebody has got a large family, or a few members of the
family, and you want to give them and today, you want to give them
maybe 1000 pounds, based on the silver nisab, which we've
discussed elsewhere, the silver nisab is around 250 pounds or so
that means you're giving him four times that amount. Now, generally,
what they say this is one way to look at it, what they say is that
if he's got a big enough family, and they're all in need, right, so
he's got several children. And if you were to take that 1000 pound,
and you were to divide that among the family members, the wife, the
children, then they would actually all end up with less than an ESOP
each, then that would be fine, because you would expect that they
would need this kind of money or funds to be able to spend in the
next month or two. All right, so that's one way, number two, if the
person is in need, and he's also in debt. So let's just say that he
has a debt of 10,000 pounds, you give him six out of 10,000 pounds,
that would be completely fine, there'd be no undesirability in
there, because you're giving the money so that he can pay off his
debt. And he would not retain any sub his assets. If you basically
take his net
assets and his his liabilities, he would not have any sub left. So if
a person is in debt, you can actually give them a more as well.
So that's two things. Now, today, people are going to be saying, if
I give 250 pound to somebody a practical whatever the nisab of
silver is today, 250 300 pounds, $500, whatever it is, if I give
that much, that's going to be for some people, that's half a month's
rent, or for some people's one month's rent, which in two days is
going to spend. So that's just going to go into rent, what about
for everything else? So I think in cases like this, we have some
leeway that we could probably go buy the gold nisab. Right, which
would be more in the in the few 1000s 234 1000. And until you
don't go beyond that we could for these particular circumstances,
maybe we could use that benchmark and say that, okay, as long as you
don't give too much, but the spirit of this, you should
understand that you want to try to help more people, rather than just
lump it all on one person, so that they become in Sharia terms,
wealthy now, right? Of course, if they're going to need some money
for the next three, four months, they have no other income, they've
lost their job, they don't expect to get it right, then maybe, you
know, the Corolla could be offset the undesirable it could be offset
if you gave them you know, 1000 or 2000 pounds if you're, if you
still want to go with the silver nisab threshold and you don't want
to go with the gold, but either way, I think yeah, otherwise you
can give them slowly, slowly. The best way would be that if you want
to go with the golden Islam, you give them to a 250 pound right
now, if they got no debt or whatever, and they just gonna need
it for the next two weeks and then you give it them again, but
sometimes that creates more logistics nightmare logistical
nightmare, sometimes that you have to keep remembering to give them
so that's why if it's for one or two months, that they're going to
need it and there's certain bills that they're going to have to pay
maybe we can just look at the gold lease for that instead. So insha
Allah Allah, Allah subhanaw taala allow us to dispense our zakat
carefully and properly and accept it from us.