Abdur Rahman ibn Yusuf Mangera – Inheritance Issues The Mistakes People Make and How to Avoid Them

Abdur Rahman ibn Yusuf Mangera
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The importance of Islam laws of inheritance is emphasized, including the land inheritance tax and the need for parents to give their children permission to give back their wealth. Improvements in religion and acceptance of Islam are also discussed, including problems with non-M pizzas and negative impact on personal health. Discussions also cover issues related to children, adoption, and the risk of a woman losing her children if her deceased father refuses to allow them to have children. Contacting a law firm and sharing children with parents is suggested.

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			hamdu Lillahi Rabbil Alameen wa
salatu salam ala Murthy Ramadan
		
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			Delilah mean what are the the
wasafi Baraka was seldom at the
		
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			Sleeman cathedral Elomi Dean Amma
Barrett called along with the
		
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			baraka with the Isla Quran in
Mudgee. They will for Colonial
		
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			Hamid katiba Alikum either had or
had a commitment to in Taraka
		
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			urinal was a year Tony Worley the
evil kohlrabi in the middle roof.
		
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			How can Ireland monoterpene. So in
Islam, just like with everything
		
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			else, right from birth, we have
recommendations at birth as well.
		
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			And advice that only is called out
into the right ear, of the newborn
		
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			and the economy into the left ear
of the newborn. And that is that
		
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			with the name of Allah subhanaw
taala somebody enters the world.
		
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			And then of course, there's
responsibilities as to who's going
		
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			to look after the child and who's
going to take care of the
		
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			expenses. And all of these things
that discussed in great detail.
		
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			Likewise, throughout our life, all
of our life, every single
		
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			issue, whether that be financial,
		
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			related to finance, whether it be
related to marriage, food, dietary
		
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			issues, medical and health issues,
everything is governed. So How
		
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			could Allah subhanaw taala leave
us deserted after a person dies.
		
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			So Allah subhanaw taala in the
Quran. In fact, one of the most
		
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			detailed verses in terms of
actually providing detail in the
		
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			Quran as to how to do something
with all of its detail is probably
		
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			the worst verse of inheritance.
Give you an idea. If you look at
		
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			the case of Salah Allah subhanaw
taala doesn't mention, in clear
		
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			terms, the how many records to do,
for example, in every prayer, what
		
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			to recite in the prayer exactly,
even the times are kind of
		
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			indicated. However, that's one of
the most important obligations as
		
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			we know, when it comes to
inheritance, you will see Comala
		
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			who Feola they can live
vicariously through Hallsville own
		
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			thing, very, very detailed, very,
very detailed. So that's why Islam
		
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			doesn't want us to be left in the
lurch. And that's why it's really
		
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			strange that there is so many
problems when it comes to
		
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			people dying and leaving a fire
raging in their homes. And this is
		
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			really sad. I mean, somebody came
up to me after one Friday prayer
		
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			when I had discussed some issue
related to inheritance and so on.
		
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			And he said, I'm so glad that you
have discussed this, because
		
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			what's happening is that the
Father has just passed away. And
		
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			essentially Hellfire has erupted
in the home, right? Because people
		
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			just don't know what to do and how
to do it correctly. Some people do
		
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			things, martial law, a lot of
people do things in the best
		
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			interest, what they think is in
the best interest of certain
		
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			individuals, or maybe their own
children, but they've done it
		
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			incorrectly. And then after that,
it just becomes all unraveled. And
		
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			it's not correct. So Islam law of
inheritance are actually very,
		
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			very, very clear. The problem is
that there's just a lot of
		
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			ignorance about it, just like the
laws of divorce are very clear in
		
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			Islam. But people make so many
mistakes, right? People make so
		
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			many mistakes. Likewise, Islamic
laws of inheritance are clear. And
		
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			yet people make mistakes. Now, I
would say I recommend for people
		
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			that they really need to know the
laws of divorce, because nowadays,
		
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			lots of divorces are taking place.
And people make a lot of mistakes,
		
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			they should learn the laws of
divorce just when they get
		
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			married, right, just in case they
have to use it. And the reason is
		
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			that it may happen. Now more so
than that, there's more reason,
		
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			absolutely more reason to learn
the laws of inheritance, because
		
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			that is something right, which
everybody is going to go through a
		
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			lot of people are not going to
divorce, people are going to avoid
		
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			the divorce. But when it comes to
inheritance, everybody's gonna
		
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			die, right. And if you're worth
anything, if you've got money,
		
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			you've got some assets, then you
definitely need to know the laws
		
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			of inheritance. And before you do
anything about your inheritance,
		
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			you should consult hamdulillah Al
Hamdulillah. There's a lot more
		
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			resources out there right now,
right? In all sorts of languages,
		
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			there's a lot more going on. And
because
		
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			in this country, in the West, in
particular, and in many other
		
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			countries as well. Not only is the
the laws of Islam and Islamic
		
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			inheritance, but there's also the
law of the land inheritance tax,
		
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			and a number of other issues like
that, which if you are not aware
		
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			of, you know, you could end up
losing a lot of money, right, that
		
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			will not go to your inheritance,
but it will go as tax to the
		
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			government, right? Whereas it
didn't have to do it. It didn't
		
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			have to go that way. So that's why
there's quite a few things that we
		
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			do have to be aware of. So let us
put it put it this way. Relatives.
		
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			What's really interesting is that
in Islam relatives are considered
		
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			to have a share of your wealth,
meaning inheritors, you know,
		
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			whoever is going to be an
inheritance, generally speaking, I
		
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			would just say that if you're a
person with children
		
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			Right and a spouse and parents, I
mean, and then you'd have brothers
		
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			and sisters possibly as well. But
if you've got children, boys and
		
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			girls, if you've got sons and
daughters, then generally the
		
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			inheritance is going to be one six
for your father, one six for your
		
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			mother, it's going to be one
eight, for your, your wife, if
		
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			you're if you're the man is going
to be 1/8. And your children are
		
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			going to have the rest just split
up, as in the sons getting double
		
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			a share of a daughter is very,
very standard. When it comes to
		
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			that kind of normal kind of family
setup. Yes, if you've only got
		
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			daughters, then there's other
people who are going to get
		
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			involved. If you don't have
parents, and you've only got
		
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			daughters, then there's going to
be others who may you know who may
		
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			inherit, we're not going to talk
about all of that today, we're not
		
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			going to talk about the shares,
right of who gets what, that's not
		
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			today, that's much more of a
detailed discussion, which is not
		
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			for today, all I want to speak
about today is not to make silly
		
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			mistakes, and to do things, common
mistakes, common issues that
		
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			people can avoid, and do it the
right way. So what is really
		
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			interesting, interesting in Islam
is that our inheritors, whoever
		
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			they are parents or whoever
they're going to be children, they
		
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			actually have a right in our
wealth, right? Not our death, but
		
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			actually even in the death
illness. So if a person is going
		
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			through the death, illness, and a
death illness is essentially any
		
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			illness, in which they eventually
die. Not a terminal illness,
		
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			right. For example, if you've had
cancer for 10 years, and they've
		
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			been telling, you're going to die
and and it's taken 10 years,
		
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			that's not necessarily death,
illness, death illness is the
		
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			final illness, whether it'd be
two, three days, five days a week,
		
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			or whatever, in which a person
dies. That's called the Death
		
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			illness at that time. At that
time, it's really interesting. Any
		
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			gift that you want to give will
have to be approved by an
		
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			inheritance because it's almost as
if the money has become this, they
		
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			can't take it yet. But it's they
have a say in it, they have to
		
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			approve it. And you can only then
give from up to 1/3 of your
		
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			wealth. Now that is very strong
that your inheritance our
		
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			inheritors will have a right to
our estate, actually even before
		
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			our death. Not that I mean,
anybody's gonna go on demand it
		
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			because you can't, you can't
demand it. But just technically
		
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			speaking, technically speaking, if
we wanted to just give it all up
		
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			and out then and they protested,
they would have a right to protest
		
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			their right. That's another issue.
We're not going to go into that in
		
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			depth, but I just want to give you
an idea that in Islam, inheritor
		
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			inheritance is very important. And
they have a right over our our
		
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			wealth, and there's just nothing
you can do about it, you leave any
		
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			wealth, it will go to your
inheritance, right, at least two
		
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			thirds of it will go to your
inheritors once, after all of your
		
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			expenses have been paid for
anything that is necessary.
		
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			In fact, not just that, but there
was Saturday at what cost to the
		
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			Allahu Anhu there's a hadith which
is related by Imam Bukhari Muslim,
		
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			the very, very popular Hadith
sahih Hadith, Saudi Arabia workers
		
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			whose Radi Allahu Anhu was one of
the 10 who have been given the
		
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			glad tidings of paradise. He
became extremely ill he became
		
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			extremely ill and he was worried
about what to do with assets. So
		
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			he decided that let me give all of
my assets he said, You are a soul
		
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			Allah. I am in in aneurysmal. You
know, I have wealth, like where
		
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			are you tuning in Edna to Lee
Wahid, I've only got one daughter
		
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			at that time, we only had one
daughter, apparently, I've only
		
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			got one daughter. Can I give away
two thirds of my wealth?
		
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			And approx. Awesome said no. So he
says, Can I give half them? If I
		
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			can't give two thirds? Can I give
half? And the person said no. I
		
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			said, Okay, what about 1/3 Then
and the promises and said, Okay,
		
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			1/3, but even 1/3 is too much. He
says, It is better.
		
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			That you leave your children you
inherited your water thought it
		
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			says your water, they didn't say
your children says your
		
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			inheritors, well off, right, it is
better for you to do that, then
		
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			you leave them poor. And then they
have to extend their hands out to
		
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			people to beg because they don't
have the money. Right? So from
		
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			this, what we get is that a
problem set you can leave up to
		
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			1/3 That's fine, but you can't
leave any more than 1/3 1/3. And
		
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			he wasn't even encouraging up to
1/3 He says even that's a lot but
		
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			alright will allow you to do up to
1/3. So, a person has the right.
		
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			So just to explain that a person
actually has the right that they
		
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			make a bequest deliver will
essentially deliver instruction
		
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			right in whatever form right? So
that up to 1/3 can be given out to
		
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			anybody else who is a non
inheritor. You cannot add anything
		
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			to those who are naturally going
to inherit through Quranic shares.
		
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			You can't. So for example, if
you've got a son, you can't leave
		
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			him anymore after your death. He's
only going to be do what is
		
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			through the Quranic shares, right?
		
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			But if there's somebody who does,
who is not going to inherit from
		
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			you a cousin, for example, right,
a nephew or a niece or an uncle or
		
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			grandparent, for example, then you
can even a friend, even a non
		
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			Muslim friend, a masjid and a
charity, you can live up to 1/3.
		
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			Right? Now, if somebody did right,
I want to give them half, then
		
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			those who are distributing the
wealth, it would not be allowed
		
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			them to allow it for them to give
one half unless everybody agreed.
		
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			So it's up to the discretion of
the rest, anything more than 1/3
		
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			will be up to the discretion of
the rest of the inheritance, but
		
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			up to 1/3, it's binding, they have
to give that away, but any more
		
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			than 1/3, it will be up to the
rest of the
		
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			and they have to agree willingly.
So if there's any children, you,
		
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			if there's any children who are
inheriting, then they can't even
		
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			give permission, they're not even
allowed to give permission,
		
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			they're too young to give
permission, they don't have
		
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			authority to give permission yet.
So that's a bit more complicated.
		
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			We're not going to go into that.
But what it is, is that Allah
		
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			subhanaw taala
		
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			wants us to give our inheritance
to our inheritors. And most
		
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			parents, most people do want to
leave inheritance to the
		
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			inheritors. I mean, that's just
the norm. That's just the fifth
		
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			fitrah, the fifth reading, it's
out of the nature. But there are
		
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			cases when people don't want to do
that. There are cases where they
		
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			want to deprive their wife, they
want to deprive their husband,
		
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			they want to deprive a child, they
want to maybe deprive their
		
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			mother, whatever there is a there
is there are people who are like
		
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			that, why may they want to deprive
somebody, well, they may want to
		
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			deprive somebody due to maybe
substance abuse, they have an
		
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			addiction or something, they think
that they're going to abuse
		
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			the inheritance or whatever the
cases, now, anything that you
		
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			leave after you die, the Quranic
shares take over and you cannot
		
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			deprive them even if you wrote in
your will, that my such and such a
		
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			son or daughter should not get
anything, or your wife should not
		
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			get anything, they will get
something right they will get
		
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			whatever the Quranic once you once
we die, then
		
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			the Sharia takes over. We whatever
we say doesn't make a difference
		
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			anymore.
		
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			Now, I'm talking about this,
		
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			right in a way that there's the
country laws that don't apply,
		
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			because once you put the country
laws in, it gets a bit more
		
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			complicated, right. But that is
something I may discuss later. So
		
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			that's why since it's inevitable
that our inheritors are going to
		
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			get some money, right, and they
are the rightful owners of our
		
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			wealth after we die. Let us learn
about it. And let's do it in the
		
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			right way. Right, otherwise, you
can, you can essentially leave
		
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			fires raging, the family will be
disunited, they will be at each
		
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			other, just for the sake of
something and you know what the
		
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			most important thing is, right, is
that if you could have avoided it,
		
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			and you could have foreseen this,
but you didn't, then you could
		
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			even be sinful for doing this. You
could be sinful for not doing it
		
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			correctly. Right? I'll give you
some examples, right? Just just to
		
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			set it up, set the scene, let's
just say that some assets that you
		
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			had a piece of land, another
house, another property, a
		
00:13:20 --> 00:13:24
			business or whatever you promised
it, or you actually gave it you
		
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			said to one of your children, or
your brother or someone else, and
		
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			you didn't let anybody else know
about it, that person has no
		
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			proof. But he knows you gave it to
them. This is going to be a
		
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			problem. Right? There's no proof.
There's no There's no proof you
		
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			did not put it onto their name you
did not write and you know, make
		
00:13:42 --> 00:13:46
			it witness statement, right? Or
agreement or anything like that.
		
00:13:46 --> 00:13:50
			You just told them, right? That
generally isn't going to work
		
00:13:50 --> 00:13:53
			because everybody else it's money
involved, everybody's gonna say
		
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			no, this is our right show us the
proof, there is no proof, then is
		
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			going to be a major issue. Right?
So don't do things like that.
		
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			For example, what some people do
is that they give the daughters a
		
00:14:06 --> 00:14:10
			certain amount of assets, right?
That they think are going to be
		
00:14:10 --> 00:14:13
			how much they should actually
leave actually
		
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			receive after after the death,
right, but they want to give them
		
00:14:20 --> 00:14:23
			all the jewelry. So I've had a
case where somebody wanted to give
		
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			his daughter or two daughters all
the jewelry the mother etc wanted
		
00:14:27 --> 00:14:31
			to give all the jewelry and said
that okay, you take this jewelry
		
00:14:31 --> 00:14:34
			so you don't have to argue about
it afterwards. But then you can't
		
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			take a share of the inheritance
after a day, all of the rest of
		
00:14:38 --> 00:14:43
			the property etc is going to go to
my to your brothers and so on.
		
00:14:43 --> 00:14:44
			Now,
		
00:14:45 --> 00:14:50
			even if the jewelry that they
received was more the value of it
		
00:14:50 --> 00:14:53
			was more than what they would have
received had a quintic Quranic
		
00:14:53 --> 00:14:58
			shares if it had been all left as
inheritance, they will still they
		
00:14:58 --> 00:14:59
			will still receive
		
00:15:00 --> 00:15:03
			From after the inheritance, they
will still receive their share
		
00:15:03 --> 00:15:08
			their rightful share. Right. So
you can't give your inheritance
		
00:15:08 --> 00:15:12
			any one of your inheritors their
share early and say you can't take
		
00:15:12 --> 00:15:16
			after my death your share
afterwards. Well, you could
		
00:15:16 --> 00:15:19
			request them and if they then
forego it, and there's a way to do
		
00:15:19 --> 00:15:23
			that, that's okay. But they're not
bound and obliged to do that. Now,
		
00:15:23 --> 00:15:28
			another thing is that I would just
encourage before we start with the
		
00:15:28 --> 00:15:33
			specific issues is that parents
who have assets, mashallah should
		
00:15:33 --> 00:15:37
			not just keep their assets. And,
like huge, I mean, they've got a
		
00:15:37 --> 00:15:40
			house, they've got maybe two,
three properties, they've got
		
00:15:40 --> 00:15:43
			other investments and so on. And
they're very, very, very well off.
		
00:15:44 --> 00:15:47
			But they're not giving anything to
their children. Right, and the
		
00:15:47 --> 00:15:50
			children are working hard. And in
some cases, you know, they're
		
00:15:50 --> 00:15:54
			really struggling and suffering.
What's the point of waiting until
		
00:15:54 --> 00:15:58
			you die, letting them suffer for
2030 years? And then after that,
		
00:15:58 --> 00:16:01
			when they finally bought a house
or whatever, themselves, and then
		
00:16:01 --> 00:16:04
			you die, and then they get a lot
of money? Right? Why don't you
		
00:16:04 --> 00:16:09
			help them earlier? Right. And I've
seen some cases where people don't
		
00:16:09 --> 00:16:11
			but mashallah, there are many
families who do help earlier,
		
00:16:11 --> 00:16:14
			right. At the same time, though,
there needs to be a balance in
		
00:16:14 --> 00:16:17
			this regard, we've seen some
really miserable cases that gone
		
00:16:17 --> 00:16:20
			that totally the other way.
There's been some parents, some
		
00:16:20 --> 00:16:24
			fathers who've, literally, for
whatever reason, out of trust,
		
00:16:24 --> 00:16:28
			obviously, and maybe to escape
from the inheritance tax, they've
		
00:16:28 --> 00:16:31
			transferred their houses now in
London, like in many parts of
		
00:16:31 --> 00:16:35
			London, like East London, where I
live, the houses are a million or
		
00:16:35 --> 00:16:39
			more, that already is going to
need to take you over the
		
00:16:39 --> 00:16:41
			threshold. Okay. So
		
00:16:42 --> 00:16:45
			what happens is that he
transferred his assets over here
		
00:16:45 --> 00:16:47
			to maybe a one and a half million
pound house or something like
		
00:16:47 --> 00:16:51
			that, and everything. And he had
only one son, as far as I know,
		
00:16:51 --> 00:16:55
			And subhanAllah, he trusted him.
But eventually, it came that the
		
00:16:55 --> 00:16:57
			Son, and the mother kicked the
father out of the house, and he
		
00:16:57 --> 00:17:01
			spent the last three, four years
of his life in a miserable state,
		
00:17:01 --> 00:17:05
			you know, renting an accommodation
after he had built a massive
		
00:17:05 --> 00:17:08
			house, and he built it up and made
it very well. But he was, and
		
00:17:08 --> 00:17:11
			there's a number of these stories.
So people are worried about giving
		
00:17:11 --> 00:17:14
			too much to their children as
well, and putting everything on
		
00:17:14 --> 00:17:17
			their name. And I, you know, I
don't blame them. There are ways
		
00:17:17 --> 00:17:20
			around that in terms of if you
have a lot of assets, you can
		
00:17:20 --> 00:17:24
			actually establish some trusts,
right, which are a lot more
		
00:17:24 --> 00:17:27
			complicated, they cost money as
well, there are, you know, fees
		
00:17:27 --> 00:17:30
			for that, and so on. For that,
you'd have to, you know, go go to
		
00:17:30 --> 00:17:33
			a solicitor, you know, a good
Muslim solicitor that deals with
		
00:17:33 --> 00:17:36
			this kind of stuff. If you've got
lots of assets, if you have only a
		
00:17:36 --> 00:17:40
			bit of us for what I've told, it's
not worth it, to have trusts and
		
00:17:40 --> 00:17:44
			so on, because they cost money,
and maintenance fees, and so on.
		
00:17:44 --> 00:17:49
			But there needs to be a balance,
we do give and help our children.
		
00:17:50 --> 00:17:53
			But we do keep some assets for
ourselves so that we do not become
		
00:17:53 --> 00:17:57
			deprived. And you know, we can at
least sustain ourselves until we
		
00:17:57 --> 00:18:01
			die. Right. And so there needs to
be a balanced and some cautious
		
00:18:02 --> 00:18:04
			caution in that regard. But we
need to help our children as well
		
00:18:04 --> 00:18:11
			in that regard as well. So now,
I'm going to speak about the
		
00:18:11 --> 00:18:14
			issues one by one, right, I'm
going to speak about the issues
		
00:18:14 --> 00:18:18
			one by one. Now, these are issues
that I have decided that I have
		
00:18:18 --> 00:18:22
			come across, and I thought to be
some of the most prominent issues.
		
00:18:23 --> 00:18:27
			One of the biggest issues. So this
is this is issue number one, one,
		
00:18:27 --> 00:18:31
			I think one of the biggest issues
and one of the best advices I can
		
00:18:31 --> 00:18:36
			give you is have clarity of
ownership. Clarity of ownership is
		
00:18:36 --> 00:18:41
			very, very, very important. What
do I mean by that? Now, if the
		
00:18:41 --> 00:18:45
			husband and wife are both working,
there are many cases like that.
		
00:18:45 --> 00:18:48
			Now, many couples, they're both
working. And what they do is they
		
00:18:48 --> 00:18:50
			have a joint bank account, their
		
00:18:52 --> 00:18:55
			their wage, their salaries are
coming into that they're spending
		
00:18:55 --> 00:18:58
			from the indiscriminately, it's
not like, Oh, this is mine, this
		
00:18:58 --> 00:19:02
			is yours is both of ours. And they
just consider themselves 5050 even
		
00:19:02 --> 00:19:07
			if maybe one side is doing 6040.
But they think that it's all 5050.
		
00:19:07 --> 00:19:09
			Sometimes they don't even have an
agreement. It's just like we'll
		
00:19:09 --> 00:19:10
			just spend from there.
		
00:19:11 --> 00:19:15
			Right now, in that case, it's and
probably understood that it's
		
00:19:15 --> 00:19:19
			going to be 5050 or 6040, you can
understand that if the husband has
		
00:19:19 --> 00:19:22
			been providing 70% of the wage,
the wife was working part time
		
00:19:22 --> 00:19:26
			she's been providing 30% of the
wage. Understandable, right? You
		
00:19:26 --> 00:19:29
			could you could say it may be
7030. Now, if they've agreed in
		
00:19:29 --> 00:19:33
			that case, that no is just going
to be is still going to be 5050.
		
00:19:33 --> 00:19:36
			That's also fine. That means
everything they purchase in the
		
00:19:36 --> 00:19:38
			house, the sofas, the car,
		
00:19:40 --> 00:19:44
			the fridge, whatever it is, it's
going to be 5050. Now, you might
		
00:19:44 --> 00:19:48
			be saying why do you need to go
into that depth? Right? It might
		
00:19:48 --> 00:19:52
			be awkward to say hey, that's 5050
It belongs to both of us. There's
		
00:19:52 --> 00:19:56
			a big reason for this clarity is
better than misery afterwards.
		
00:19:56 --> 00:20:00
			Now, there's a in many, many cases
that one
		
00:20:00 --> 00:20:03
			If it's not working, it's only the
husband who's working. And the
		
00:20:03 --> 00:20:06
			wife is mashallah bringing up the
children. She's working in the
		
00:20:06 --> 00:20:09
			house bringing up children,
sometimes doing actually more than
		
00:20:09 --> 00:20:12
			what the husband is doing
sometimes in that case, but the
		
00:20:12 --> 00:20:16
			money is all coming in from the
husband. In that case, by default,
		
00:20:16 --> 00:20:19
			everything that is owned in the
house, the house, if the house is
		
00:20:19 --> 00:20:24
			owned the car, the everything, all
the furniture, everything is going
		
00:20:24 --> 00:20:28
			to be the husband's, by default,
because it's through his money,
		
00:20:28 --> 00:20:31
			even though the money is all
coming from a joint account above
		
00:20:31 --> 00:20:36
			them, even if they've actually put
both of their names on the house,
		
00:20:36 --> 00:20:40
			even if they both own the house in
the sense that their names on the
		
00:20:40 --> 00:20:45
			deeds is still the husband's
unless, unless Now, why is it his,
		
00:20:45 --> 00:20:49
			he's the one who's paid for it,
it's his, for that to be also the
		
00:20:49 --> 00:20:54
			wives, right? Also the wives, then
he has to say everything, I gift
		
00:20:54 --> 00:20:58
			you half of everything. That's why
it's very important. That's why
		
00:20:58 --> 00:21:00
			it's very important. I've seen
number of cases where the wife
		
00:21:00 --> 00:21:04
			doesn't work at all. But the
understanding is the understanding
		
00:21:04 --> 00:21:07
			is not clear, it's just the
understanding that it's half, half
		
00:21:07 --> 00:21:10
			every now if they've made it
clear, then it's half of it
		
00:21:10 --> 00:21:12
			doesn't matter who paid for it,
then it's half of why is all of
		
00:21:12 --> 00:21:15
			this necessary. The reason this is
necessary is that if the wife
		
00:21:15 --> 00:21:19
			dies, tomorrow, her inheritors are
going to have a right to her
		
00:21:19 --> 00:21:25
			assets. So if half is actually
hers, then they have a right to
		
00:21:25 --> 00:21:29
			that. Right, they you will have to
then decide with them what to do
		
00:21:29 --> 00:21:32
			about it. Right? That if you do
get married again, the next week
		
00:21:32 --> 00:21:36
			can't just step in, and you know,
it belongs to have to hers. Now,
		
00:21:36 --> 00:21:40
			if it was all husbands, and if it
wasn't the wives, then only
		
00:21:40 --> 00:21:43
			whatever her personal jewelry
wasn't personal assets, personal
		
00:21:43 --> 00:21:47
			bank balance, that would be then
the wives, the wives, or whatever
		
00:21:47 --> 00:21:51
			she got from any other source. So
that's why clarity is very, very
		
00:21:51 --> 00:21:55
			necessary. Right? Very, very
necessary. If the husband dies,
		
00:21:55 --> 00:21:58
			then of course, whatever is the
husband's, that will have to be
		
00:21:58 --> 00:22:00
			among his inheritance. And
generally, that's going to be his
		
00:22:00 --> 00:22:04
			wife anyway. And it's going to be
His children, so on, right, and
		
00:22:04 --> 00:22:07
			then his mom or dad, and so on,
just like if the wife dies, is
		
00:22:07 --> 00:22:10
			going to be her mother and father
if they're still still alive, and
		
00:22:10 --> 00:22:13
			her children, and so on and so
forth. But that's why it's very
		
00:22:13 --> 00:22:16
			important to at least have some
understanding that this is all
		
00:22:16 --> 00:22:22
			yours, this is mine. This is both
of ours 5050. Just to avoid having
		
00:22:22 --> 00:22:24
			any problem in the future, you
don't have to go on about it every
		
00:22:24 --> 00:22:27
			day. You don't have to like say,
Hey, this is half mine, or it's
		
00:22:27 --> 00:22:30
			like that. I mean, you don't have
to talk about it every day. But at
		
00:22:30 --> 00:22:35
			least it's clear what is who's
number two, issue number two. A
		
00:22:35 --> 00:22:40
			lot of this has got to do with
gifts, the law of gifting in Islam
		
00:22:41 --> 00:22:42
			idea, as you call it,
		
00:22:43 --> 00:22:46
			I'm going to give you some of the
basic laws of gifts, the most
		
00:22:46 --> 00:22:49
			fundamental basic laws of gifts,
just so you understand, because
		
00:22:49 --> 00:22:49
			this one
		
00:22:51 --> 00:22:55
			is a huge problem. This is where
so much confusion arises, I give
		
00:22:55 --> 00:23:00
			you the I'll give you an example.
The father said to one son, I'm
		
00:23:00 --> 00:23:05
			going to gift you this house, or
I've gifted you the house. Right?
		
00:23:06 --> 00:23:09
			I'm going to gift you the house,
let's just say it's a separate
		
00:23:09 --> 00:23:12
			house, he owns a separate property
he owns or business or whatever is
		
00:23:12 --> 00:23:17
			that I am going to give him I'm
gifting it to you. But the son has
		
00:23:17 --> 00:23:18
			no control of it.
		
00:23:19 --> 00:23:23
			The father has full control of it.
He calls the shots, he takes the
		
00:23:23 --> 00:23:27
			income from it, and everything
he's just told us on it's yours.
		
00:23:28 --> 00:23:33
			That gift is not complete, that
does not become the sons, he may
		
00:23:33 --> 00:23:36
			be thinking all of his life. My
dad's given me that I'm going to
		
00:23:36 --> 00:23:39
			get that one not anybody else.
Right? Or even if he's giving it
		
00:23:39 --> 00:23:45
			to everybody. Right? It does not
become this by the gift, because
		
00:23:45 --> 00:23:48
			they never took possession of it.
What do you mean taking
		
00:23:48 --> 00:23:51
			possession? So let me explain.
When you give a gift in Islam,
		
00:23:52 --> 00:23:57
			there are the fundamental
principles and the integrals of it
		
00:23:57 --> 00:24:02
			that have to be fulfilled. So if I
give somebody a gift, like my son
		
00:24:02 --> 00:24:06
			a gift, right of this phone, if I
tell him, this is your gift, but
		
00:24:06 --> 00:24:11
			I've never given it to him yet, he
knows it's for him, but I have not
		
00:24:11 --> 00:24:15
			really stopped using it. Or I've
not actually I've bought it, I've
		
00:24:15 --> 00:24:18
			purchased it, maybe it's a brand
new phone, I've purchased it, but
		
00:24:18 --> 00:24:21
			it's sitting on my desk, I have
not told him you can take it, he's
		
00:24:21 --> 00:24:25
			not allowed to take it yet. And
then it's yours. It's not his yet.
		
00:24:26 --> 00:24:29
			For a gift to be complete. I have
to say, this is yours. I'm gifting
		
00:24:29 --> 00:24:33
			this to you. He has to accept it,
he or she has to accept it, I
		
00:24:33 --> 00:24:37
			accept it. And number three, most
importantly, they have to take
		
00:24:37 --> 00:24:40
			possession and taking possession
		
00:24:41 --> 00:24:45
			of anything depends on what it is.
So if it's a house, here's the
		
00:24:45 --> 00:24:50
			key. And number two, I have to
take my stuff out of it. I have to
		
00:24:50 --> 00:24:52
			relinquish control. He should be
able to do what he wants in it.
		
00:24:53 --> 00:24:57
			That means gifting someone and
then completing it. Now if
		
00:24:57 --> 00:25:00
			somebody has gifted something, and
they assume that
		
00:25:00 --> 00:25:02
			It was gifted to them, but he's
not giving it up, he's still the
		
00:25:02 --> 00:25:06
			one using it and everything. And
after death, he says, that
		
00:25:06 --> 00:25:09
			particular son or daughter comes
and says, Dad gifted me this.
		
00:25:10 --> 00:25:14
			No, but dad was the one who was in
control of it, he was the one
		
00:25:14 --> 00:25:17
			taking the rent from it, he was
the one benefiting from it. Your
		
00:25:17 --> 00:25:21
			name, you know, is on the deed,
maybe with everybody else. But you
		
00:25:21 --> 00:25:24
			know, you really didn't have any
active control or anything like
		
00:25:24 --> 00:25:30
			that. That's not a gift, she or he
was not given control in a way
		
00:25:30 --> 00:25:34
			that they could do what they
wanted. Now, on the other hand, so
		
00:25:34 --> 00:25:37
			so that's why it's important that
you
		
00:25:39 --> 00:25:43
			make the offer that I'm giving you
this as a gift, the person who's
		
00:25:43 --> 00:25:46
			receiving the recipient says, I've
accepted it, you have to accept
		
00:25:46 --> 00:25:49
			it, nobody can be forced to take a
gift, they have to say, I'm happy
		
00:25:49 --> 00:25:53
			to take it, and then they should
actually take it in some way or
		
00:25:53 --> 00:25:57
			the other. Right? Then it is a
gift then transferred over. Okay?
		
00:25:58 --> 00:26:02
			So active possession is very
important. Active possession is
		
00:26:02 --> 00:26:05
			very important. They have to take
active possession, they don't just
		
00:26:05 --> 00:26:09
			say I've accepted it. Now, this is
very different to when you sell
		
00:26:09 --> 00:26:14
			something, if I gift you this
phone, and you say I've accepted
		
00:26:14 --> 00:26:16
			it, but I've not really given it
to you. And I'm not letting you
		
00:26:16 --> 00:26:19
			take it yet. The gift is not
complete. You don't have any
		
00:26:19 --> 00:26:23
			rights over this yet. So if I die
in the process in the middle of
		
00:26:23 --> 00:26:26
			that, it doesn't, it's not yours,
it's gonna go to my inheritance.
		
00:26:27 --> 00:26:30
			On the other hand, if I sold you
this phone, or if I sold you a
		
00:26:30 --> 00:26:34
			book, and I said 10 pounds, you
said I agree, right? We both
		
00:26:34 --> 00:26:37
			agreed that's a final sale, but
I've not given you the book,
		
00:26:37 --> 00:26:40
			you've not given me the money. But
that book is now owned by you.
		
00:26:41 --> 00:26:46
			Because when you do a sale, right?
You become owner, even though
		
00:26:46 --> 00:26:50
			you've not taken active
possession, you actually own the
		
00:26:50 --> 00:26:53
			product, even though you haven't
actively taken possession, they
		
00:26:53 --> 00:26:55
			owe it to you. If they don't give
it to you, you can take him to
		
00:26:55 --> 00:26:58
			court for it. But in a gift
because it's
		
00:27:00 --> 00:27:01
			something you do.
		
00:27:03 --> 00:27:09
			As an act of free volition, it's
an act of goodwill, right? You're
		
00:27:09 --> 00:27:11
			not bound in anything. So you
could actually pull it back.
		
00:27:12 --> 00:27:15
			Right? It's not nice to pull back
a gift. But at the end of the day,
		
00:27:16 --> 00:27:19
			it's not like a sale in a sale,
you're the ownership transfers to
		
00:27:19 --> 00:27:22
			you, even though you don't have
the product yet, I owe it to you
		
00:27:22 --> 00:27:25
			and you owe me the money. Right.
So that's very, very important and
		
00:27:25 --> 00:27:31
			keep this distinction in mind. In
a gift, you must take possession,
		
00:27:31 --> 00:27:35
			ownership, for ownership to
transfer, there must be active
		
00:27:36 --> 00:27:40
			possession taken. But in a sale,
active possession doesn't have to
		
00:27:40 --> 00:27:45
			be taken. Just the agreement is
enough, a final agreement is
		
00:27:45 --> 00:27:47
			enough, and it will become yours,
even though you have not received
		
00:27:47 --> 00:27:50
			it yet, you will receive it later.
Or you will have a right for it.
		
00:27:50 --> 00:27:54
			Issue number three. Point number
three is a very simple thing. Be
		
00:27:54 --> 00:27:59
			transparent, and make witnesses be
transparent and make witnesses if
		
00:27:59 --> 00:28:03
			you are gifting something, and
you've gifted it. Or if you sold
		
00:28:03 --> 00:28:07
			something to one of your children,
then just make witnesses. In fact,
		
00:28:07 --> 00:28:11
			the best thing to do is to just
let everybody know, especially all
		
00:28:11 --> 00:28:15
			the inheritors. Otherwise, if
there's no proof, there's it's
		
00:28:15 --> 00:28:18
			going to lead to issues
afterwards, it's going to lead to
		
00:28:18 --> 00:28:19
			issues as it does.
		
00:28:20 --> 00:28:25
			Right number four, this is the
complicated one. But before I talk
		
00:28:25 --> 00:28:29
			about this, I want to talk about a
really important issue. Let's just
		
00:28:29 --> 00:28:32
			say that you want to transfer your
house to one of your children,
		
00:28:33 --> 00:28:34
			or a property.
		
00:28:35 --> 00:28:35
			Now,
		
00:28:36 --> 00:28:39
			according to the law of the
country, if you've transferred the
		
00:28:39 --> 00:28:44
			deeds over, which means you've
signed it off to somebody else.
		
00:28:44 --> 00:28:47
			And it's their name on it
according to the land registry.
		
00:28:47 --> 00:28:53
			It's this, then it's considered
theirs legally. But Islamically
		
00:28:53 --> 00:28:58
			speaking many, many of our other
Man movies, they've judged that
		
00:28:58 --> 00:29:02
			that is not always the case. The
fact that you've got somebody has
		
00:29:02 --> 00:29:06
			got their name on a deed, like the
wife is got the name on the deed
		
00:29:06 --> 00:29:10
			of the house with the husband, but
the husband has not gifted her any
		
00:29:10 --> 00:29:13
			of the share. But he's putting
their name on there. Right? Well,
		
00:29:13 --> 00:29:16
			he's got one of his children's
names on there, or all of their
		
00:29:16 --> 00:29:20
			names on there. That does not mean
they actually own it. Islamically
		
00:29:21 --> 00:29:26
			even though legally they do own
it. Right? Why? Because a lot of
		
00:29:26 --> 00:29:33
			people do this in order to avoid
certain taxes, inheritance tax or
		
00:29:33 --> 00:29:37
			whatever else or because they
don't want to maybe show that
		
00:29:38 --> 00:29:43
			legally speaking they own a
property their son owns it by on
		
00:29:43 --> 00:29:46
			there's maybe there's other tax
implications or whatever. Of
		
00:29:46 --> 00:29:48
			course, if you own something
legally, there's liabilities that
		
00:29:48 --> 00:29:52
			come with that. So people do it
for that reason, and they do this
		
00:29:52 --> 00:29:55
			in many countries. They do this
for this reason. That's why many,
		
00:29:55 --> 00:29:59
			many movies. And Islamic scholars
have have said that you
		
00:30:00 --> 00:30:04
			merely having the name of
something on the deed does not
		
00:30:04 --> 00:30:06
			make it yours. Yes.
		
00:30:07 --> 00:30:11
			To be honest, if your name is on
the deed, right, you're gonna have
		
00:30:11 --> 00:30:16
			a right to go to the authorities
and claim your share. Or if your
		
00:30:16 --> 00:30:20
			name is on the deed, right, and
nobody else is, you can actually
		
00:30:20 --> 00:30:23
			actively take over Legally
speaking, you can have legal
		
00:30:23 --> 00:30:28
			recourse to the courts or
whatever, and claim it. Most
		
00:30:28 --> 00:30:30
			people don't do that, though,
because there's a relationship.
		
00:30:30 --> 00:30:34
			They know that the reason why the
Father has put a certain property
		
00:30:34 --> 00:30:39
			or business on a certain son's
name, or his sister's name, or his
		
00:30:39 --> 00:30:41
			mother's name, you know, some
people do that, because they want
		
00:30:41 --> 00:30:45
			to maybe benefit from tax
allowances, right? You know, the
		
00:30:45 --> 00:30:48
			1112 13,000, or whatever it is 12
and a half 1000, or whatever it
		
00:30:48 --> 00:30:51
			is, you know, they want to benefit
from that. So that's why they put
		
00:30:51 --> 00:30:54
			it on people's names. And
everybody understands within the
		
00:30:54 --> 00:30:56
			family and so on that it's not
really there's it's just done for
		
00:30:56 --> 00:30:58
			that purpose. That's why there
might have said that, that does
		
00:30:58 --> 00:31:01
			not really mean that you've given
possession, especially if you're
		
00:31:01 --> 00:31:04
			still controlling everything, yes,
if you've put their name on the
		
00:31:04 --> 00:31:07
			deed, you've given your relinquish
control over it, you've
		
00:31:07 --> 00:31:10
			transferred it to them, you've
given them right to dispose it as
		
00:31:10 --> 00:31:13
			they want, then then it's fine,
then it just shows everything else
		
00:31:13 --> 00:31:17
			shows that yes, it is this, that
means they've taken possession. So
		
00:31:17 --> 00:31:21
			now the big issue is, this is a
typical issue. The father and
		
00:31:21 --> 00:31:24
			mother have a house, right, let's
just say the father has bought
		
00:31:24 --> 00:31:26
			this house, and that's their
family house. That's where the
		
00:31:26 --> 00:31:29
			children became old. And
everything many of the children
		
00:31:29 --> 00:31:32
			have have moved out, there's one
child who is living with them. Now
		
00:31:32 --> 00:31:33
			they want
		
00:31:34 --> 00:31:40
			to give this house to put it on
all of their names. So what they
		
00:31:40 --> 00:31:44
			do is they they maybe put it on
all of their names, legally
		
00:31:44 --> 00:31:47
			speaking, as I said to you, just
putting it on their names, legally
		
00:31:47 --> 00:31:50
			speaking does not mean that
they've actually gift it to them.
		
00:31:50 --> 00:31:53
			Islamically speaking, alright,
because they could be doing this
		
00:31:53 --> 00:31:56
			to save themselves from
inheritance tax, for example. So
		
00:31:56 --> 00:31:58
			what they do is they've given it
to them.
		
00:31:59 --> 00:32:02
			Now, let's just say it's on their
name already, or it's not on their
		
00:32:02 --> 00:32:04
			name, it doesn't make a
difference. But now he actively
		
00:32:04 --> 00:32:10
			actually wants to give the house
to one of his sons, the one who's
		
00:32:10 --> 00:32:14
			living in the house, he wants to
gift it to him. Everybody else has
		
00:32:14 --> 00:32:18
			got a house. And they also find
with him gifting this house, for
		
00:32:18 --> 00:32:22
			example, to that particular son,
because he's been of service and
		
00:32:22 --> 00:32:26
			so on. How does he gift that
house? Because we've just told you
		
00:32:26 --> 00:32:30
			right now that a gift, right, has
a few conditions. Number one, I
		
00:32:30 --> 00:32:33
			have to give him the house, okay,
I can do that. He has to accept
		
00:32:33 --> 00:32:36
			the house, he will do that. But
the third one to take active
		
00:32:36 --> 00:32:39
			possession, but you're gonna say
he's already living in the yes,
		
00:32:39 --> 00:32:42
			he's living in there. But in
Islam, right, according to the
		
00:32:42 --> 00:32:50
			thick if the givers assets,
contents, belongings, occupying
		
00:32:50 --> 00:32:55
			the house, then that is actually a
prevention from the other person
		
00:32:55 --> 00:32:59
			taking full control. Also, the
husband, the maybe the son is
		
00:32:59 --> 00:33:02
			living there. But the father is
control everything. He's not like
		
00:33:02 --> 00:33:04
			so old, or whatever, that
literally the children are just
		
00:33:04 --> 00:33:07
			looking at that son is just
looking after him, the father is
		
00:33:07 --> 00:33:11
			still mashallah active, and taking
care of all the affairs calls the
		
00:33:11 --> 00:33:14
			shots in the house, all the
permission has to go through him
		
00:33:14 --> 00:33:17
			about whether they want to make
any changes in the house or
		
00:33:17 --> 00:33:21
			whatever. And he's saying it's my
son's house, he's never moved out.
		
00:33:21 --> 00:33:24
			His assets have always been there,
they saying that that means that
		
00:33:24 --> 00:33:27
			your gift has not completed
because your child, your son has
		
00:33:27 --> 00:33:31
			not been able to take active
possession of the house. This is a
		
00:33:31 --> 00:33:34
			very typical scenario. So many
people have done this, this son
		
00:33:34 --> 00:33:38
			who's living with us, he now owns
this house. But you've never
		
00:33:38 --> 00:33:41
			relinquished full control, you're
actually calling the shots. If
		
00:33:41 --> 00:33:43
			you've got, for example, a
basement apartment and you're the
		
00:33:43 --> 00:33:48
			one taking the and everything. So
how do you do this? Right? Well,
		
00:33:48 --> 00:33:52
			the scholars have suggested a few
ways of dealing with this matter
		
00:33:52 --> 00:33:57
			of actually making it a gift to
the sun, for example, and then
		
00:33:57 --> 00:34:00
			receiving the gift it becoming
this and the parents then can
		
00:34:00 --> 00:34:04
			carry on living in there. But
there's a way to do that. Right?
		
00:34:04 --> 00:34:09
			There's several ways. Some are
more complicated than others. The
		
00:34:09 --> 00:34:15
			first one is the proper way. But
the most complicated way, you move
		
00:34:15 --> 00:34:20
			out, move all of your stuff out.
hand the keys over, outside the
		
00:34:20 --> 00:34:25
			house, hand the keys over here,
son, this is yours. Thereafter, he
		
00:34:25 --> 00:34:29
			says you can come back and stay
there under my roof now and you
		
00:34:29 --> 00:34:32
			bring your belongings back in if
you want to. And you carry on
		
00:34:32 --> 00:34:36
			staying there. That's the best way
it's very clear cut. Right? But
		
00:34:37 --> 00:34:41
			all of those years of belongings
moving them out what a hassle. So
		
00:34:41 --> 00:34:45
			that's why I'm I've thought about
it and suggested some other ways,
		
00:34:45 --> 00:34:47
			right, which can also work.
		
00:34:48 --> 00:34:51
			You see, as we describe, the
problem was that your assets are
		
00:34:51 --> 00:34:55
			what's stopping you from gifting
the house because your assets
		
00:34:55 --> 00:34:58
			occupying the house proves that
you're not really gifting it to
		
00:34:58 --> 00:34:59
			him.
		
00:35:00 --> 00:35:03
			So what you do, and again, this is
just what the devil have
		
00:35:03 --> 00:35:07
			mentioned, right? Is that what you
can do is you can say, my son, all
		
00:35:07 --> 00:35:12
			of my belongings in the house,
furniture, everything belongs to
		
00:35:12 --> 00:35:17
			me, I'm because you're staying
with me, I am going to give it to
		
00:35:17 --> 00:35:21
			you in your trust to look after
the Son has a right to stay there,
		
00:35:21 --> 00:35:24
			because I've let him stay there,
for example. So I say to my son,
		
00:35:24 --> 00:35:29
			all of this belongings of mine, I
give it to you to keep in trust
		
00:35:29 --> 00:35:33
			for me. So technically, it's
transferred over to him to keep
		
00:35:34 --> 00:35:37
			thereafter I'm walk out of the
house. Now, some scholars say you
		
00:35:37 --> 00:35:40
			have to work out something, you
don't have to whatever the case,
		
00:35:40 --> 00:35:43
			let's just say, I walk out the
house and I say, my son, I've
		
00:35:43 --> 00:35:47
			gifted you this house, it's free
of my belongings, it's not
		
00:35:47 --> 00:35:50
			occupying my, I've got my
belongings, but you're looking
		
00:35:50 --> 00:35:53
			after them in what you're
occupying of my house.
		
00:35:54 --> 00:35:58
			And he says, I accept you, he's
got the keys, and then you go back
		
00:35:58 --> 00:36:01
			in, and you can then stay there.
They say that that's okay.
		
00:36:02 --> 00:36:05
			Now, that's, again, a bit
complicated or whatever. That's
		
00:36:05 --> 00:36:09
			why, my suggestion, right? My
suggestion, this is not written in
		
00:36:09 --> 00:36:12
			any of the are not seen anybody
else mentioned this, but I've had
		
00:36:12 --> 00:36:17
			it confirmed by some big move this
right, is that what you should do
		
00:36:17 --> 00:36:23
			is you sell your house, to this
son, who's living with you, for
		
00:36:23 --> 00:36:23
			example.
		
00:36:24 --> 00:36:27
			Or even if he's not living with
you, because you're occupying
		
00:36:27 --> 00:36:31
			everything, right. So let's just
say nobody's living with you, but
		
00:36:31 --> 00:36:35
			you want to sell it to your son,
right? One son of yours, he wants
		
00:36:35 --> 00:36:39
			this house, you know, sell it to
him. And you can do this two ways,
		
00:36:39 --> 00:36:42
			you can either put a nominal
figure sell it to you for a pound,
		
00:36:43 --> 00:36:47
			he pays you to pound that house
becomes his. Remember, I told you
		
00:36:47 --> 00:36:51
			earlier, when you sell something,
the ownership is transferred, even
		
00:36:51 --> 00:36:54
			if you don't give it to them. Even
if the asset has not been
		
00:36:54 --> 00:36:58
			transferred, the ownership of it,
the right of it has transferred.
		
00:36:59 --> 00:37:02
			Now your stuff is still in the
house, your belongings are owed in
		
00:37:02 --> 00:37:04
			the house, you're living in the
house, you're not giving it to
		
00:37:04 --> 00:37:08
			him, but he knows it's his house
now. And he has the right to claim
		
00:37:08 --> 00:37:12
			it from you. So if you now he's
not going to claim it for you,
		
00:37:12 --> 00:37:14
			because he knows that the
understanding is that you're going
		
00:37:14 --> 00:37:17
			to stay until you die. Right. And
you've you've also transferred it
		
00:37:17 --> 00:37:21
			by deed to his name anyway, and
Islamically, you've given you've
		
00:37:21 --> 00:37:24
			sold it to him for a pound as
well. So what he's gonna do is
		
00:37:24 --> 00:37:28
			after your death, right, then
after that, he can claim the
		
00:37:28 --> 00:37:33
			house, right? Because if this was
a hadiya, if this was a gift, the
		
00:37:33 --> 00:37:37
			transfer of ownership would not
have taken place, unless you had
		
00:37:37 --> 00:37:39
			emptied it out, or you've done one
of these other ways, right. So
		
00:37:39 --> 00:37:41
			that's why this is the easier way
to do it, you just said it to
		
00:37:41 --> 00:37:45
			them. The other option is that you
can sell it to them for the market
		
00:37:45 --> 00:37:50
			value here 500,000, a million,
whatever it is 200,000. So you've
		
00:37:50 --> 00:37:55
			sold it, he's agreed to buy it for
500,000. Right? It becomes his,
		
00:37:56 --> 00:37:58
			the house becomes his, he's not
taking possession, but the house
		
00:37:58 --> 00:38:02
			becomes his he's got a claim to
the house now. Then after that,
		
00:38:03 --> 00:38:07
			you can either forgive him, or you
can keep the debt and then maybe
		
00:38:07 --> 00:38:10
			that debt can be paid through the
inheritance, or whatever, or you
		
00:38:10 --> 00:38:12
			can just forgive him, and that
will become his house.
		
00:38:14 --> 00:38:16
			Now, I know that might be
complicated. So I'll explain it
		
00:38:16 --> 00:38:18
			again later if you haven't
understood it, but this is very,
		
00:38:18 --> 00:38:19
			very important.
		
00:38:21 --> 00:38:25
			Okay, let us take the next case.
		
00:38:27 --> 00:38:30
			One of the biggest questions that
we get one of the most frequent
		
00:38:30 --> 00:38:34
			questions we get, the husband owns
the house, right? Mostly, it's the
		
00:38:34 --> 00:38:35
			husband who owns the house.
		
00:38:37 --> 00:38:41
			And he reckons he's going to die
first. And he's worried about
		
00:38:41 --> 00:38:43
			where his wife, the mother is
going to stay.
		
00:38:44 --> 00:38:50
			Okay. So what he wants to do is
make it such that after he dies,
		
00:38:51 --> 00:38:55
			legally speaking, all the assets
will go to the wife anyway. Right?
		
00:38:55 --> 00:38:56
			Unless they've made a will.
		
00:38:58 --> 00:39:01
			Even Islamically speaking, he
knows the laws. So what he wants
		
00:39:01 --> 00:39:06
			is he wants the wife to have the
right to stay in the house until
		
00:39:06 --> 00:39:10
			she dies, only then will it be
distributed among everybody. Now,
		
00:39:10 --> 00:39:13
			that could be another 2030 years.
So now,
		
00:39:15 --> 00:39:18
			many people know that Islamically
you can't do that. You can't
		
00:39:18 --> 00:39:25
			insist on that. Right? Because as
soon as the Father will die, the
		
00:39:25 --> 00:39:28
			mother will have a right to 1/8
The children will have the right
		
00:39:28 --> 00:39:33
			to the rest of it. If they don't
have any parents, so they can
		
00:39:33 --> 00:39:37
			technically tell her to leave and
look after her themselves. No,
		
00:39:37 --> 00:39:40
			that would be a separate
obligation. But they can do that.
		
00:39:41 --> 00:39:44
			Now, some parents, they trust
their children that
		
00:39:45 --> 00:39:49
			they will let their mother
continue to stay in everybody's
		
00:39:49 --> 00:39:52
			house after his death. It will be
everybody's house. They trust
		
00:39:52 --> 00:39:55
			their children so they find out
that others don't trust their
		
00:39:55 --> 00:39:58
			children too much. And they want
to put it in a will. Now you're
		
00:39:58 --> 00:39:59
			not allowed to say
		
00:40:00 --> 00:40:04
			It has to be held until death,
because you're then depriving your
		
00:40:04 --> 00:40:09
			other inheritors from their
rightful share. However, you can
		
00:40:10 --> 00:40:13
			make it your wish, you can say,
		
00:40:14 --> 00:40:18
			this is what I would like for it
to be. And if you've done the
		
00:40:18 --> 00:40:21
			right tarbiyah, and nurturer of
your children insha, Allah, they
		
00:40:21 --> 00:40:26
			will take care of her. Or if they
don't want to take care of her in
		
00:40:26 --> 00:40:30
			that house, then they will bring
her to their own homes, and they
		
00:40:30 --> 00:40:34
			will look after her there,
whatever the case is, right? Now,
		
00:40:34 --> 00:40:37
			if you do have a fear that she
will not be looked after, and you
		
00:40:37 --> 00:40:40
			want her to leave her assets, but
there's a few things that you can
		
00:40:40 --> 00:40:45
			do, okay? So I will suggest three
things, three options you have.
		
00:40:45 --> 00:40:49
			One option is that you can just
gift her the entire house, if you
		
00:40:49 --> 00:40:52
			think you're going to die first
gift her the entire house, the
		
00:40:52 --> 00:40:53
			whole house is yours.
		
00:40:54 --> 00:40:57
			She is living with you. So you
don't even have to take your stuff
		
00:40:57 --> 00:41:00
			out. If a husband says to his
wife, all of this is yours.
		
00:41:02 --> 00:41:06
			It all becomes hers. Right? If
he's serious, right. But there's a
		
00:41:06 --> 00:41:12
			risk in here, let's just say that
she dies first. If she dies first,
		
00:41:13 --> 00:41:17
			then her inheritors. If she's
still got some will have a right
		
00:41:17 --> 00:41:20
			to the house, and then you're
going to be without the house, you
		
00:41:20 --> 00:41:24
			will get a portion of it, a
quarter of it, your children will
		
00:41:24 --> 00:41:29
			get the rest. If there's her
parents are alive, they will get a
		
00:41:29 --> 00:41:31
			portion as well. That's the risk
in there.
		
00:41:33 --> 00:41:37
			So that's not a very good idea.
The second idea, the second option
		
00:41:37 --> 00:41:41
			is you gift a half of those, if
it's not already her half of hers,
		
00:41:41 --> 00:41:45
			then you give her half of the
house, I own half, she owns half.
		
00:41:45 --> 00:41:50
			Now, of course, if you die, she
still maintains 50%, she's got
		
00:41:50 --> 00:41:54
			half of the equity in that house,
plus, she's going to get another
		
00:41:54 --> 00:41:57
			one eight of the entire estate
that you've left behind. So she's
		
00:41:57 --> 00:42:00
			probably going to be ending up
with more than half of the house
		
00:42:00 --> 00:42:04
			Hamdulillah. That's very good. The
benefit of that is, if they're
		
00:42:04 --> 00:42:07
			going to cause a problem, well,
she can sell the house and buy
		
00:42:07 --> 00:42:10
			something smaller, maybe, right?
Because she's got more than she
		
00:42:10 --> 00:42:12
			owns more than 50% of the house.
And if they of course, let her
		
00:42:12 --> 00:42:13
			live there, then it's all fine.
		
00:42:14 --> 00:42:17
			So that could work as well. The
third one
		
00:42:19 --> 00:42:22
			is that it's a bit more
complicated
		
00:42:23 --> 00:42:28
			is that you designate this as a
work an endowment during your
		
00:42:28 --> 00:42:31
			lifetime, you say this house that
we're living in, right and any
		
00:42:31 --> 00:42:38
			other asset you want. This is now
an endowment a work for me and my
		
00:42:38 --> 00:42:39
			wife to stay in until we die.
		
00:42:41 --> 00:42:41
			Right?
		
00:42:43 --> 00:42:46
			A work means that you're removing
something from your ownership and
		
00:42:46 --> 00:42:49
			giving into the ownership of ALLAH
SubhanA wa Tada for a good cause.
		
00:42:50 --> 00:42:53
			Right? Now, you're saying how is
it a good cause that me and my
		
00:42:53 --> 00:42:56
			wife living there, right, that's
just selfish. That's just ours?
		
00:42:56 --> 00:43:00
			Yes, it's allowed to temporarily
do that until your deaths. But
		
00:43:00 --> 00:43:03
			after your death, after what
you've stipulated, it will go to
		
00:43:03 --> 00:43:06
			the charity that you've named, it
will go to the poor, for example.
		
00:43:07 --> 00:43:12
			So if you want security, let's
just say you want security, then
		
00:43:12 --> 00:43:15
			in this case, what you can do is
you can say, I'm going to do this
		
00:43:15 --> 00:43:20
			as a trust, it will be for me
until I die, and for my wife until
		
00:43:20 --> 00:43:24
			she dies. And then you could also
say it's for my children until
		
00:43:24 --> 00:43:28
			they die, then it will go to the
port that's also allowed. The only
		
00:43:28 --> 00:43:32
			caveat here in a work is that
while you protect it in this
		
00:43:32 --> 00:43:36
			sense, and then nobody gets
shares, and they can just use it.
		
00:43:36 --> 00:43:41
			After that last, after the last
person dies in there, it will go
		
00:43:41 --> 00:43:44
			to the poor, which means your
grandchildren will not have it
		
00:43:44 --> 00:43:47
			unless you keep it for them as
well. And for them and them and
		
00:43:47 --> 00:43:50
			them and them problem is gonna get
too complicated. Eventually, in
		
00:43:50 --> 00:43:55
			100 years, you might have like 100
people vying for that house, it's
		
00:43:55 --> 00:43:59
			too complicated. This may be work,
maybe will work for somebody who
		
00:43:59 --> 00:44:04
			doesn't have any children, right?
Or who has one child or something
		
00:44:04 --> 00:44:07
			like that. And he's given them
enough already. And he says, Okay,
		
00:44:08 --> 00:44:11
			I want this, I want my wife to be
secure after I die, I'll make it
		
00:44:11 --> 00:44:17
			an endowment for me and my wife
right in your lifetime and it will
		
00:44:17 --> 00:44:21
			become an endowment until she dies
and when she dies, then it will go
		
00:44:21 --> 00:44:26
			to such an such a mother as such
and such a masjid such such a
		
00:44:26 --> 00:44:29
			relief organization, or whatever
the case is, you could do it that
		
00:44:29 --> 00:44:33
			way as well. Now, I know I'm
explaining all of these things. If
		
00:44:33 --> 00:44:36
			they're confusing or whatever, and
you're interested in them, you can
		
00:44:36 --> 00:44:39
			ask the question later on, or you
can contact us later on and
		
00:44:39 --> 00:44:44
			inshallah we can help you with
this. Besides these three. I can't
		
00:44:44 --> 00:44:52
			see any other solid way, the only
two to keep the house for the wife
		
00:44:53 --> 00:44:56
			until she dies and then you get
distributed. The only other way
		
00:44:56 --> 00:44:59
			you can do this is if the children
agree and you've brought a good
		
00:44:59 --> 00:44:59
			children and they
		
00:45:00 --> 00:45:02
			going to look after the mother,
then that's, then that's fine.
		
00:45:03 --> 00:45:08
			Issue number five, the father sold
his house to one of his sons. The
		
00:45:08 --> 00:45:13
			son has not paid yet not paid a
penny. It's been 20 years. Maybe
		
00:45:13 --> 00:45:17
			the house that they're living in,
maybe another acid, it's been 20
		
00:45:17 --> 00:45:23
			years. agreed price. It was
300,000. Right. Now the price of
		
00:45:23 --> 00:45:27
			it is 500,000. And the father
days. Okay.
		
00:45:28 --> 00:45:30
			And all the other children are
there and they're saying
		
00:45:32 --> 00:45:38
			this house is 500,000. Now, you
have to pay 500,000 to everybody.
		
00:45:38 --> 00:45:42
			What is the answer to that? Well,
the answer to that is, if it was
		
00:45:42 --> 00:45:46
			clear that they'd made an
agreement to sell the house, the
		
00:45:46 --> 00:45:50
			father was sold the house to that
son for 300,000. There were
		
00:45:50 --> 00:45:55
			witnesses, it was a done deal. He
may have not paid a penny, he only
		
00:45:55 --> 00:45:56
			has to pay 300,000.
		
00:45:57 --> 00:46:00
			Because that was a done deal. As I
said, if you've sold something to
		
00:46:00 --> 00:46:03
			someone, that deal is done. Now,
the fact that he didn't pay well,
		
00:46:03 --> 00:46:07
			that was up to the father that he
didn't chase him for the money or
		
00:46:07 --> 00:46:11
			whatever the case is. That's a
different issue that belongs to
		
00:46:11 --> 00:46:16
			him. As long as this is done with
witnesses or in writing, and
		
00:46:16 --> 00:46:20
			people know about it. Preferably
do this in front of inheritance if
		
00:46:20 --> 00:46:24
			you're going to do this, okay.
Now, this is such a problematic
		
00:46:24 --> 00:46:29
			issue, where there's not a witness
in this. I was called to a family
		
00:46:29 --> 00:46:31
			of, I don't know, five or six
brothers and like two, three
		
00:46:31 --> 00:46:35
			sisters, and it was about the
house. And what was interesting is
		
00:46:35 --> 00:46:37
			that two of the brothers
		
00:46:38 --> 00:46:42
			the claim was that now the father
had passed away, had fun passed
		
00:46:42 --> 00:46:47
			away a few years ago, the father
had passed away and the youngest
		
00:46:47 --> 00:46:50
			brother was saying youngest to the
second youngest was saying that my
		
00:46:50 --> 00:46:51
			father sold me this house.
		
00:46:53 --> 00:46:57
			He had no proof. The only proof he
had was another one. His youngest
		
00:46:57 --> 00:46:59
			brother, he's in his way. Yes,
that is what happened.
		
00:47:01 --> 00:47:05
			Okay. And I can't remember if
there was one sister who, who also
		
00:47:06 --> 00:47:09
			agreed with him, but the other
three or four brothers and the
		
00:47:09 --> 00:47:12
			other sisters, they did not know
anything about this.
		
00:47:13 --> 00:47:16
			Actually, no, it wasn't the
sister. I think it was the mother
		
00:47:16 --> 00:47:19
			who agreed with him, the mother
and one brother, and everybody
		
00:47:19 --> 00:47:22
			else disagreed. They were saying
he didn't. And they had actually
		
00:47:22 --> 00:47:25
			circumstantial evidence to show
that he didn't do that, that it
		
00:47:25 --> 00:47:28
			was not sold to him. So now it's
like, here, you've got half a
		
00:47:28 --> 00:47:33
			proof. Not full proof. Right. And
here, you've got other
		
00:47:33 --> 00:47:37
			circumstantial evidence. I mean,
there was no way to I told him
		
00:47:37 --> 00:47:41
			Look, just agree on something, let
him buy it. But maybe you just
		
00:47:41 --> 00:47:43
			give them actually he goes, No,
that's the that's the amount I'm
		
00:47:43 --> 00:47:46
			going to give. That is what I
agreed to. But he had not paid any
		
00:47:46 --> 00:47:48
			money. I said, Why didn't you pay
any money? He said, Well, I didn't
		
00:47:48 --> 00:47:51
			have much money at that time. And
then he didn't not really pursue
		
00:47:51 --> 00:47:55
			me for my money. Sorry to pay for
it. It was just a huge mess. Now,
		
00:47:55 --> 00:47:59
			all of these brothers are broken.
There's disunity among them. So
		
00:47:59 --> 00:48:03
			don't do crazy things like that
before you die. Right? Make it
		
00:48:03 --> 00:48:06
			transparent, make it clear, so
that you don't leave fire in your
		
00:48:06 --> 00:48:11
			home afterwards. It's not worth
it. If the father agreed to sell
		
00:48:11 --> 00:48:15
			the house to this son. But
actually, it was just the promise.
		
00:48:16 --> 00:48:20
			No firm agreement took place.
Nothing in writing. Nothing in
		
00:48:20 --> 00:48:23
			front of witnesses. The price
there was a price discuss a you
		
00:48:23 --> 00:48:27
			know, I want to sell this house to
you how much Oh, it's 400,000
		
00:48:27 --> 00:48:30
			pounds or whatever. Okay, that's
fine. Whatever, we'll talk about
		
00:48:30 --> 00:48:33
			it. Yeah, that's, that's, I
remember that being the case.
		
00:48:33 --> 00:48:37
			Yeah, we'll do it. We'll do it,
we'll do it. They actually never
		
00:48:37 --> 00:48:40
			did it. There was no proof for it.
But that son,
		
00:48:41 --> 00:48:44
			we don't have any proof. But what
the son is saying he sold it to
		
00:48:44 --> 00:48:46
			me, but there's no proof at all.
		
00:48:47 --> 00:48:50
			Right? Or it was just the promise.
		
00:48:51 --> 00:48:55
			So if it was just the promise, no
firm agreement was made. Actually,
		
00:48:55 --> 00:48:58
			let's take the case where it was
just a promise no firm agreement
		
00:48:58 --> 00:48:59
			was made.
		
00:49:00 --> 00:49:02
			Then it will remain everybody's
and it will not become that
		
00:49:02 --> 00:49:06
			person's because remember, the
offer and acceptance on a price
		
00:49:06 --> 00:49:10
			did not happen. Issue number six
		
00:49:11 --> 00:49:15
			gifting to children during their
lifetime, what is the best way to
		
00:49:15 --> 00:49:19
			give gift to your children? How do
you have to gift it? Are you
		
00:49:20 --> 00:49:24
			obliged to gift to your children
according to their inheritance
		
00:49:24 --> 00:49:27
			shares? So should you have to give
		
00:49:28 --> 00:49:32
			double the share to a son that you
give to a daughter? So the answer
		
00:49:32 --> 00:49:36
			to that is no. During ones
lifetime the books of
		
00:49:36 --> 00:49:41
			jurisprudence are very clear that
you can give everybody equally the
		
00:49:41 --> 00:49:44
			your sons and daughters equally it
doesn't have to be double for the
		
00:49:44 --> 00:49:49
			sons and less for the sisters. In
fact they actually encouraged that
		
00:49:49 --> 00:49:52
			that's what you do. Yes. If you
leave anything after you die, it
		
00:49:52 --> 00:49:55
			will be live Zachary mythological
insane as Allah says in the Quran,
		
00:49:56 --> 00:49:59
			brothers will get double the share
of sisters but in your lifetime.
		
00:49:59 --> 00:49:59
			You can
		
00:50:00 --> 00:50:03
			It's actually recommended in many
cases to give equally. Okay,
		
00:50:03 --> 00:50:08
			that's understandable. Now can you
give to one daughter or one son or
		
00:50:08 --> 00:50:11
			two sons a bit more than the
others. Because there's a very
		
00:50:11 --> 00:50:13
			strict Hadith about this, the
Prophet sallallahu alayhi wa
		
00:50:13 --> 00:50:16
			sallam, somebody came to him and
said, I want you Yaroslavl, I want
		
00:50:16 --> 00:50:19
			you to be witnessed that I've
given this son of mine such and
		
00:50:19 --> 00:50:22
			such an amount of money. Now,
maybe the Prophet saw some knew
		
00:50:22 --> 00:50:25
			that there was some issue. There
was some unfairness, he said, Did
		
00:50:25 --> 00:50:29
			you give all of your children this
much? He said, No. She said, Then
		
00:50:29 --> 00:50:32
			why are you making me then a
witness to something that is
		
00:50:32 --> 00:50:35
			unfair. So from this, we
understand that you should be
		
00:50:35 --> 00:50:38
			fair, the reason why you have to
be fair in this is because
		
00:50:38 --> 00:50:43
			obviously, they're your children.
And you're going to do a cut or
		
00:50:43 --> 00:50:48
			rhyme, you're going to be cutting
the ties of relationship by
		
00:50:48 --> 00:50:52
			depriving someone giving the
others as bad. And you don't want
		
00:50:52 --> 00:50:54
			to do that you should not be doing
that with your relatives. So
		
00:50:54 --> 00:50:58
			that's why you should give equally
however, if you want to give one
		
00:50:58 --> 00:51:00
			more than the other, there are
some cases in which that's
		
00:51:00 --> 00:51:03
			allowed, right. And a lot of
people have discretion. For
		
00:51:03 --> 00:51:07
			example, one of the sons or
daughters, they've been of the
		
00:51:07 --> 00:51:10
			huge amount of service to you,
they're the ones who are always
		
00:51:10 --> 00:51:13
			helping, and the others, you know,
either don't have time or they
		
00:51:13 --> 00:51:15
			live further away or whatever,
then for that, you are allowed to
		
00:51:15 --> 00:51:18
			give them more, but you can't
deprive the others entirely. You
		
00:51:18 --> 00:51:21
			give everybody but you can give
this person more in your life. Now
		
00:51:21 --> 00:51:25
			remember, this is all about in
your life after death, right as
		
00:51:25 --> 00:51:28
			inheritance, they will just have
the shader Quran gives them so if
		
00:51:28 --> 00:51:31
			their sister another one says that
will get the same, if they're a
		
00:51:31 --> 00:51:33
			brother, another brother, they'll
get the same. But in your
		
00:51:33 --> 00:51:38
			lifetime, you can actually give
somebody more or for example, one
		
00:51:38 --> 00:51:41
			is poor than the others, mashallah
all the others, they have a house,
		
00:51:42 --> 00:51:45
			right. And this poor one is
struggling, tries his best
		
00:51:45 --> 00:51:49
			struggling, you can give them some
more, again, you give the others
		
00:51:49 --> 00:51:52
			you don't deprive them, but you
can give them more. Another one
		
00:51:52 --> 00:51:55
			is, for example, if one is working
in some really, really useful
		
00:51:55 --> 00:51:59
			field, very religious field, you
know, as an animal, whatever, and
		
00:51:59 --> 00:52:01
			they don't make so much money or
whatever, then again, you can give
		
00:52:01 --> 00:52:06
			them more if you want to. And a
fourth, a fourth issue here within
		
00:52:06 --> 00:52:09
			this is that can you deprive a
child because they're doing
		
00:52:09 --> 00:52:16
			something really bad in your life.
So remember, after you die, even
		
00:52:16 --> 00:52:20
			if you hate your wife, or your
husband or your child, you can't
		
00:52:20 --> 00:52:22
			deprive them, you leave money,
it's going to go to them, whether
		
00:52:22 --> 00:52:23
			you like it or not,
		
00:52:24 --> 00:52:27
			right? As long as they're Muslim,
and you're Muslim, then they're
		
00:52:27 --> 00:52:30
			going to get some, but in your
lifetime, let's just say you
		
00:52:30 --> 00:52:34
			decide that if I leave it as
inheritance, then it's going to go
		
00:52:34 --> 00:52:36
			to all of them like this. So what
I'm going to do is I'm going to
		
00:52:36 --> 00:52:40
			distribute the bulk of my assets
during my life, and in that I want
		
00:52:40 --> 00:52:43
			to deprive that particular son or
daughter, because they they have a
		
00:52:43 --> 00:52:47
			very, very bad attitude, bad
attitude in the sense that their
		
00:52:47 --> 00:52:50
			abusers THEY MAY be addicted or
something like that, and they're
		
00:52:50 --> 00:52:54
			going to abuse the money in the
wrong thing. In that case, you
		
00:52:54 --> 00:52:57
			you're not obliged to give them
you can just give the others you
		
00:52:57 --> 00:53:01
			can deprive them in that case. But
again, if you're doubtful, you
		
00:53:01 --> 00:53:04
			don't want to be you don't want to
be accountable for in the
		
00:53:04 --> 00:53:08
			hereafter. So just maybe consult
with with an animal about this.
		
00:53:08 --> 00:53:12
			Okay, issue number seven, I think
I hope I'm going in the right
		
00:53:12 --> 00:53:14
			direction here. Sorry, the right
numbering here.
		
00:53:15 --> 00:53:18
			Can inheritance be received from
non Muslim relatives
		
00:53:18 --> 00:53:21
			Alhamdulillah, we have many, many
converts whose parents have not
		
00:53:22 --> 00:53:26
			embraced Islam. And in Islam,
there's a simple law, that it's
		
00:53:26 --> 00:53:29
			only co religionists that
inheritance inherit from one
		
00:53:29 --> 00:53:34
			another, which means that by the
default inheritance laws, a Muslim
		
00:53:34 --> 00:53:37
			cannot inherit from non Muslim
parents are non Muslim relatives.
		
00:53:38 --> 00:53:41
			However, in most cases, I just had
a case recently.
		
00:53:43 --> 00:53:48
			A person I know he had, he's got
non Muslim parents and his mother
		
00:53:48 --> 00:53:51
			left him 30,000 pounds.
		
00:53:52 --> 00:53:55
			And so he thought that there was
no way to get this money because
		
00:53:56 --> 00:54:00
			the the general law is you cannot
inherit from your non Muslim
		
00:54:00 --> 00:54:03
			relatives. So I asked him to
question and she'd actually left a
		
00:54:03 --> 00:54:08
			will. And in the Will he mentioned
$30,000, or pounds for him, and
		
00:54:08 --> 00:54:12
			30,000, for whatever and so on.
Because she's left a will. That
		
00:54:12 --> 00:54:16
			will is actually a request. As I
mentioned to you right at the
		
00:54:16 --> 00:54:19
			beginning. This is the associate
anything that you write for
		
00:54:19 --> 00:54:23
			somebody who's not going to
inherit from you normally, you can
		
00:54:23 --> 00:54:26
			write a request for them, and that
would be valid in up to 1/3 of
		
00:54:26 --> 00:54:30
			your assets. So Masha Allah,
because she'd written him in her
		
00:54:30 --> 00:54:35
			will that will is essentially a
bequest, it's tantamount to a
		
00:54:35 --> 00:54:37
			request. So that money is
completely valid for him to take
		
00:54:37 --> 00:54:41
			30,000 Because it was up to just
1/3. And there was a lot more
		
00:54:41 --> 00:54:45
			there was more assets, so that
money became valid for him. That's
		
00:54:45 --> 00:54:48
			why if there's an if there's a
Muslim brother or sister who has
		
00:54:48 --> 00:54:52
			non Muslim relatives who want to
leave them something behind, as
		
00:54:52 --> 00:54:54
			long as they write in their will,
that he's going to get this
		
00:54:54 --> 00:54:58
			amount. They can take that amount,
as long as it's up to 1/3 and even
		
00:54:58 --> 00:54:59
			some cases they will probably take
more if there's no other inherit
		
00:55:00 --> 00:55:03
			says whatever, but just consult a
scholar there. Right. But if they
		
00:55:03 --> 00:55:05
			did not leave a will, then he
would not be able to take
		
00:55:05 --> 00:55:07
			anything. In that case, I think
it's probably the government that
		
00:55:07 --> 00:55:11
			will take anyway if they didn't
leave a will adopted children. So
		
00:55:11 --> 00:55:15
			the next issue is our eighth issue
is some people have mashallah
		
00:55:15 --> 00:55:20
			adopted children. For example, I
know a couple where the husband is
		
00:55:20 --> 00:55:21
			married to
		
00:55:23 --> 00:55:29
			me to a wife who has children from
before. So they actually
		
00:55:29 --> 00:55:33
			stepchildren actually. So
stepchildren adopted children
		
00:55:33 --> 00:55:33
			maybe
		
00:55:35 --> 00:55:39
			can they receive inheritance,
again, they are not natural
		
00:55:39 --> 00:55:42
			Quranic inheritance, they do not
have a share. Inherit,
		
00:55:42 --> 00:55:46
			stepchildren do not have from the
step parent they have from their
		
00:55:46 --> 00:55:49
			own parent their biological
parent, but not from their step
		
00:55:49 --> 00:55:53
			parent. Likewise, adopted children
will also not have from the
		
00:55:53 --> 00:55:57
			adoptive guardians. However,
again, you can use the Perseids.
		
00:55:58 --> 00:56:02
			So the bequest room, so up to 1/3,
you can leave for them, you can
		
00:56:02 --> 00:56:04
			leave up to 1/3 from them, okay?
		
00:56:06 --> 00:56:10
			For your adopted children, or for
your first for your foster
		
00:56:10 --> 00:56:13
			children or for anybody for that
matter. And likewise, for your
		
00:56:13 --> 00:56:17
			stepchildren, you can leave
something is another scenario that
		
00:56:17 --> 00:56:20
			I want to speak about, which is,
it doesn't occur all the time. But
		
00:56:20 --> 00:56:22
			he can occur. Now understand it
this way.
		
00:56:24 --> 00:56:25
			The grandfather,
		
00:56:26 --> 00:56:30
			okay, he's still alive. And he's
got assets. And he's got, let's
		
00:56:30 --> 00:56:33
			just say two sons for ease to make
it easy, two sons.
		
00:56:35 --> 00:56:39
			And both of the sons have
children. So it's the grandfather,
		
00:56:39 --> 00:56:42
			two sons, and then grant
grandchildren from both of his
		
00:56:42 --> 00:56:47
			sons. And maybe he's got
daughters, right. So just to make
		
00:56:47 --> 00:56:48
			it easy, he's got two sons,
		
00:56:50 --> 00:56:56
			the one son dies before the
Father. So the grandfather is
		
00:56:56 --> 00:56:58
			still alive, and one of his sons
die.
		
00:56:59 --> 00:57:04
			He's got children, then the
grandfather dies, the
		
00:57:04 --> 00:57:07
			grandfather's inheritance will be
received by this son,
		
00:57:08 --> 00:57:12
			not by this son, because he's
already passed away, and neither
		
00:57:12 --> 00:57:18
			by his grandchildren from that
son, it will be for this son.
		
00:57:20 --> 00:57:24
			And the it'll be his son. And if
they've got, if he's, he won't, he
		
00:57:24 --> 00:57:27
			probably wouldn't have a father by
now or a mother. But that would be
		
00:57:27 --> 00:57:30
			the inheritor. And maybe he's got
run sisters or whatever, but that
		
00:57:30 --> 00:57:33
			would be the inheritor. Now, we
had a case like that recently.
		
00:57:34 --> 00:57:38
			So this part of the family is
saying that their second cousins
		
00:57:38 --> 00:57:41
			are saying, why aren't we
receiving anything? Well,
		
00:57:41 --> 00:57:43
			technically, they don't receive
anything because the father wasn't
		
00:57:43 --> 00:57:45
			alive. Right.
		
00:57:46 --> 00:57:50
			So in this kind of a case, what we
recommend for would have
		
00:57:50 --> 00:57:55
			recommended to the grandfather is
that if you do have a child, who
		
00:57:55 --> 00:57:58
			has passed away before you, and
they've got children, then leave
		
00:57:58 --> 00:58:03
			something, if you want, leave
something as a bequest, as we'll
		
00:58:03 --> 00:58:07
			see here for them, because they
will not inherit by default. You
		
00:58:07 --> 00:58:10
			might be saying, Why don't they
inherit, it's because generally
		
00:58:10 --> 00:58:14
			speaking, when a person dies, and
he's leaving
		
00:58:15 --> 00:58:19
			sons and grandsons or daughters
and granddaughters, right, but
		
00:58:19 --> 00:58:24
			generally with sons, the sons will
inherit, the grandchildren will
		
00:58:24 --> 00:58:28
			not inherit, that means even if
there's one son, they will get one
		
00:58:28 --> 00:58:32
			son wonder they will get but the
grandchildren from either them or
		
00:58:32 --> 00:58:36
			a debt, a deceased son, or
deceased will not get anything,
		
00:58:36 --> 00:58:39
			right, because there's somebody
closer. So that's why you can
		
00:58:39 --> 00:58:41
			leave a bequest in that case.
		
00:58:42 --> 00:58:46
			For them to get an amount up to
1/3, you can do that. Okay, the
		
00:58:46 --> 00:58:49
			ninth issue is,
		
00:58:51 --> 00:58:54
			there's a lot of online
calculators out there today, where
		
00:58:54 --> 00:58:58
			you can plug in how much who you
got, and then they give you an
		
00:58:58 --> 00:59:01
			amount? Many of them may be
correct, right? So I've tested
		
00:59:01 --> 00:59:04
			some of them, some of them are
correct, but some of them are
		
00:59:05 --> 00:59:08
			incorrect, right? There's people
with good intentions, who may have
		
00:59:08 --> 00:59:10
			put them up there. But when it
gets to the more complicated
		
00:59:10 --> 00:59:14
			issues, they just can't work it
out, right. So that's why you can
		
00:59:14 --> 00:59:18
			use them maybe to get an idea, but
then always try to have it
		
00:59:19 --> 00:59:23
			verified by a scholar, that this
is the correct so that there's no
		
00:59:23 --> 00:59:28
			surprises afterwards. The 10th
issue is
		
00:59:29 --> 00:59:34
			a bit of advice. This is don't
delay an inheritance distribution.
		
00:59:34 --> 00:59:39
			Otherwise, it's just going to get
more complicated. When the disease
		
00:59:39 --> 00:59:43
			passes away, give it some time.
You know, everybody's calm and
		
00:59:43 --> 00:59:47
			everything and then try to sort it
out as soon as possible.
		
00:59:48 --> 00:59:52
			Right, try to sort it out as soon
as possible. Now, there are two
		
00:59:52 --> 00:59:55
			stages to this one is you have to
sit down determine all the assets
		
00:59:55 --> 01:00:00
			and when a person dies, their
clothing everything is part of
		
01:00:00 --> 01:00:03
			The assets, right everything that
belongs to them, the cash, the
		
01:00:03 --> 01:00:05
			properties, the
		
01:00:06 --> 01:00:09
			whatever they have inside the
house, everything is up to be
		
01:00:09 --> 01:00:12
			divided. So the first stage is you
get together, and then you
		
01:00:12 --> 01:00:17
			determine who gets what, you know,
you figure out what shares a
		
01:00:17 --> 01:00:21
			percentage everybody needs to
receive. And then you decide that,
		
01:00:21 --> 01:00:24
			okay, this is one six for you, and
this is for you, and this is for
		
01:00:24 --> 01:00:27
			you, all of that, then there's the
distribution, so then you actually
		
01:00:27 --> 01:00:30
			divide everything up, right,
there's a whole procedure to them.
		
01:00:31 --> 01:00:33
			If you cannot divide it, let's
just say the mother still staying
		
01:00:33 --> 01:00:35
			in the house, and you're gonna
allow her to stay in the house.
		
01:00:36 --> 01:00:37
			Right?
		
01:00:38 --> 01:00:42
			That's fine. But at least sit down
together and determine what each
		
01:00:42 --> 01:00:46
			person shares and of what, let's
just say that there's someone,
		
01:00:46 --> 01:00:51
			you've got cash, and you've got
the property. And there's some
		
01:00:51 --> 01:00:53
			people who say, Look, I'd rather
keep the property, I don't want
		
01:00:53 --> 01:00:58
			the cash. And some say we want the
cash, you can negotiate the cup,
		
01:00:58 --> 01:01:02
			the brother and sister inheritors,
who say they want the cash, they
		
01:01:02 --> 01:01:06
			can take the cash, and then you're
left with the house. Now you can
		
01:01:06 --> 01:01:09
			let your mother stay in there, or
whatever the case is, that's fine.
		
01:01:09 --> 01:01:12
			But at least it's all negotiated
and done. I'll give you an
		
01:01:12 --> 01:01:16
			example. Somebody passed away. And
he left behind several pieces of
		
01:01:16 --> 01:01:23
			land and property in India. Right
now, after the death.
		
01:01:24 --> 01:01:29
			Two of the brothers or one of the
brothers said that, we will manage
		
01:01:29 --> 01:01:31
			this, and we'll pay you out.
		
01:01:32 --> 01:01:35
			That's the they said, We'll manage
this, and we'll pay you out the
		
01:01:35 --> 01:01:36
			sisters that will pay you out.
		
01:01:38 --> 01:01:42
			So they said, that's fine. But
they never came back to them. And
		
01:01:42 --> 01:01:44
			never, they never said anything,
they did not tell them what the
		
01:01:44 --> 01:01:48
			value of the assets were, they did
not give them any money. Nothing.
		
01:01:49 --> 01:01:51
			After, I don't know, 10 years or
whatever,
		
01:01:52 --> 01:01:54
			they they are giving
		
01:01:56 --> 01:02:00
			a certain amount of money to each
one of the others, right, the
		
01:02:00 --> 01:02:01
			sisters and so on.
		
01:02:02 --> 01:02:03
			What's going on,
		
01:02:04 --> 01:02:10
			what they did was the value of the
land at the father's death, they
		
01:02:10 --> 01:02:11
			kept that same value.
		
01:02:13 --> 01:02:16
			They only telling everybody what
the value is now. And then they
		
01:02:16 --> 01:02:21
			tried to pay everybody according
to that, even though that those
		
01:02:21 --> 01:02:24
			assets have now increased by five
to 10.
		
01:02:26 --> 01:02:30
			times. So they're paying after 10
years, and they're still giving
		
01:02:30 --> 01:02:33
			them the price of 10 years ago,
whereas there was no negotiation
		
01:02:33 --> 01:02:37
			or determination at that time as
to what it was and what exactly
		
01:02:37 --> 01:02:41
			was going to happen. The sisters,
they just assumed that
		
01:02:42 --> 01:02:45
			they will figure it all out, let
them know. And then they will tell
		
01:02:45 --> 01:02:48
			them that was the idea. So that's
why they all gave the money back.
		
01:02:48 --> 01:02:50
			And they said no, we want it
according to today's price,
		
01:02:50 --> 01:02:52
			because it was left like that.
		
01:02:53 --> 01:02:57
			That's why it's not worth doing
that. Sit down, determine the
		
01:02:57 --> 01:03:01
			value of it, by everybody's
agreement, get a surveyor if you
		
01:03:01 --> 01:03:06
			want to otherwise just do a
valuation at home, then if you
		
01:03:06 --> 01:03:09
			want to keep it like that for
everybody, that's fine. It's
		
01:03:09 --> 01:03:12
			everybody's if you don't, and two
or one person wants to buy
		
01:03:12 --> 01:03:16
			everybody out, then they can
negotiate that then and then say,
		
01:03:16 --> 01:03:18
			okay, I purchase
		
01:03:19 --> 01:03:22
			all of those lands from you at
this price. That's the agreement,
		
01:03:22 --> 01:03:24
			but I'm going to pay you in, you
know, so many years. If they
		
01:03:24 --> 01:03:29
			agree, that's fine, then you fix
the price. Now you can pay now, if
		
01:03:29 --> 01:03:33
			you paid them after 10 years, you
you only have to pay them for that
		
01:03:33 --> 01:03:35
			price. There's no interest in
Islam, right? And you've agreed
		
01:03:35 --> 01:03:38
			and it's up to them, if they want
to give you that facility to pay
		
01:03:38 --> 01:03:42
			later. If they don't they say no,
we want to run in two years, we
		
01:03:42 --> 01:03:45
			want the money in one year, or
women in five years, they can do
		
01:03:45 --> 01:03:46
			that. But even then
		
01:03:47 --> 01:03:51
			the it's fixed if you didn't do
that, and you just said I'd like
		
01:03:51 --> 01:03:54
			to buy it, but you didn't tell him
how much you're going to buy it
		
01:03:54 --> 01:03:57
			for how much it's worth, then it
was just an offer. And there was
		
01:03:57 --> 01:04:00
			no proper acceptance, no proper
agreement, because there's
		
01:04:00 --> 01:04:04
			ignorance and unawareness and
ambiguity in what you exactly
		
01:04:04 --> 01:04:09
			agreed upon. So that's why it will
remain everybody's ownership until
		
01:04:09 --> 01:04:13
			you actually sit down and decide
among everybody. For example,
		
01:04:14 --> 01:04:18
			let's say person passed away. And
he had a business in which some of
		
01:04:18 --> 01:04:21
			his sons were working and others
were not. Right, some of his
		
01:04:21 --> 01:04:25
			family members were working and
others were not. And they did not
		
01:04:25 --> 01:04:28
			bother talking about it. They
thought, oh, it's ours or
		
01:04:28 --> 01:04:31
			whatever. Now everybody's gonna
have a different idea in their
		
01:04:31 --> 01:04:34
			mind. Those who are working in the
business, they think that they
		
01:04:34 --> 01:04:36
			should now own more of this
business because they're the ones
		
01:04:36 --> 01:04:39
			who are continuous and maybe
they've even improved the business
		
01:04:39 --> 01:04:42
			and so on. Right now, after 10
years, they decided, okay, let's
		
01:04:42 --> 01:04:45
			do something, you know, give us
our share, give us our share. So
		
01:04:45 --> 01:04:48
			now they want to give them the
share of the value of the business
		
01:04:48 --> 01:04:52
			as it was when the father died.
You can't do that anymore. Because
		
01:04:52 --> 01:04:55
			there was no negotiation and
agreement then at that time, they
		
01:04:55 --> 01:04:59
			just carried on. So while they can
take a salary or whatever the case
		
01:04:59 --> 01:05:00
			is, but the bill
		
01:05:00 --> 01:05:03
			Business now with its increase is
belongs to everybody, because it
		
01:05:03 --> 01:05:06
			was their assets, and they
continue to be shareholders in
		
01:05:06 --> 01:05:09
			that. Now had they agreed
straightaway that look, the
		
01:05:09 --> 01:05:13
			business is, is this much. And if
you guys don't want to be part of
		
01:05:13 --> 01:05:17
			it, we'll buy you out. So they
agree on some whether they paid
		
01:05:17 --> 01:05:19
			their money or not, at least
they've agreed to finalize the
		
01:05:19 --> 01:05:23
			sale, they can chase them for the
money, then in that case, it
		
01:05:23 --> 01:05:26
			becomes fixed. And that is what
they will set it to them for final
		
01:05:27 --> 01:05:30
			two points. So point number
		
01:05:31 --> 01:05:33
			10, or 11. Point number 10.
		
01:05:35 --> 01:05:38
			There's been a big tradition,
unfortunately, really bad
		
01:05:38 --> 01:05:41
			tradition of depriving sisters,
depriving the women folk of
		
01:05:41 --> 01:05:47
			inheritance, maybe two, three
generations and above. Now,
		
01:05:48 --> 01:05:51
			I think it's changing and people
are giving their sister shares
		
01:05:51 --> 01:05:52
			from their parents
		
01:05:54 --> 01:05:55
			inheritance.
		
01:05:56 --> 01:06:03
			If you are a person whose sisters
or aunts did not receive a share
		
01:06:03 --> 01:06:07
			from the inheritance, and you
benefited from it, then while you
		
01:06:07 --> 01:06:11
			may not be able to fully correct
everything, whatever was your
		
01:06:11 --> 01:06:14
			portion, and you can make a decent
estimate, then you should either
		
01:06:14 --> 01:06:17
			go and give them an amount of
money to try to make them
		
01:06:17 --> 01:06:19
			satisfied, or at least go and seek
forgiveness for them. So at least
		
01:06:19 --> 01:06:23
			your assets do not have any
adulterated somebody else's right
		
01:06:23 --> 01:06:27
			in your assets. That's just a
simple piece of advice to the best
		
01:06:27 --> 01:06:30
			of your ability, you can try to do
that. So at least it will be clean
		
01:06:30 --> 01:06:32
			in front of Allah on the Day of
Judgment, they won't have any
		
01:06:32 --> 01:06:37
			challenge against you. The final
point, they all sit down to
		
01:06:37 --> 01:06:41
			distribute the shares. And the
mother is saying, I don't want
		
01:06:41 --> 01:06:44
			anything. This is generally what
happens. A mother says I don't
		
01:06:44 --> 01:06:46
			want anything, it's your my
children is going to come to you
		
01:06:46 --> 01:06:48
			eventually when I die anyway, I
don't want anything.
		
01:06:50 --> 01:06:50
			Right?
		
01:06:52 --> 01:06:56
			Can you do that? The owner must
say you cannot just forego your
		
01:06:56 --> 01:06:57
			share.
		
01:06:58 --> 01:07:02
			Right? The reason is that when you
inherit something, if
		
01:07:03 --> 01:07:08
			somebody dies, his inheritance,
they inherit, they become owners,
		
01:07:08 --> 01:07:12
			they already have ownership. If I
say I don't want anything, where's
		
01:07:12 --> 01:07:15
			that going to go? I have to give
it to someone.
		
01:07:16 --> 01:07:20
			Right? And there's a way to give,
you can't if you don't have it
		
01:07:20 --> 01:07:23
			yet, it's still there in the form
of the house or in the form of
		
01:07:23 --> 01:07:26
			cash and you've not even touched
it. You can't just say I don't
		
01:07:26 --> 01:07:30
			want anything. I mean, you can say
that, but it doesn't work. Right?
		
01:07:30 --> 01:07:33
			You can't just forego they say
there are some elements that you
		
01:07:33 --> 01:07:36
			can, but the stronger view seems
that you can't just forget it,
		
01:07:36 --> 01:07:39
			there's a way you can do that.
This is a bit complicated, right?
		
01:07:40 --> 01:07:42
			So what you do is,
		
01:07:43 --> 01:07:45
			there's a few ways to deal with
this issue.
		
01:07:47 --> 01:07:50
			If they distribute it all, and
say, Okay, this much is your
		
01:07:50 --> 01:07:53
			money, you've got the money, or
you've got a check in your hand or
		
01:07:53 --> 01:07:56
			whatever. And then you say, Here
you go, I give it back to you,
		
01:07:56 --> 01:07:59
			that's completely fine. Because
you've got it, there's going to be
		
01:07:59 --> 01:08:02
			no pressure. And one of the
reasons why they say that you just
		
01:08:02 --> 01:08:04
			can't feel go is because in these
kinds of cases, there's a lot of
		
01:08:04 --> 01:08:09
			pressure, especially upon the
sisters, upon the mother or
		
01:08:09 --> 01:08:12
			somebody else, maybe she needs the
money, because she wants to donate
		
01:08:12 --> 01:08:15
			it, maybe she wants to give a
special gift. But she's
		
01:08:15 --> 01:08:18
			embarrassed. Right? Because it's a
tradition or whatever the case is.
		
01:08:18 --> 01:08:22
			That's why they say, give her
share. And then after that, let
		
01:08:22 --> 01:08:26
			her give it back then it's fine. A
sister just called me recently,
		
01:08:26 --> 01:08:29
			her husband has died. She's got
two young children. She's got a
		
01:08:30 --> 01:08:34
			mother in law, right? And she's
got brother in laws. Now her
		
01:08:34 --> 01:08:39
			mother in law said, for the house
that she lives in, right? That the
		
01:08:39 --> 01:08:43
			this wife, this widow lives in
now, I don't want anything, leave
		
01:08:43 --> 01:08:46
			it for you and your children. But
I told her obviously, and she
		
01:08:46 --> 01:08:49
			doesn't want to do that either. I
said, Okay, what you do is you get
		
01:08:49 --> 01:08:52
			the money together, that is her
share of the home and give it to
		
01:08:52 --> 01:08:54
			her and then if she gives it back
to you, Al Hamdulillah, then
		
01:08:55 --> 01:08:58
			you're more than happy to take it,
right. And then that's completely
		
01:08:58 --> 01:09:01
			fine. There are other ways of
doing it. You can say you can say
		
01:09:01 --> 01:09:07
			Okay, give me a certain thing in
lieu of this. But I would say that
		
01:09:07 --> 01:09:11
			in that case, you consult the OMA
and maybe I'll do something more
		
01:09:11 --> 01:09:15
			in detail later about the exact
ways of doing that. We've talked
		
01:09:15 --> 01:09:18
			too much today. So inshallah I
will stop here. Hopefully all of
		
01:09:18 --> 01:09:21
			that was clear. But anyway, now
Inshallah, I will take your
		
01:09:21 --> 01:09:25
			questions. If the wife or husband
has a pension and they nominate
		
01:09:25 --> 01:09:28
			the other spouse as the
beneficiary of the pension in the
		
01:09:28 --> 01:09:33
			event of the death, how do the
inheritance rules apply? This
		
01:09:33 --> 01:09:38
			generally depends on the pension.
Okay, this generally depends on
		
01:09:38 --> 01:09:39
			the pension. So
		
01:09:41 --> 01:09:43
			if it's a pension that they were
contributing to,
		
01:09:44 --> 01:09:48
			as part of their contribution,
that means it was their assets and
		
01:09:48 --> 01:09:53
			that means that that pension has
to be going at this has to be
		
01:09:53 --> 01:09:56
			divided according to inheritance
because it's your assets that have
		
01:09:56 --> 01:09:56
			been
		
01:09:57 --> 01:09:59
			that have been received and you
will
		
01:10:00 --> 01:10:05
			have to do it as inheritance. Now,
if it's one of those
		
01:10:07 --> 01:10:10
			if it's a different type of
inheritance where you actually had
		
01:10:10 --> 01:10:16
			no say in it, it was it was taken
compulsorily from your, from your
		
01:10:16 --> 01:10:21
			assets. And that, that kind of an
inheritance where you had no
		
01:10:21 --> 01:10:27
			contribution, and it was obliged
for you to contribute from your
		
01:10:27 --> 01:10:30
			salary and so on, then in that
case, whoever's name and on the is
		
01:10:30 --> 01:10:34
			on there, it will go to them.
Right? It will go to them.
		
01:10:35 --> 01:10:38
			When in your lifetime, you can
give some kids more than others,
		
01:10:38 --> 01:10:41
			what about if a child is a drug
user material, something, can you
		
01:10:41 --> 01:10:45
			leave in a trust for that one, you
can, you can leave in a trust for
		
01:10:45 --> 01:10:49
			that one, if you want to, as I
said that any money you left is
		
01:10:49 --> 01:10:51
			going to have to go to
		
01:10:53 --> 01:10:56
			whether you call it is going to
have to go to your inheritance. So
		
01:10:56 --> 01:11:00
			for you to leave just a trust for
that particular individual, you
		
01:11:00 --> 01:11:01
			will have to
		
01:11:02 --> 01:11:06
			contact a scholar of how to
exactly work that out, because
		
01:11:06 --> 01:11:09
			there's going to be some legal
aspects as well, that you're going
		
01:11:09 --> 01:11:12
			to have to consider in that case.
So I won't give you a detailed
		
01:11:12 --> 01:11:15
			answer right now about that. What
if one of your children becomes a
		
01:11:15 --> 01:11:18
			non Muslim? Can you leave them out
of the inheritance, you don't have
		
01:11:18 --> 01:11:20
			to leave them out of your
inheritance, they will
		
01:11:20 --> 01:11:24
			automatically not receive anything
anyway. Right? Which basically
		
01:11:24 --> 01:11:27
			means they will not, which means
that you should actually not put
		
01:11:27 --> 01:11:31
			them in your will anyway. Right.
But they can't receive anything
		
01:11:31 --> 01:11:34
			unless you made wasI it for them.
Because it's the same thing that I
		
01:11:34 --> 01:11:38
			mentioned earlier that if you're
Muslim, your parents are non
		
01:11:38 --> 01:11:42
			Muslim, you can't automatically
inherit, they have to leave a will
		
01:11:42 --> 01:11:45
			for you. So in this case, as well,
they shouldn't inherit, right?
		
01:11:45 --> 01:11:49
			They can't inherit unless you
leave a bequest for them. So you
		
01:11:49 --> 01:11:52
			just don't do that if you don't
want to give them anything. So
		
01:11:52 --> 01:11:56
			don't worry, if one child is more
in need than the others parents
		
01:11:56 --> 01:11:59
			give them in the lifetime. Is this
okay? Even though the siblings
		
01:11:59 --> 01:12:03
			don't agree? Yes, you can, as long
as you're not depriving the others
		
01:12:03 --> 01:12:07
			like in some kind of active way,
and it's not oppression? I would,
		
01:12:07 --> 01:12:11
			I would be questioning why the
others have a problem with the IU
		
01:12:11 --> 01:12:14
			overdoing it, maybe you should
just consult with somebody about
		
01:12:14 --> 01:12:17
			this. Right? Maybe you should just
consult with somebody about this.
		
01:12:17 --> 01:12:20
			So it doesn't become favoritism
without realizing that's what I
		
01:12:20 --> 01:12:23
			would suggest. What if you buy a
house using your name and your
		
01:12:23 --> 01:12:26
			partner and both contribute to the
deposit but only the husband pays
		
01:12:26 --> 01:12:30
			the mortgage? You have to decide
among yourself? Whose is what,
		
01:12:31 --> 01:12:35
			right. If they both paid for the
deposit, then I'm assuming then
		
01:12:35 --> 01:12:38
			the wife will own that much
anyway, unless she's gifted that
		
01:12:38 --> 01:12:42
			pot gifted the deposit to the
husband, right. So you have to
		
01:12:42 --> 01:12:46
			agree between you that who now
owns what, so you could be paying
		
01:12:46 --> 01:12:49
			for all of it, and you can still
give half to her. If she's paid
		
01:12:49 --> 01:12:52
			for a deposit, that assumption is
at least that much is hers, then
		
01:12:52 --> 01:12:56
			you can decide on who gives? And
who who's is the rest. It's
		
01:12:56 --> 01:12:58
			whatever you guys agree. Of
course,
		
01:12:59 --> 01:13:04
			if one, if one person is giving
something, and you say none of it
		
01:13:04 --> 01:13:06
			is yours, that would be wrong,
unless they agree with that. And
		
01:13:06 --> 01:13:10
			they say, Okay, I gift it to you.
Right? What if the father has
		
01:13:10 --> 01:13:13
			agreed to sell the house with an
agreement that the son can pay on
		
01:13:13 --> 01:13:16
			a monthly payment, father's given
possession and name also
		
01:13:16 --> 01:13:20
			transferred, then it's fine. They
just paying in installments,
		
01:13:20 --> 01:13:22
			that's completely fine. That's
just a normal transaction. It's
		
01:13:22 --> 01:13:28
			become this, they just owe the
money. If if the father dies in
		
01:13:28 --> 01:13:31
			the process, and the rest of the
money has not been paid, he will
		
01:13:31 --> 01:13:34
			owe that money to the assets
because that's a credit a that's
		
01:13:34 --> 01:13:39
			that's a debt owed to everybody
else. So he will owe that to
		
01:13:39 --> 01:13:42
			everybody else. Of course, if
he's, if he's, if he's receiving
		
01:13:42 --> 01:13:48
			an inheritance, then they can just
maybe contract that payment
		
01:13:48 --> 01:13:51
			through the inheritance, and then
he can just pay that much less,
		
01:13:51 --> 01:13:53
			but then he'll get that much less
of the inheritance. But that's
		
01:13:53 --> 01:13:55
			completely fine. That's a deed
that's done.
		
01:13:56 --> 01:14:01
			Can you have inflation on delayed
repayment? No, that's interest.
		
01:14:01 --> 01:14:05
			Unfortunately, I know we're
working within an inflation based
		
01:14:05 --> 01:14:08
			economy, right, which I have
issues with, but there's nothing
		
01:14:08 --> 01:14:12
			you can do with that. And you
still cannot add that if a woman
		
01:14:13 --> 01:14:17
			wants to adopt a baby will inherit
not by default, but as again, you
		
01:14:17 --> 01:14:22
			can leave a bequest or see it for
them. After that date, son was
		
01:14:22 --> 01:14:25
			advised to get sisters to sign
that they will not get a share of
		
01:14:25 --> 01:14:28
			the house. They were grieving and
were told girls don't have a right
		
01:14:28 --> 01:14:32
			to inheritance is this binding in
Assam, this is very, very, very
		
01:14:32 --> 01:14:36
			wrong. And even if they signed off
under pressure, they should be
		
01:14:36 --> 01:14:40
			able to go and reclaim for this
because they they were Miss they
		
01:14:40 --> 01:14:43
			were they were it was
misrepresented. They were actually
		
01:14:43 --> 01:14:46
			deceived. And they have a right to
the house. And also, as I
		
01:14:46 --> 01:14:48
			mentioned to you earlier, the
other reason they have is
		
01:14:48 --> 01:14:51
			according to many Aldemar you just
can't forego a share. You have to
		
01:14:51 --> 01:14:56
			actually do something to give it
to someone. Right and have taken
		
01:14:56 --> 01:14:59
			it first. So in this case, they
still have a right to it. Does the
		
01:14:59 --> 01:14:59
			siblings
		
01:15:00 --> 01:15:05
			Have the deceased have rights on
the inheritance? Does the siblings
		
01:15:05 --> 01:15:09
			have the deserve rights on
inheritance? In most cases, they
		
01:15:09 --> 01:15:13
			won't. They only have in some
cases, in remember this if the
		
01:15:13 --> 01:15:16
			deceased person has left a son
than their brother than the
		
01:15:16 --> 01:15:19
			brothers of the receipt will not
get anything, right? Because the
		
01:15:19 --> 01:15:23
			sun will take all okay? The father
will get and the sons will get.
		
01:15:24 --> 01:15:27
			Only if he doesn't have sons and
not a father, then it then it
		
01:15:27 --> 01:15:29
			could go to the brothers. But
otherwise the siblings don't get
		
01:15:29 --> 01:15:32
			anything and the sisters won't get
anything either. If especially if
		
01:15:32 --> 01:15:36
			they have a son, what happens if
your mother has passed away and
		
01:15:36 --> 01:15:40
			your father remarries? How would
you work out what you're entitled
		
01:15:40 --> 01:15:42
			to, you don't have to work out
what you're entitled to until he
		
01:15:42 --> 01:15:47
			dies anyway. And his wife will
only get one eight. Anyway, his
		
01:15:47 --> 01:15:51
			wife will only get one eight, and
you're still going to be entitled
		
01:15:51 --> 01:15:54
			to the same amount. Unless, of
course, for some reason, he
		
01:15:54 --> 01:15:58
			mashallah transferred everything
over to this new wife of his right
		
01:15:58 --> 01:16:02
			during his life, right? Wanting to
deprive you guys, that would be a
		
01:16:02 --> 01:16:04
			different issue. But otherwise,
you'd get the same thing, the wife
		
01:16:04 --> 01:16:08
			only gets one eight, in that sense
anyway, what if someone says I
		
01:16:08 --> 01:16:11
			sell you this house and specifies
the time and the sale goes through
		
01:16:11 --> 01:16:16
			before his death, that is not
allowed. In Islam, a sale has to
		
01:16:16 --> 01:16:20
			be emitted. A promise of a sale is
just the promise of a sale, it
		
01:16:20 --> 01:16:26
			doesn't work. You can't say this
transaction will take place on in
		
01:16:26 --> 01:16:30
			two years. Or tomorrow, you'll
have to actually then do the
		
01:16:30 --> 01:16:33
			transaction. You can't say this
will automatically happen
		
01:16:33 --> 01:16:36
			tomorrow, it doesn't work like
that. It needs to be done
		
01:16:36 --> 01:16:39
			immediately on the spot there.
Otherwise, just the promise, then
		
01:16:39 --> 01:16:42
			when that time comes, you'll have
to actually then go on actively
		
01:16:43 --> 01:16:46
			undertake the transaction again.
Otherwise, it won't work. Even if
		
01:16:46 --> 01:16:49
			they both agree, it still won't
work. Can I give my child with
		
01:16:49 --> 01:16:51
			some before my death and then
deducted from the inheritance? No,
		
01:16:51 --> 01:16:54
			I've already answered that
question. Whatever you leave will
		
01:16:54 --> 01:16:59
			be inheritance. Right? Like I said
before, if you're if you said to
		
01:16:59 --> 01:17:01
			somebody, I'm giving you this, but
don't take from here I'm giving
		
01:17:01 --> 01:17:04
			you the jewelry, don't take from
the doesn't work. Of course they
		
01:17:04 --> 01:17:09
			can opt not to take it and they
can, that they can take their
		
01:17:09 --> 01:17:11
			share and give it back. They can
do that if they want to. But
		
01:17:11 --> 01:17:15
			otherwise, there's no obligation
in that regard. In the United
		
01:17:15 --> 01:17:18
			States, there are community
property states which mandate each
		
01:17:18 --> 01:17:21
			spouse owns 50% of the marital
property. Would that count on the
		
01:17:21 --> 01:17:24
			Islam is the husband didn't give
50%? It wouldn't count, not in
		
01:17:24 --> 01:17:27
			Islamically. So even if the wife
actually received that, like in
		
01:17:27 --> 01:17:31
			England, what happens that if
you're legally married, after your
		
01:17:32 --> 01:17:36
			death, automatically all your
assets, go to the wife go to the
		
01:17:36 --> 01:17:39
			wife. Now the wife refuses to give
the children any money because
		
01:17:39 --> 01:17:42
			there was no will that was left
for the children, that would be
		
01:17:42 --> 01:17:44
			haram as well. Okay.
		
01:17:45 --> 01:17:48
			This is where it gets complicated,
where we've got the Islamic laws
		
01:17:48 --> 01:17:51
			from the Quran so clear, and we've
got the laws of the country
		
01:17:51 --> 01:17:54
			telling you to do something or not
telling you about maybe enabling
		
01:17:54 --> 01:17:58
			you to do something. Can you leave
a will for your grandchildren?
		
01:17:58 --> 01:18:02
			From your daughter's side? Yes,
you can up to 1/3? Yes. Salaam,
		
01:18:02 --> 01:18:05
			what have your husband will be
getting inheritance in form of
		
01:18:05 --> 01:18:08
			land in India, etc. But it has not
been divided by his father or
		
01:18:08 --> 01:18:12
			between the siblings? How does
that work? Good luck, make dua.
		
01:18:12 --> 01:18:16
			that's those are the issues where
they don't distribute for
		
01:18:16 --> 01:18:20
			generations, and then they try to
distribute afterwards. So I would
		
01:18:20 --> 01:18:23
			say that when they're ready to
distribute, they will work it out,
		
01:18:23 --> 01:18:27
			then they will decide on who's in
share is what and then they'll
		
01:18:27 --> 01:18:30
			decide all of that, and hopefully,
there's nobody trying to take more
		
01:18:30 --> 01:18:32
			than others. Allah subhanaw taala
make it easy for you.
		
01:18:33 --> 01:18:36
			What's the ruling of the parents
have an illegitimate child, that
		
01:18:36 --> 01:18:41
			child will not will not naturally
inherit? And again, it depends on
		
01:18:41 --> 01:18:44
			what you mean by illegitimate
child. If he was born before the
		
01:18:44 --> 01:18:48
			marriage, then he will not
naturally inherit from the father
		
01:18:48 --> 01:18:52
			at least he may inherit from the
mother and have to find that out
		
01:18:52 --> 01:18:56
			but because his attribution is to
his mother so he should be able to
		
01:18:56 --> 01:18:59
			inherit from the mother but not
from the Father. But write to us
		
01:18:59 --> 01:19:02
			and we'll work it out more
inshallah for you. Can you believe
		
01:19:02 --> 01:19:05
			more to inheritance than their
fiction? No, you can't do that.
		
01:19:06 --> 01:19:09
			You can afford the others agree.
But there's a way to do that where
		
01:19:09 --> 01:19:11
			everybody would receive their
shares. And then they would say,
		
01:19:11 --> 01:19:14
			Okay, fine, you can take that.
What is the punishment for not
		
01:19:14 --> 01:19:18
			following Sharia for the will,
Allah knows best, whatever,
		
01:19:18 --> 01:19:21
			whatever. I don't know if he's
mentioned. I mean, there are
		
01:19:21 --> 01:19:27
			Hadith mentioned that even if you
take one hand span of ground,
		
01:19:28 --> 01:19:32
			right part of somebody else's
property, then you know, there's
		
01:19:32 --> 01:19:35
			going to be a certain punishment
for that there are general Hadith
		
01:19:35 --> 01:19:38
			like that, but exactly what Allah
subhanaw taala knows best. If my
		
01:19:38 --> 01:19:40
			father and mother is
		
01:19:41 --> 01:19:45
			in witness of a child said that
either of our deaths, it will
		
01:19:45 --> 01:19:49
			remain the other spouse, and no
children can take any parent out
		
01:19:49 --> 01:19:53
			the house. No, this will not be
binding, because you're not
		
01:19:53 --> 01:19:56
			gifting anything. You're just
saying, If I die, then it's hers.
		
01:19:56 --> 01:19:59
			And if she dies first, then it's
mine. That means you're gifting
		
01:19:59 --> 01:20:00
			something in the future.
		
01:20:00 --> 01:20:03
			But you can't gift at the time of
death, it already becomes your
		
01:20:03 --> 01:20:06
			inheritance. Again, it will just
be advice, it will just be a wish
		
01:20:06 --> 01:20:10
			it's up to them whether they want
to do it or not, can adopt the
		
01:20:10 --> 01:20:13
			child inherit, I've mentioned that
our children entitled inherit from
		
01:20:13 --> 01:20:16
			a father who has divorced their
mother and remarried Of course,
		
01:20:16 --> 01:20:19
			they're still the father. They're
still there. Bye bye bye,
		
01:20:19 --> 01:20:23
			biological father, they will still
get from the Father, they will not
		
01:20:23 --> 01:20:26
			get from the step mother Though
the step mother, her inheritance,
		
01:20:26 --> 01:20:30
			her husband will get some, their
father will get some and any other
		
01:20:30 --> 01:20:34
			relatives. So in inheritance of
divorce is simple. I mean, if your
		
01:20:34 --> 01:20:36
			mother and father divorced, the
mother was married somebody else,
		
01:20:36 --> 01:20:40
			any asset that your mother leaves
that death, you will, you know,
		
01:20:40 --> 01:20:43
			you can inherit from that,
likewise, she'd inherit from you.
		
01:20:43 --> 01:20:45
			Likewise, from your father, you
just don't inherit anything from
		
01:20:45 --> 01:20:47
			the step. Parents.
		
01:20:49 --> 01:20:52
			If father passed away 19 years
ago, what time for distribution
		
01:20:52 --> 01:20:55
			came when time mother and since
that we don't have money, but have
		
01:20:55 --> 01:20:58
			income coming in through
properties, rent shops, etc.
		
01:20:59 --> 01:21:03
			But mother and some sons living at
the house said that they need the
		
01:21:03 --> 01:21:06
			money to run the house for food
etc. Is that allowed?
		
01:21:07 --> 01:21:08
			No.
		
01:21:09 --> 01:21:14
			The house is everybody. So they
are obliged to distribute that or
		
01:21:14 --> 01:21:17
			they have to buy the other people
out. And the income is also
		
01:21:17 --> 01:21:21
			everybody's as well. I think
you're gonna need, you're gonna
		
01:21:21 --> 01:21:24
			need to consult somebody about
this in more detail. Can you plead
		
01:21:24 --> 01:21:27
			ignorance of the details of the
inheritance when distributing?
		
01:21:28 --> 01:21:31
			You'd be silly to do that?
Obviously, what if the disease had
		
01:21:31 --> 01:21:35
			four wives and children from each
wife? Then they would all inherit,
		
01:21:35 --> 01:21:41
			they would all inherit? The wives
would all get a share within the
		
01:21:41 --> 01:21:43
			one eight and then the children
would get the rest if there's no
		
01:21:43 --> 01:21:48
			parents. If an adopted child is
breastfed, can they inherit no
		
01:21:48 --> 01:21:52
			milk children do not inherit, you
are doing great job of their May
		
01:21:52 --> 01:21:54
			Allah innovate and accept your
efforts. I mean, Europe, I mean,
		
01:21:54 --> 01:21:55
			Europe, I mean, Europe.
		
01:21:56 --> 01:21:59
			Shaker is one God Is it allowed
for the husband, to give his
		
01:21:59 --> 01:22:02
			wife's lifetime interest in
possession of the house by way of
		
01:22:02 --> 01:22:05
			creating a trust without
consulting the other inheritors.
		
01:22:05 --> 01:22:09
			If he creates a trust that work,
he can do that. He can do that for
		
01:22:09 --> 01:22:13
			a stranger, so you can do it for
his wife. Nobody has to know.
		
01:22:13 --> 01:22:17
			Right? As long as when the time
comes to the crunch, there's a
		
01:22:17 --> 01:22:21
			deed, right? That's what it is.
But it has to be done during the
		
01:22:21 --> 01:22:24
			lifetime. Regarding inflation and
delayed payment, can the assets be
		
01:22:24 --> 01:22:27
			valued in gold, silver, etc. And
when the payment is made, the
		
01:22:27 --> 01:22:30
			value in pounds at that time is
used to pay? That's too
		
01:22:30 --> 01:22:31
			complicated for me.
		
01:22:32 --> 01:22:34
			Somebody was on my father passed
away and my brothers received
		
01:22:34 --> 01:22:37
			everything. Is it my duty to
request my share of the
		
01:22:37 --> 01:22:41
			inheritance from my brother? If I
do not, would I be sinner? You
		
01:22:41 --> 01:22:45
			would not be a sinner, but then
they would be also sending for not
		
01:22:45 --> 01:22:49
			giving it to you. They're sitting
on your chair. So sorted out if
		
01:22:49 --> 01:22:51
			you don't want to say look, just
give me an I'll give it back to
		
01:22:51 --> 01:22:55
			you or whatever. But sorted out.
What if you only two daughters and
		
01:22:55 --> 01:22:58
			have transferred deeds on their
name, but one daughter stays with
		
01:22:58 --> 01:23:01
			them and not married? Does this
mean Islamically the house is not
		
01:23:01 --> 01:23:01
			transferred to them?
		
01:23:04 --> 01:23:08
			If they've not gifted it to you in
any way, shape or form not giving
		
01:23:08 --> 01:23:12
			you active control, then no.
Right? How can it be decided who
		
01:23:12 --> 01:23:15
			takes care of a child left from
both deceased parents?
		
01:23:17 --> 01:23:21
			There's a whole system in place.
The grandparents the Auntie's,
		
01:23:21 --> 01:23:24
			they it depends on what age they
are. That's that's how it
		
01:23:24 --> 01:23:27
			generally happens. There's more
detail to that. I've got all of
		
01:23:27 --> 01:23:29
			that mentioned in my marriage Book
Handbook of a healthy Muslim
		
01:23:29 --> 01:23:33
			marriage about custody issues. The
disease has no sons, no parents
		
01:23:33 --> 01:23:37
			only daughters. If the siblings
inherit 1/3, how is that split
		
01:23:37 --> 01:23:39
			between? You know, for any of
these specific inheritance
		
01:23:39 --> 01:23:42
			question, I'm not going to answer
them right now. Right about
		
01:23:42 --> 01:23:45
			exactly who gets what share. This
was for general inheritance
		
01:23:45 --> 01:23:49
			problems not for determining
shares for that. You can consult
		
01:23:49 --> 01:23:53
			you can send the question to our
fatwa center on white thread is
		
01:23:53 --> 01:23:57
			through white thread or zum zum.
Academy, okay, if a will is left
		
01:23:57 --> 01:24:00
			with instructions left by Father,
does it need to be carried out
		
01:24:00 --> 01:24:03
			according to its full? Or can it
be modified? If so, under children
		
01:24:03 --> 01:24:06
			dispute how it should be
distributed? It has to be done
		
01:24:06 --> 01:24:10
			according to the Quranic shares,
not according to what anybody
		
01:24:10 --> 01:24:14
			says. Even if the father has
written incorrectly and given more
		
01:24:14 --> 01:24:17
			to some than others. They don't
have to be firm in half and we
		
01:24:17 --> 01:24:18
			moves in Jonathan
		
01:24:20 --> 01:24:22
			Furman half me moves in Jonathan
Eastman.
		
01:24:24 --> 01:24:30
			That verse tells you that if the
person who's died, right has done
		
01:24:30 --> 01:24:33
			something wrong, you're not
obliged to do that. And you can't
		
01:24:33 --> 01:24:37
			go with what somebody else is
saying either. If it is incorrect,
		
01:24:37 --> 01:24:41
			just to clarify within your 1/3
that you can give anyone you can't
		
01:24:41 --> 01:24:46
			give to inheritance, yes, you
cannot give any of your 1/3 to
		
01:24:46 --> 01:24:51
			your inheritance. You can you can
suggest it. It's up to the others
		
01:24:51 --> 01:24:54
			whether they agree with it or not.
If my daughter stolen large
		
01:24:54 --> 01:24:57
			amounts of money and does not want
to pay back. can I deduct this
		
01:24:57 --> 01:24:59
			amount? Yes, you can. You just
have to make sure
		
01:25:00 --> 01:25:02
			But by through witness, you're
saying that this is how much that
		
01:25:02 --> 01:25:06
			she has owes you. Then when it
comes time for inheritance, that
		
01:25:06 --> 01:25:09
			much can be deducted from as long
as it can be proven that that is
		
01:25:09 --> 01:25:12
			the case, it is permissible to
give the inheritance share to
		
01:25:12 --> 01:25:16
			siblings in installments if one
cannot give one payment. Yeah, I
		
01:25:16 --> 01:25:19
			mean, if they agree with you, but
if it's a house and you want the
		
01:25:19 --> 01:25:21
			house and you want to give them
and they don't agree with that,
		
01:25:21 --> 01:25:25
			then you will be forced to sell to
pay them because you can't, you
		
01:25:25 --> 01:25:31
			can't suppress their right. Unless
they agree that they can take in
		
01:25:31 --> 01:25:34
			installments. What or borrow money
and then give it to them like
		
01:25:34 --> 01:25:36
			that, if that's what they're
saying, what are the obligations
		
01:25:36 --> 01:25:39
			of young adults in terms of
inheritance? Like, what are the
		
01:25:39 --> 01:25:42
			things? I would say that if you if
you don't have any money, you
		
01:25:42 --> 01:25:44
			probably don't have to worry about
it. But if you have any kind of
		
01:25:44 --> 01:25:48
			assets, then you leave a will you
can make a basic will, that they
		
01:25:48 --> 01:25:51
			should go to such and such, if
you're not married as well, then
		
01:25:51 --> 01:25:54
			I'm assuming the government may
take it if you don't have a will.
		
01:25:55 --> 01:25:58
			If a trust is created, does the N
have to go to charity rather than
		
01:25:58 --> 01:26:02
			our beneficiaries on death? It
depends on the trust. Right? But
		
01:26:02 --> 01:26:06
			if it's a proper work, trust, then
yes, it would have to go
		
01:26:07 --> 01:26:11
			eventually to charity. salaams. Do
you know of any reputable
		
01:26:11 --> 01:26:15
			inheritance lawyers in
Johannesburg? I'm sorry, I'm
		
01:26:15 --> 01:26:18
			sorry. I don't I'm sorry, I don't,
but what I would suggest is
		
01:26:18 --> 01:26:21
			contact the jamiat. And hopefully
they should be able to help you
		
01:26:21 --> 01:26:26
			find someone. An uncle asks his
nephew owner to pay the part of
		
01:26:26 --> 01:26:30
			his inheritance, which he said he
never claimed during the lifetime
		
01:26:30 --> 01:26:31
			is older, deceased brother.
		
01:26:33 --> 01:26:38
			Okay. Yep, there's a lot of
problems. The more people the more
		
01:26:38 --> 01:26:42
			there is wealth, the more this
issue Subhanallah in South Africa,
		
01:26:42 --> 01:26:44
			because they've been there for
six, seven generations. There are
		
01:26:44 --> 01:26:47
			big families there with massive,
massive problems, because they
		
01:26:47 --> 01:26:50
			didn't they didn't split it
properly. And then they just kept
		
01:26:50 --> 01:26:54
			adding and then the greed sets in.
Does every thing you said still
		
01:26:54 --> 01:26:58
			apply and work the same way if
women owns everything? Yep. It's
		
01:26:58 --> 01:27:00
			just gonna work the other way
around. That's all martial
		
01:27:00 --> 01:27:02
			important. I'm gonna recommend
everyone obtains professional
		
01:27:02 --> 01:27:05
			advice. What if mother refused to
give for the property share out to
		
01:27:05 --> 01:27:08
			their kids, and she gets upset
when I talk about it? Will I get
		
01:27:08 --> 01:27:12
			Guna? If mother gets upset? No,
she's gonna get guna as you say,
		
01:27:13 --> 01:27:17
			right, or Guna? As you say, it's
actually one and guna is like when
		
01:27:17 --> 01:27:21
			you're doing the drill. Right? So
it's gonna or sin, she would be
		
01:27:21 --> 01:27:25
			the one who would be sinful for
refusing. Is it sufficient to
		
01:27:25 --> 01:27:27
			write in a will in the country
that I want my state to be the
		
01:27:27 --> 01:27:31
			according to the Sharia. Okay, I
know this that in England, if you
		
01:27:31 --> 01:27:34
			write in your will, that I want my
assets to be divided by Sharia and
		
01:27:34 --> 01:27:39
			you don't mention what the shares
are. That will not be right. If
		
01:27:39 --> 01:27:42
			we've got a lawyer here, they can
stay here they can confirm that it
		
01:27:42 --> 01:27:47
			will not be valid. You have to say
some exterior you don't have to
		
01:27:47 --> 01:27:49
			say that but then you have to
actually mention the shares very
		
01:27:49 --> 01:27:52
			important. You mentioned the
allotments I know that for sure.
		
01:27:53 --> 01:27:59
			Okay. Okay, As salam Alaikum
Warahmatullahi Wabarakatuh doc
		
01:27:59 --> 01:28:03
			Allah here for all of you being
here, and
		
01:28:04 --> 01:28:09
			Zack, allow her to Zack Allahu
Allah bless you all. And keep us
		
01:28:09 --> 01:28:13
			in your two hours. All we want is
look we want people to be able to
		
01:28:13 --> 01:28:16
			benefit from this so that they do
things right and they stop leaving
		
01:28:16 --> 01:28:19
			a wall right they stopped leaving
		
01:28:22 --> 01:28:25
			they just stopped leaving problems
behind them really try to do the
		
01:28:25 --> 01:28:28
			best that you can. That's the main
thing just try to do it right get
		
01:28:28 --> 01:28:32
			understanding and do what's right
inshallah. Okay, let's just make a
		
01:28:32 --> 01:28:35
			quick door alarm and the Salam o
Minka salaam Tabata Gilardi
		
01:28:35 --> 01:28:38
			Vikram. Allahumma salli wa salam
ala Sayidina Muhammad wa ala
		
01:28:38 --> 01:28:42
			Sayyidina Muhammad wa, Salam o
Allah assist us Yeah, Allah help
		
01:28:42 --> 01:28:45
			us Yeah, Allah forgive us yeah
Allah We want your blessings Yeah,
		
01:28:45 --> 01:28:48
			Allah We want your love your Allah
We want your generosity. Yeah
		
01:28:48 --> 01:28:52
			Allah guide us. Yeah, Allah grant
us the best of information. Yeah,
		
01:28:52 --> 01:28:55
			Allah grant us the best of
knowledge. Yeah, Allah allow us to
		
01:28:55 --> 01:28:59
			fulfill the responsibilities that
we have in this world of Allah do
		
01:28:59 --> 01:29:04
			not allow us to leave a blazing
fire behind them, of Allah behind
		
01:29:04 --> 01:29:07
			us of Allah allow us to do what's
right for our inheritors and for
		
01:29:07 --> 01:29:11
			ourselves, of Allah accept us and
Allah allow us to leave a good
		
01:29:11 --> 01:29:14
			legacy behind us, allow us to do
right therapy of our children,
		
01:29:14 --> 01:29:20
			both in our life and even leave
good children behind and good,
		
01:29:20 --> 01:29:24
			good inheritors behind, oh Allah.
Bless all of those who are here
		
01:29:24 --> 01:29:28
			today and allow them to get the
best of what was said today. And
		
01:29:28 --> 01:29:31
			Allah forgive us for our mistakes.
Forgive us for our mistakes that
		
01:29:31 --> 01:29:35
			we have committed in the past,
forgive us for any rights that we
		
01:29:35 --> 01:29:38
			may have suppressed of somebody
else, allow us to be cleared from
		
01:29:38 --> 01:29:43
			our depths, and our wrongs and any
violations before we die so that
		
01:29:43 --> 01:29:48
			we can stand on the Day of the Day
of Judgment and hope to meet you
		
01:29:48 --> 01:29:51
			and you love to meet us and we get
a place in general for those
		
01:29:51 --> 01:29:54
			Subhan Arabic herbalist that mIRC
foreigner, Salam al Masri not
		
01:29:54 --> 01:29:59
			under the European Medicare
JazakAllah here for listening. May
		
01:29:59 --> 01:30:00
			Allah subhana
		
01:30:00 --> 01:30:04
			Motala bless you and if you're
finding this useful, you know
		
01:30:06 --> 01:30:10
			as they say to that like button
and subscribe button and forwarded
		
01:30:10 --> 01:30:14
			on to others to Zack Lawhead on a
Salaam Alaikum Warahmatullahi
		
01:30:14 --> 01:30:15
			Wabarakatuh