Abdur Rahman ibn Yusuf Mangera – Deceptive Dealings
AI: Summary ©
AI: Transcript ©
Bismillah R Rahman r Rahim Alhamdulillah Alhamdulillah
Hamden, Kathy Rhonda, uban Mubarak and V mobile akonadi Gmail, your
Hebrew buena Jalla Jalla, who are Manuel was Salatu was Salam ala
say you didn't have even Mustafa SallAllahu Derrida it he was the
he was so happy he robotica was seldom at the Sleeman Kathira on
Eli Yomi Dean about
my dear respected brothers
Allah subhanaw taala given us this wonderful blessing of Ramadan
the reason I say it's wonderful
just think to yourself
Where were you? Last Sunday at this time? After Arsenal prayer
were you in the masjid?
Listening to talk
Ramadan gives us the opportunity
it's such a good idea that it comes at least this once a year
that we feel like sitting otherwise we feel like fish out of
water sometimes to sit in a mosque
but some how it gets different it's different in Ramadan because
the shade turns away so those promptings those whispers aren't
there then we can actually control ourself in a sense and say, this
is beneficial for me let me sit in the masjid
Can you imagine what we would do without Ramadan? Imagine if
Ramadan came just once every 10 years
we'd be in a sad state because it's in Ramadan that we managed to
get our iman strengthened by doing a few more good deeds. By the fast
we keep to get a bit closer to Allah subhanaw taala Can you
imagine otherwise?
I mean, not everybody can go for Hajj. You have to spend a lot of
money it's for the high class to go for Hajj. You know what I mean?
I mean, it's you can't go there every year. You go there once in a
lifetime unless you're very wealthy.
But Ramadan comes to every single one of us and what a bounty it is
what a blessing it is. And you know, when Ramadan comes Allah
subhanaw taala just lets go he just starts to shower down his
blessings and His mercy. And generally we don't want to be in a
storm. We run for cover in a storm.
But when it comes to the storm of mercy and blessing in Ramadan, I'm
just finding that a very
appropriate description of the mercy and blessing. We want to
actually be drenched, completely drenched in it. So may Allah
subhanho wa Taala completely drenched us and infuse us with the
Bearcat and blessings of this month.
Today we discuss a topic that probably will not be discussed. So
frequently it's deception and fraud. In Arabic, English it's
called fish in Arabic.
Man Rashanna fillet salmon in the province of Allahu I do send them
send whoever deceives us is not of us.
He doesn't have the characteristic of a believer those who do that.
Firstly, what is deception or fraud in the in the eyes of the
Sharia. According to Islam what is considered to be deception or
fraud
look at the description. This is a great scholar His name is him I'm
gonna Hello his description is this he says that deception or
fraud or in Arabic English is to not have complete sincerity or
concern for people
in that one does not prevent harm from afflicting them.
person is not concerned about others, that harm reached them. He
doesn't sufficiently try to prevent harm from other people. In
fact, he is the cause of harm in this case. Because at the end of
the day, when you deceive somebody, you're harming them.
That's the whole point of deception. When you trick somebody
out of something of this,
it is harmful to them.
This is even if one did not intend harm at first, but later it became
complicated. And it became that it would be harmful. But it's too
complicated to pull out. It's still a form of deception. It's
the wrong
an example a simple example when you think about deception.
cheating someone. A simple example is a car salesperson
not to say car salesperson or cheetahs. But in some cases, the
car is such a complicated machine
that there could be so many things that could be wrong in their that
they could be covered up.
They could be glossed over, the car could be warmed up, so that
the sound and the knocking the engine comes down
And then you sell it. And the next day when the buyer
starts the car in the morning, and then he hears the knock, he's
going to be swearing at you.
That's a deception.
You can't say, Well, I'm selling to you as is.
Because there was an added aspect of warming the car up so that the
noise disappears.
What is that is a clear mark a screen? As is clear, you can see
it this is the old car. What do you expect from an old car? You
know, when you get these guys will come to buy a second car, they
check your Oh, there's a scratch here? Well, obvious it's a second
car, what's your problem?
What do you think it's gonna have you want to buy a brand new car go
to the showroom.
But then there are hidden things which should be told
my car,
once the wipers just start started going on at any time.
It's just like a gin or something. They just started going on you
tried, then you have to kind of move the the stick a bit. And then
eventually it stops. And then suddenly, after a few minutes
starts coming on again. Now, generally, if you take it to a
mechanic and they see these kinds of things, they'll say, You know
what, set it while it's working.
Now hamdulillah since that day, it stopped. Now if I was selling it
in those days, it's something I should have mentioned, because
it's weird. It's not some if it didn't happen while they were
taking a test drive, then I should mention it because it's something
that is happening these days. But alhamdulillah it happened one off,
it was probably because of some sensors or something. I think it's
not happening anymore. I don't think you have to tell anybody,
but I've told you I'll know anyway.
But I wouldn't have to tell them now, because
it's not something that happened now frequently. It's just happened
once hamdullah that one or two days. I don't know what Jana got
into it. Maybe somebody did a rakia and whatever he got out of
it. Right. But do you know what I mean? So anyway, let's continue.
An example is one who wants to sell a defective commodity, but
hides its defect and proceeds to sell it without disclosing the
defect.
And the defect is not expected to be in there, especially if it's a
main aspect of the product. One is that it's understood that there's
going to be a few scratches or it's gonna have a few issues here
and then there are tolerable issues. It's about looking at the
level of tolerance.
He says that this type of sin is actually different from envy.
hassad
This is very different from hazard hazard is when you desire for
another person who has something to lose their blessing
after they have it.
Whether it comes to you or not, you just can't see that person
having something good or better than you.
That's different. This one is deception is to afflict another
person with harm.
Regardless if the other person already has a blessing or not.
You're just trying to harm him trying to get something out of
him. Yet like envy it is also unlawful the Prophet sallallahu
alayhi wa sallam said whoever deceives us man, Hashana fillet
Samina, he's not of us, his virtues, his ethics, his actions,
his approach and interaction is not like us. It's not like a
Muslims actions.
You know, many Hadith when they say that anybody who does this is
not from us. Now you will get some extreme people say it means that
he's a Kafir. It doesn't mean he's a Kafir. But this is not a
believers action. This is not something that a believer should
be doing. This is very different. This is not what a Muslim should
behave like. That's what it generally means. And of course, if
a person is doing many things that Muslims should not do, then it's
possible that the door of disbelief does open up for that
person, and the door of iman does close for that person. There is
that threat there, but it doesn't make our person A Kaffir
straightaway to do something like this. Generally. Now, when did the
profit or loss and say this the profit or loss and went through
the market
and in the markets, there were people selling some wheat or
barley and these kinds of thing grain and for some reason the
profits of the lorrison decided to put his hand into the pile. You
know when you get generally you go to you don't see it as much here
but in other countries you see piles of spice and piles of grain
and different kinds of thing lentils and all the rest of it. He
put his hand inside and at the bottom he felt that they were
moist grain while at the top it was dry. So he said what is this?
He pulled out the the moist grade he says what is this
The
owner of the food, the man said, some rain fell upon us. So the
Prophet sallallahu alayhi wa sallam said, he said, Yeah, rasool
Allah some rain fell upon it. So the prophets, Allah Some said that
well, would you have placed the moist one at the top, then people
would have seen it, then they would know what they're buying
that look, this is going to be heavier, because this is my this
is going to be heavier, you're going to get less for your buck,
you're gonna get less for your Dinamo dinar.
Whereas when you see it as normal, you think you're gonna get more
you're expecting so much, but then when it actually goes into the
onto the measure, then all the weight, you're gonna get less,
that's deceptive, showing something at the top having
something else at the bottom
hamdulillah one of the great things, where we live is that a
lot of this kind of petty, petty type of deception is difficult.
People can't do it, because a lot of things are standardized. Right?
It's very difficult to do that. So there is other forms of deception,
but this kind of stuff is not there.
That's why it is incumbent on every seller to show the defect of
his commodity
or to inform the others if they had to look this is the just check
it out. It's got a bit of a moisture. So check it out.
When I was studying in India, and this is not just India problem,
this is a problem of all such countries, right?
Where it happens on a petty level, I used to go to buy cloth for to
make a job.
And they have the 4050 rupee, a meter cloth and they have the 100
rupee, a meter cloth and 150 rupee a meter cloth.
Now, he knows that we're a student. So he shows us the 50
rupee cloth. And he's saying this is wonderful cloth. I'm saying
that, will it tear easily? Because when the fabric isn't woven so
closely, the thread count, as you call it, I didn't know thread
comes in those days, right? But when it doesn't have a high thread
count, then it easily tears. It comes apart, especially at the
seams said Will this happen here? And it says no, it won't happen
here. Make guarantee that all
right, I'll give you a guarantee.
So I said okay, fine. So I purchased it, had it made. So use
you spend money to actually get it tailored. And then you wear it.
And on your next wash. That's what happens to you either gets torn,
or it's suddenly these magical these.
These spots start appearing on it. So you go back. And you say look,
he says, and he would say before that, you know you can bring it
back. Anything happens wrong with it, you can bring it back. So I
thought okay, fine. That's his guarantee. So I took it back. And
he says, Well, you've made it now I can't take it back. Now that's
circular reasoning. I mean, there's no way I can find out if
he's going to tear or not before I make it. But once I've made it, I
can't take it back.
Now, what I don't get is why can he tell you Look, this one has
this problem? Why don't you if you want a good club pay for that one.
You'll pay once but it lasts longer than paying for this 50
rupee one, why can't they just say that?
The reason is that they think if they tell you that you don't have
that much money, then they just criticize their own cloth, you
won't buy this one they'll miss out on a sale, they just want to
sell you something and that is really really bad they'll swear
oaths.
Allah Kike some
and that is even worse than just a basic lie. Lying is bad enough
swearing an oath on top of that is even worse. You are considering
Allah to be so petty that to make your few 100 rupees or pounds or
whatever it is, you are swearing an oath and bringing Allah into
the picture like this is that how low you consider Allah subhanaw
taala
this is what you call deception.
Likewise, the author says here is that it is incumbent on any third
party
who knows someone entering into a sale, lease or marriage or any
contract for that matter, to inform of the defect of the sale
or lease commodity or in the case of marriage of the disease of the
person being wed if somebody comes to you that I need to know from
you were interested in that particular boy or that girl of
that family who live close to you. Are they related to you? They are
friends.
They come to your Masjid.
Can you tell us if that's how they are? Now you are in a bit of a
predicament. You know there's a bit of an issue. But you want to
be nice to everybody.
You want to be nice to everybody. And you know there's a serious
issue here. Not this the minor is this some people go on about minor
issues make a big deal. That's a different issue.
You, but this is a serious, it's gonna it could hamper a man
they've been married before, or they are heavily involved in some
kind of drugs or they already
being unfaithful somewhere else and all the rest of it. But you
don't mention it,
then you just deceived them. So the Prophet sallallahu wasallam
said that a person or consultant is placed in a position of trust,
in the sense that when you're consulted about something, you are
in a place of trust that you must fulfill that trust that I've put
you in to ask you that question. It doesn't mean like what I mean,
it doesn't give license to do a whole package of pungent.
It doesn't mean you then have to say the whole life story. You only
mentioned the relevant people the relevant points that may be
that may affect the situation at hand, only the relevant, small
relevant issues.
An exception, however, is that if the third party fears for himself,
that there is going to be a massive backlash, if I'm to
mention something,
if I'm to mention that this deal is a bad deal, don't do this deal.
He's selling this product or he's selling this service.
You know, whatever it is, for example, you know, there's people
who send money abroad, there's people who do qurbani for people,
there's a lot of scams, all of these scams. Now, if you if you
cannot disclose it to somebody without feeling scared for
yourself, then in that case, it says that if a person fears harm
from the transacting party, then it is not incumbent then on
informing them so there has to be a genuine, reasonable fear of
being harmed.
Okay, one more point.
See what the Prophet sallallahu alayhi wa sallam said, is that it
is a Hadith in Sahih, Al Bukhari and Muslim. If both parties in a
sale are honest and transparent about what they're exchanging,
right? They will be blessed in that transaction, the broker,
you might get 100 pounds less for your car, because he's got that
problem. But the 500 pound or 1000 pounds, because when you make the
less,
you will get more out of it, you'll be able to do more from it.
Whereas if you made 200 pound extra, and deceived somebody,
then there's no Baraka the whole wealth becomes polluted. There's
no Barak. So what's the point?
Then the professor loathsome said that if they are dishonest and
fail to disclose the necessary information, the blessing of the
deal will be removed, there's no blessing.
See, another thing that it mentions here from Imam Hadi, he
mentioned that if one knows, or is reasonably sure that another
person, spouse or children are engaged in disobedience,
then he must inform that person of it, assuming that certain
conditions are met.
If you know that there's somebody's children or somebody or
whatever the case somebody that is they're responsible for, there's
something that they should be told about.
Unfortunately, this is completely lost. Now, we're in such a time of
individualism, that nobody cares about anybody, you'd rather stay
silent, because the person you're telling will get angry, or what's
it to you. Nobody will be sad is nobody will be, nobody will thank
you for it. This is a bit of a thankless word you're living and
that's where everybody just gets corrupted, because there's no
Naseeha there's no nasiha taking place. So he says that
there's certain conditions, though, when you should reveal
this. Number one, they are persisting upon that scene. It's
not like a one off, they're persisting, you're constantly
seeing them with somebody else that they're not supposed to be
with. You're seeing them in the wrong crowd. You're seeing them
buying things that you shouldn't be buying from somebody on the
street corner.
Right? If they, if they're not persisting in the civil they've
made Toba then you're not allowed to tell somebody. The hadith
mentions that if somebody has
committed a sin and then
and then has asked Allah for forgiveness, and then you go and
censor them over that sin, Allah will cause you to be involved in
that sin before you die.
So it's not about just revealing everything. It's about revealing
it for a reason. If they've if they've repented, then finish.
There's no absolutely no reason to do so. Number two.
If the person this is if the parent or whoever the family
member doesn't know about it already, if they already nobody,
why should you go and tell them
They don't know about if they do know about it, there's no need for
you to tell them if they know about it.
And
there is benefit in informing the person not harm, you know, this
person is just going to favor their children say no, my children
are angels, there's no point even telling you.
He's going to break relationships with you, he's going to start an
argument, you have genuine fear from them.
Number four, he informs the person in private. So you don't go and
say, oh, you know what I need to tell you something about your son.
You say privately to them, not in front of others,
lest his sin be exposed. And then it becomes backbiting.
And of course, you should not fear any genuine physical or financial
harm from doing so if you did so. So the show actually covers
everything in that regard.
Okay, the other point here is one type of deception is unfair
pricing, which you call as Robin in Arabic, unfair pricing, coupled
with deceit, whether explicit deceit or implicit deceit, a clear
deceit or hidden deceit, for example,
you lie about the market value of something, this is how much it
costs in the market, they go for this much
100 pounds, where does actually go for 70 pounds. But because the
person doesn't know he hasn't checked online, now, it's very
difficult to do these things because people can check on their
phone straightaway. But generally, to tell people that oh, this is
how much it costs them, the person thinks is getting good, no, they
go 420, I'm giving you 100 I just want to get rid of it.
All of that talk is part of deceit, it loses all of the baraka
in what you what you sell. That's explicit. Implicit is, for
example, praising the item in a way,
praise it not clearly saying anything that is worth praising in
in a way that it's such a good price is for this, you know,
you're not mentioning any numbers, but you're just saying it's so
good to be good up to such a degree that they could actually
for the same price, get a better product somewhere else.
You get the point. This is unlawful deception due to which
the buyer upon coming to know of the deception should have the
option of annoying the sale.
If there is no deceit involved, explicit or implicit,
but you're just charging more
than that is halal. But it's mcru. If it's too much, you know,
exorbitant profits,
then, generally speaking, it's disliked because, you know, why
should you do that? sell it at a profit, but not you buying it for
one time selling it for 10 pounds. Somebody must be crazy to buy it
from you. Now, the thing is that if you are getting them for a
pound, whereas in the market here, the wholesale they go for what
five pounds, and people sell them for 10 pounds, but you bring them
in from China for one pound. So you're still selling them for
market value of 10 pounds, that's fine.
Do you understand?
It becomes worse if people are in need. And it's not a luxury
product, but it's a staple product, for example, rice or
flour or something like that. You bring it in at a time of need when
people don't have it. And then you hold it until people are in big
need and then you sell it for huge amounts of money and make huge
profits based on people's desperation. That is very wrong.
But generally selling for a good profit is fine.
As long as it's not exorbitant
why he said the reason why it's still blameworthy to sell for too
much of a profit is because you're still neglecting the right of your
brother in faith
or of one's fellow man. Since faith is not perfected until one
loves for their brother what you should love for yourself.
Just a few side points before we finish Imam Ghazali Rahmatullah he
already mentioned that if one purchases an item
from somebody who's in need somebody indigent, somebody
disenfranchised, the poor guy is trying to make a living and he is
selling something for a slightly higher price. You know, it's a
high price. Right? Now you try to squeeze this poor guy.
You know, you try to squeeze this poor guy. He says, in that case,
if you pay the higher price while knowing it's a higher price, than
in sha Allah, you will be it will be deemed courteous. And you will
be included in the prophetic supplication there's a dua the
promise that was made. May Allah have mercy on a person easy going
and trade
May Allah have mercy on a person who is easy going in trade, who
deals in a very easy way. He lets people off he gives people time.
He's not too harsh in the way he goes after people and so on and so
forth. The person in the hereafter Allah subhanaw taala will forgive
him, and then wonder why he said, Because this person used to he had
a lot of business used to send people out for business. And he
would always tell him, Look, if somebody can't pay take it easy on
them.
There's a great reward in doing so. But then he mentioned that if
one is transacting with somebody wealthy
who is
using unfair pricing merely to make an extra a huge profit above
and beyond his needs, then bearing that price is not virtuous. Buying
from that person at that price is not virtuous, don't think then
you're doing him a favor. Why? It actually entails wasting your
money without incurring or reward or deserving any praise. That's
why there's a hadith related in the margin. top line is marginal,
marginal Kabir prophets, Allah some said the one ripped off in a
transaction deserves neither praise nor reward. If you get
ripped up, ripped off in a transaction, don't consider
yourself to be
deem you know worthy of any praise.
You it says in a hadith that a believer is the one who doesn't
get bitten from the same hole twice. Okay, first time you might
get but then you have to wise enough.
Can you see how balanced our Sharia is, it takes into
consideration everything. And we want to attain this balance. And
may Allah subhanaw taala. Grant us his balance. Now remember that
this is not just for believers. It doesn't mean you can rip off non
Muslim,
the Hadith of the prophets Allah some say Al Bukhari and sahih al
Bukhari Muslim says, None of you truly believes until he loves his
brother, all that he loves for himself. Many scholars clarify
that brother here in this context, encompasses all brethren in
humanity, not just brother in faith, including non Muslims, as
the believer loves, for them eternal salvation as well with the
accompanying worldly blessings.
Moreover, an established principle in Islamic law is that in worldly
transactions and personal dealings, non Muslims are treated
like Muslims, as the difference is only the tenets of faith. So
there's no justification that because somebody's a non Muslim,
that you can rip them off.
It's the same thing. It's just about fairness. And you know, one
of the one of the greatest ways that Islam spread in much of the
Malay Archipelago archipelago, which is Indonesia, Malaysia is
through good business, from the Muslims that went there for
business, in the good character that they showed business has an
amazing ability to convince people because, you see, one is you tell
somebody good things, you give somebody a lot of preaching. It's
in a vacuum. But you know, when money is involved, and you give
somebody the benefit of the doubt, you give them
a benefit through the money and you take less, that is very
effective. That is very effective. I know of people who become Muslim
just because of dealing with Muslim businessmen today.
Because you cannot really prove something it's not just saying it
with your tongue. May Allah subhanaw taala grant us the TOEFL
accurate that Rana Anil hamdu Lillahi Rabbil Alameen Allah them
and to Salam, WA Minca Salam Duarte, originally with the Quran,
Allah homea how you yaka you rock medical Mr. Leith Allahu Maya
Hannah Yamuna, La ilaha illa Allah Subhana Allah in Kaduna, milady
mein. O Allah, we ask You for Your Mercy of Allah, we ask You for
Your forgiveness of Allah, we ask You for Your guidance of Allah.
This is a month of your mercy and blessing. Oh Allah, we asked you
to drench us in your blessings to make us completely forgiven. Like
the day our mother gave us birth. Oh Allah we ask that this Ramadan
is a purifying session for us. Oh Allah, we ask that you make this
Ramadan, the best Ramadan we've ever experienced. Oh Allah that
you make us closer to you than we've ever been before. That you
make us purer than we've ever been before. Oh Allah, we ask You for
Your Mercy for your blessing for our entire family and our entire
ummah. Oh Allah, Oh Allah we can already see the blessings of Allah
we can only already experienced them of Allah grant us that
blessing in our heart of Allah make our dealings straight and
virtuous. Oh Allah make us of those whose every action and not
just his speech is that which convinces people of the trueness
of our faith and the trueness of you have Allah we ask you to
accept us for the service of your Deen in some way or form or the
other and our Allah we ask that you bless those who are sitting
here. Do not let us any of us leave
without being forgiven of Allah the remaining work that this
Masjid has to undergo, allow it to be completed quickly and swiftly.
Remove the obstacles in the path and allow much guidance to be
spread forth from here. Oh Allah, we ask that you send your abundant
blessings on our messenger Muhammad sallallahu alayhi wa
salam, and grantors his company in the hereafter. So Hanabi Robina is
it here and now you'll see Fonasa Ramadan